Showing 50 results of 646
Earlier this year my wife asked, “Where is our money?”That question sent me down a path of simplifying everything — starting with our emergency fund....
Bit of a strange one — my wife and I both retired recently, and I didn’t expect this part to be the hard bit. We get on fine, but suddenly we’re in the same space all day, every day,...
I’m on my second month of retirement and keeping happy and busy. But I know my ex husband struggled when he retired because he had no hobbies at all. This book is an easy and fun read. I’m...
For anyone born after 1937, full retirement is not 65. Yet every source I've consulted is written as if the default retirement AND Medicare age is 65, when now they are 2 different things. Husband and...
A little over three months ago I posted that my wife and I are retiring starting January 1, 2026. I'm 60 and she's 56. The days keep getting shorter. My wife loves her workplace and her job. She told ...
I think the my learning curve in my 60s has been the steepest of any decade I can remember! So many new firsts. I’ve navigated selling a business, the death of my husband, learned to travel solo...
Someone explain it like I’m 5…. My husband had a small 20k ish) retirement account at his employer. He wants to withdraw it and use it for some unexpected expenses. We have the main retir...
As retirees, we can go wherever we want, whenever we want. I always knew I wanted to camp, but it took me a while to decide where to land on the spectrum: 0 - Hotel is a must (this is my wife) 1 - RV ...
As I finish lunch at the office, looking forward to another 10 years before I can retire, I often read the stories of the people in this community and daydream a little bit about what my wife and I wi...
My wife died last week. We spent 15 years planning our ideal retirement, started to implement 3 years ago by snowbirding/winding down work to a part time schedule. And we fully committed to retirement...
At this moment my wife and I are are surviving on my SSDI benefits alone, and we do not have any other sources of income. Also, my wife is currently receiving chemo to combat her cancer, and she is un...
Spouse and I are retiring soon and have both greatly reduced our work schedules. We are fortunate to have kids and grand kids living nearby and we also have a 6 month-old Lab puppy. We did not want to...
My husband and I plan to retire the end of 2026. As it gets closer (I know, we're talking 15 months, I like to prepare) but as I'm planning my exit from my job I'm thinking I might feel lost without m...
So, my story is a little different. I stopped working when I was 59 due to medical reasons. I was lucky enough to have had an insurance guy who insisted I take out a private disability when my wife wa...
The other evening, my wife and I went to a school reception held for parents and alumni who donated at least a certain amount in the calendar school year. It was a warm, intimate gathering where we mi...
I'm in the final stage of deciding "the date" I drop the mike and head out to the next chapter. I think the spouse and I have most things we need to consider in place (she's going to slug it out one m...
We recently added a pressure-treated lumber ramp at the front door for my wife's wheelchair. We live in the snow belt along Lake Erie, so I am concerned about how to keep this free of snow and ice. I ...
My husband and I plan to transition to retirement by quitting our current high-stress but good-paying jobs and getting jobs that are lower in stress and more flexible in scheduling/work hours but very...
I am 60 and set a target retirement date for me and my spouse of Jan 1, 2028. 2 years + 3 months. Based on my savings/spending and conservative growth projects, I think we should be fine. What is your...
I’m retired and my wife will stop working next year. We’re both in relatively good health. For better or worse, I’ve handled our finances soup to nuts since we’ve been married ...
A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement savings to Roth for the tax-free growth? What should ...
Learn how Social Security survivor benefits work, eligibility rules, and key steps to maximize support after a spouse’s passing....
I (61F in a couple weeks) retired in March. My spouse retired 4 years ago. We live in an area with world class medical reasearch and a lot of universities. There are quite a number of local studies th...
My husband and I disagree on trying to pay off the house before he retires in 11 yrs. We have a 3.4% interest rate and have approx 225,000 to pay we are doing bi-weekly payments. We’ve only had ...
Every few months or so, my husband suggests “I” have a new baby. He carefully uses the word “we” when ... Read more...
When one spouse passes away, the survivor often faces what is known as the “widow’s tax.” It is not an official IRS tax, but the impact of moving from married to single tax brackets....
My wife and I are both 68 and I'm still working fulltime until Nov 1 2025 ish. Have been spending time lately looking at monthly spending and have moved most of our assets over to Vanguard (lower cost...
My spouse and I are retiring soon and are in that mode of “our house is too big”, “our kids aren’t moving back home”, and “we don’t want to retire here”...
It was a spontaneous decision. “Let’s Go To The Arctic!” My wife and I were on our way home last summer from a Disney Cruise we took with our daughter […] The post Traveling I...
I am almost two years into my retirement and my wife just retired. We have been fortunate to be able to live off my SS (wife has another 18mo before she starts) and some other savings until now. We ha...
I reflected on the expensive possessions I own, while my wife and children seem indifferent to them. Additionally, I’ve developed new interests, leading me to start selling and buying various it...
Retirement will be in the next few years for me and my wife. I often look at Zillow to see what houses are in our price range where we could retire near the coast or on a lake, and the ones I find are...
My husband and I are thinking of moving from our home in Devon, UK. We have been there for 22 years and in Devon for 40. I'm retiring from teaching next year at 59 and he has just reduced to part time...
I've tried searching for an answer to this and have found bits and pieces but am still confused. If I should be posting this somewhere else, please let me know and apologies in advance! My husband sta...
The portability of the estate tax exemption from one spouse to another has traps and pitfalls that many people don't know....
Once my wife retires (I am already), we are planning on doing the opposite of snowbirding--spending summers in Maine, spending roughly 3 1/2 months away from our permanent home. What is the best way t...
Episode 487 Whether you’re looking for a spouse with excellent lifetime career earning potential or for a stock market growth opportunity that’s not limited to the narrow Mag7, consider th...
I am currently 72.My FRA was 66. I'm receiving SS benefits. I retired at 67 and 5 months. My wife is currently 61. She is a legal permanent resident and has never worked in the US. She is not disabled...
My wife and I (both 60) are divorcing and as we live in a community property state, she gets 1/2 of my retirement fund and 1/2 of the value of the house once it's been sold. She keeps an inheritance f...
My spouse and I have recently retired, and want to move eventually south. I have looked at A LOT of 55+ communities in NC, SC, GA, and FL. When we visited the Bluffton SC area (Hilton Head) I loved it...
I'm 62 (same job for 23 years) and my wife is 56 (homemaker) and I am contemplating retirement on my 63rd birthday. Our retirement math is close, but we are not quite comfortable, and I am thinking ab...
Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are these millennials on the right financial path, or have...
We are in our 60s and live in a large, 150+-year-old house that needs a lot of maintenance. My husband is retired. I can retire whenever I want to. We need to downsize sooner or later, and we're tryin...
My wife's cousin just passed away. He was 80 years old and living by himself in Florida, far from the other cousins. He wasn't married and had no kids. My wife and another cousin are now scrambling to...
My husband will be aging into Medicare within the next 1.5 years and I know the calls start early. I work in healthcare and legit have seen patients get more than 10 robocolls in one hour. Can we star...
Retiring at 66 and 10 months in 2026. How was downsizing handled? While many of our items hold memories I am working through getting rid of things, my husband on the other hand keeps thinking we may n...
Like the title says I went back to working last year due to my husband getting a surprise layoff 3 years ago. He couldn’t find any work and is 7 years older than me. I hadn’t worked the 12...
Susan discovered several years after she filed for Social Security that she is eligible to receive benefits based on her ex-spouse's earnings record. This case study explains how her new benefits are ...
Roger in Canton, Ohio, is burnt out. Can he and his wife Jane pre-retire next year in their mid-50s with $2.8 million? Joe and Big Al spitball on whether they’ll still have enough money for thei...
I knew we were probably ready financially to retire, but planned on three more years - I turned 60 last month. However, recent corporate chaos led my wife and me to plan out a "what if," which rapidly...