Showing 50 results of 646
As MaM suggested and build on u/Odd_Bodkin ‘s post on national parks. Instead of high jacking his post, I’ll start a new one. My wife and I love national parks. We have been to a few and a...
Recently turned 60 and choose to still work even though I do not need to. My spouse and I came from homes where saving and planing for the future were a priority. We both started saving and investing ...
Today we answer a question from Ken, a recent retiree at 63, about how his Social Security claiming decision impacts his wife’s future spousal benefit. We break down how spousal benefits are cal...
We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduc...
If your pension impacted your ability to collect Social Security benefits, 2025 is a very good year for you and your spouse. The Windfall Elimination Provision and the Government Pension Offset are no...
Hi, I am contemplating pulling the plug on my career. 100% disabled vet with a great job that I enjoy but not as much as I used to. Body is getting achier (is that a word)each day. Wife is 62 took ear...
Has anyone who already had an ssa.gov account originally established using login.gov signed in and applied for social security and/or Medicare in the past 3 months? My spouse lost his job abruptly 2 w...
Mr. 1500 Days is a family guy living in Colorado with his wife and two teenage children. He studied biology ... Read more...
My wife and I have been talking about the idea about not permanently setting roots anywhere for a few years after retirement. Wanderlust around for a bit. Go where the weather and food are good for 2-...
Hi, was wondering if anyone has experience with arranging for pet care to allow for some long term (~6 months) travel? My spouse is a dual citizen and we own a home in another country. Would love to b...
Just retired after age 59 (64) two months, ago and my wife and I are truly happy and enjoying it! I was an IT guy for 38 years. Wife and I are both the same age and happily married for 38 1/2 years. P...
I've been hearing about a social security monthly limit for a couple and wondered if there were any truth to this. My husband and I will both will be waiting until FRA to collect at 67 in 2028. My SS ...
My previous post really caught fire, and I think it led to some good discussions. I felt it was important to follow up. My wife and I had a great discussion last night. Although she didn’t come ...
My wife and I have been married for 28+ years, and one of the reasons is that we split everything down the middle. I worked for about 40 years, while she became a stay-at-home mom in 1996. Now that we...
My wife and retired last year. My company paid COBRA runs out 2 months before I can apply for Medicare (3 months before birthday). We live 80 / 90% of the time in Greece with local private insurance. ...
In late 2022, my wife and I were finally able to lock in matching 20-year term life insurance policies at an affordable rate through Policygenius. For five years prior, I had been concerned that I wou...
Greetings. I turned 55 this month and hope to retire in 4 and a half years. My wife and I want to retire in Italy at some point. My tentative plan is to convert my 401k at retirement to a joint life a...
My wife and I are both 66 1/2, and have been on Medicare since we turned 65. For the first time, my wife encountered a physician who does not accept Medicare. What we didn't know is that part B supple...
My husband just retired at 71. I (63) hope to work several more years - I really love my job. We just put an offer in on a house that is older (1828), larger and on a much bigger lot than our current ...
Husband and I are in the process of beginning to get serious about moving in a few months. We already have a realtor, know the area we'll be going to (same state, just closer to family) and will be us...
hello, I am helping my husband w/his SS benefits application. We started it online, but then paused it because it was too early to submit if he wanted benefits to start at age 70. So my question: His ...
Seven years ago I created a notebook of important papers for our kids/surviving spouse for when one or both of us is gone. One of my summer projects is updating it. For example, I'm giving up on inclu...
So, indeed I'm head over heels in love with my wife. I have it really good. I retired almost 3 years ago & my wife joined me 3 months ago. We're Gen Jones boomers, with my wife truly a last gasp b...
I'm 61, wife is 51 and we have 2 more kids to get through college so I plan to work until they at least complete undergrad studies in about 6 yrs. I own my own business and plan to adjust my hours at ...
Should you file an estate tax return when your spouse dies to preserve the unused estate tax exemption? Form 706 is costly, the exemption is high, but will the laws change in the future?...
My employer paid me weekly. That meant 4 months a year, I would get an extra paycheck. I loved those months! My wife got paid bi- weekly, so she would get an extra check twice a year. ( those were goo...
A healthy blood sugar level can help you avoid type 2 diabetes as you age. If you're married, you can thank your spouse for making that a little bit easier....
My wife and I are looking to move to a Latin American country (Mexico, Costa Rica, or Panama) and I'd like to know if anyone has recommendations on legal services that can help with the process of app...
My wife is a retired teacher since 2014. The school system does not pay into Social Security. She retired 10 years ago and has been paying her Medicare premium through bank withdrawals. Now, 10 years ...
We retired in 2016, I wanted to retire and my better half (wife) had to. I find it impossible to accept that this was 9 years ago. We are doing fine after a few bumps along the way. The time flew by a...
Hello all! I am officially 591/2 and counting down to my retirement in less than 2 months. :-) My husband graciously suggested we have a party. I agree I should celebrate such an accomplishment in my ...
Treasure Valley Silver Award – Sponsored by B.O.S.S. Retirement Solutions & Advisors bySophia DoumaniTo read on CBS2 News, Click Here BOISE, Idaho (CBS2 News) —Losing your spouse can b...
The shockingly low amount of money that my wife and I need for our ordinary living expenses. I know that sometimes retirees benefit from a drop in their work-related expenses, like lunches out, busine...
The next time I seek out the “experts” on TikTok, it will be for golf swing tips, new dance moves or cute relationship memes to send my wife, not for financial advice....
My wife is the legal representative for her mother who recently passed away. SSA took back her monthly benefit by reversing her direct deposit. Although she is due the benefit, SSA says we have to fil...
We are probably a few years from retirement. Depending on health and finances it would be between 2-5 years. I am 60 and my wife will hit 60 in a few months. We have two of our kids live in the area b...
Are you a woman? Do you have a wife, daughter, or mother? Discover 10 reasons why women lag behind men in preparedness and how to catch up! The post Retirement Planning for Women: 10 Reasons Why You A...
I am almost 64 and so is my husband. He started drawing early retirement this past year. I am still working and am planning on waiting as long as possible to draw mine and mine is going to be signific...
Looking for opinions on what to do with the money. I am the higher earner of the 2 of us, aged 57, spouse is retiring as a teacher at 56. Getting about 250K lump sum in exchange for a lower COLA incre...
Higher Medicare premiums, smaller Social Security payments, bigger tax bills … Financial changes can hit hard when a spouse dies. How to counter the blow....
My wife and I got letters yesterday from some outfit that is now connected to our primary care medical office called an "Accountable Care Organization". I've done some online searching about them, and...
My husband and I have sold our home and purchased a new construction last year, but it’s not where I want to be long-term. I would like to retire elsewhere (south) and whenever I mention the loc...
I want to retire in the next year or so (I’m turning 65 my wife turning 64 in 2025). I have a large amount of a single stock (550k) and a fair amount of 401k money (1.2 million) as well as (200k...
My husband and I are retired, living in the north suburbs of Minneapolis. I feel like a useless shlub sometimes, when I don't leave the house for a couple of days straight, especially when the temp is...
Hello! I’m still working until June FT then plan to go part time, every other week when we don’t have our grandkid. She’ll be 2 soon. Our son split from wife in 2023 just after hubby...
Last night, my wife mentioned she thought I retired too early. Today, after catching up with some of my old team members over coffee, I realized I don’t miss the job at all. The man who replaced...
Retireing in a year need advice on equities vs fixed income I am working at 76 for another year since the sale of my business payoff required another year of my presence. Wife retired a few months ago...
My husband is retired from the military and we became eligible for Tricare when he turned 60. I’m planning to retire the end of October at age 64. What have your experiences been with Tricare co...
I'm in my mid 60s and this is the first time that I have to make a decision about a 401k. My spouse used to be the one that handled all our financial interests, not much financials we were both poor a...
Rosemary’s husband is scaling back to 32 hours a week as part of his transition plan before switching careers. With Social Security in mind, she asks: Will this reduced income impact their futur...