Showing 50 results of 646
Does your older parent or spouse need to hang up the car keys? It's one of the hardest transitions in aging, and there's no simple fix....
Hypothetically if I am receiving $700 a month and my husband is receiving $1200 a month, my survivor benefits would be his $1200, and not his plus mine?...
My wife and I had a conversation recently about whether or not we should pay off our 2.3% mortgage or let it ride? It’s the kind of debate that gets people fired up. Some swear by the peace of m...
Many couples are surprisingly unaware about key aspects of each other’s finances — and that can hurt them. Here’s how to get on the same page....
Four categories are recognized under current regulations to qualify as an Eligible Designated Beneficiary (EDB). These include the surviving spouse, minor children of the decedent, a disabled or chron...
My husband [61] and I [58] plan to retire in 4 yrs when he turns 65. He is not concerned about the money/budget aspect of our early retirement, but I'm panicking we wont have enough to live on long-te...
Retirement for couples: Cover these 10 topics to survive retirement with your spouse. Communication is key, especially when it comes to money. The post Retirement for Couples: 10 Essential Planning Co...
I have a situation where I want to ensure that my spouse does not get manipulated by our relatives after my death. My spouse has always been a very giving person, and I feel the need to protect our as...
I’m a 68m, retired and married. My wife has a very rewarding job she loves with lots of business travel and no desire to retire I’ve seen ads for solo travel tours that could be fun though...
I am 67, my husband is 68 and we both plan to retire at 70. Our desire in retirement is to have a bigger piece of property where we can do extensive gardening. We currently live in a nice suburban hom...
I am 66 y.o. And I retire at the end of March. Financially, we are good. My wife will work for one more year after I retire. We have been a very family centric couple. It’s always been about our...
My mother in law is a widower who turns 60 this month 2/21 Her Husband passed 7/2015 and he was born 10/27/1960 We called SSA and they told her she was eligible to claim SS against her passed husband ...
Wife and I are 63 and now that her knee surgery is over are wanting to plan some vacations. We have been to a few places es, Alaska, Canada, carribean. But what i want to know is for the man and wife ...
It’s common for older workers to develop an acute medical problem requiring immediate attention or to have a spouse or parent who suddenly becomes ill and must be cared for. Paid sick leave prov...
Tuesday, January 21 - Monday, January 27, 2025 Most Commented score comments title & link 57 132 comments Retiring before your spouse? How did it go? Top Comments score comment 24 /u/roblewk said ...
My wife and I have been Verizon customers for over 20 years and, now that we’re retired, are looking for ways to reduce our monthly expenses. My mother was on our plan and recently passed away s...
I am retiring very soon. The wife and I are wanting to leave the cheap cost of living small town we live in now and move closer to our kids. Unfortunately, we will need to spend roughly an extra $300K...
Long story short - we pull our statements every January. The latest statement (2025) shows that my wife is now back down to 39 credits when she had 40 credits on the previous two statements (2023 &...
Mike and his wife in Tampa are 39 and 36, they’ve got nearly a million bucks saved. Are they on track for retirement? Kate in California is 55 and hopes to retire in the next couple of years. Ho...
My wife and I are 59 and we plan to take an early retirement later this year. We also plan to move closer to our kids, across the US, to a more expensive area. We are very concerned about the home pri...
Joined by tax guru Alexis Gallati, we have another Friends of WCI episode, where we answer questions about the benefits of hiring your spouse and children, the tax implications of hiring a nanny, and ...
Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...
I am 76 and my spouse is 79. She applied for Social Security benefits at her full retirement age. I was subject to GPO so I couldn't apply for spousal benefits. Please help me with the following quest...
My wife and I are 62 & 63 respectively. Our kids are grown, out of the house and employed. Our house is paid off, and we have no debt. For 20 years, my wife & I had level plan term life insura...
Background information: I'm currently 66-4 months and full retirement age is 66-8 months. My wife is 55. I retired 2 years ago and my wife will be retiring in 2 months. We both are collecting decent p...
I've been trying to decide whether I should bite the bullet and pay for a financial advisor to look over my retirement plan. I'm 56m, spouse is 52f. No children, and no real need to leave an estate ex...
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
Today is my first real day of retirement (yesterday being a holiday). I suggested to my wife that a great way to celebrate would be to spend 3-4 days in Orlando, and get away from this cold front that...
My spouse needs to start ss payments BEFORE full retirement age. Do we specify to start the month of the birthday, when the payment amount changes, or the month AFTER the birthday?...
Does it make sense for Alex and his wife in Massachusetts to do Roth conversions now to the top of their eventual tax bracket? Steve in San Diego got serious about saving for retirement after Joe and ...
Were any of you a stay a home (SAH) parent or was your spouse? If so, what defined 'retirement'? Age, kids launching, collecting SS, spouse retiring, ...? I have only one friend who was FULLY a SAHM (...
If you worked a non-traditional schedule before retiring, do you have any suggestions for adjustment to retirement life. Husband just retired from the airline industry. For over 43 years, he's been wo...
Greetings all, I’m curious to hear everyone’s thoughts on the following. My wife and I are still several years away from retirement, her about 5 and 10 myself. Even though the ‘big d...
When should Richie and Heather and Rebecca and Sam collect their Social Security benefits? Why is Dan’s benefit so much higher than his wife’s? PWare has a Roth conversion case for claimin...
Spouse and I are recently retired. All of our assets have designated beneficiaries (each other, and then daughter is contingent beneficiary once we are both deceased.) Since she is our only child, I'm...
My wife just reached FRA and has applied for Social Security. I reach FRA next November. We still have a mortgage on a 3,100sf, two-story house, which is way more than we need now. We know we need to ...
All through our 32 year marriage my wife has handled all our financial bookwork. I've been OK with that because, well, she did all the boring bookwork and I haven't had to bother myself with it. But n...
While I am not a big traveler, my spouse is looking forward to taking some longer trips upon retirement. Not years abroad. But maybe a month rather than our now 10 day limit of travel. Right now, one ...
Loss of a spouse often leads to financial insecurity in retirement. These strategies can help ensure financial stability for the surviving spouse....
When my wife took a new job, I was pumped she could finally get an HSA. But as I crunched the numbers, I wasn't sure it was the right move. The post Beware! An HSA Is Great But . . . appeared first on...
How can you plan for retirement when your husband holds the purse strings and talking about money is taboo? Help is at hand for this common problem for women....
I'm a 69 year old male, retired 3 weeks ago. My wife is 68 and will likely retire this summer. We live in the Boston suburbs where cost of living is high. Want to move to a more affordable area that o...
My wife and I have lived most of our lives cutting back and working hard and being fiscal responsible. As we look forward to retirement, we want to enjoy it and not just maintain. It seems most articl...
Today’s my last day. 61F (turning 62 next week). Husband already retired. I’m relishing every “last” moment of this day. Last time waking up at 5:45 am Last time taking a showe...
Hi everyone! I am just over 6 months from retirement. I am waiting for my husband to be on Medicare and I will be 59 and 1/2. I have seen a financial advisor and was told I could retire now. I have wo...
None of us want to die. All of us will. In preparation for that inevitability, I write an annual “Love Letter” to my wife. In the event of my passing, […] The post Why I Write A &ld...
The longer a husband delays his Social Security retirement benefits, the larger the check his wife will get when he dies. And odds are that he’ll die first, so that decision to delay will leave ...
"Sam" is 58 and he retired at the end of the first quarter of 2024. His wife, "Alice," is 65 and still working as a paid caretaker for the couple's son with special needs. Sam has $400,000 in a Roth I...
F66 and Husband 71. Full Retirment is 66 and 8 month. Received a severance package that covers me till January 2025. Our total combined net worth including home around 750K Home is about $250k SS woul...
Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances sep...