Advise, because no one fits my description?
I have no 401k's, no pensions and no stock, no financial advisor. We've always done everything with our own two hands. We've worked way beyond retirement to help our kids. I f(69) and spouse m(75). My...
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I have no 401k's, no pensions and no stock, no financial advisor. We've always done everything with our own two hands. We've worked way beyond retirement to help our kids. I f(69) and spouse m(75). My...
hello, I am helping my husband w/his SS benefits application. We started it online, but then paused it because it was too early to submit if he wanted benefits to start at age 70. So my question: His ...
Seven years ago I created a notebook of important papers for our kids/surviving spouse for when one or both of us is gone. One of my summer projects is updating it. For example, I'm giving up on inclu...
So, indeed I'm head over heels in love with my wife. I have it really good. I retired almost 3 years ago & my wife joined me 3 months ago. We're Gen Jones boomers, with my wife truly a last gasp b...
My husband is retiring at the end of June at the age of 60. I’ll be following next February when I turn 60. I would really like to get him a gift to celebrate this milestone, especially since I ...
A healthy blood sugar level can help you avoid type 2 diabetes as you age. If you're married, you can thank your spouse for making that a little bit easier....
My wife and I are looking to move to a Latin American country (Mexico, Costa Rica, or Panama) and I'd like to know if anyone has recommendations on legal services that can help with the process of app...
We retired in 2016, I wanted to retire and my better half (wife) had to. I find it impossible to accept that this was 9 years ago. We are doing fine after a few bumps along the way. The time flew by a...
I love my job and I love my wife. Can't I have both?...
Hello all! I am officially 591/2 and counting down to my retirement in less than 2 months. :-) My husband graciously suggested we have a party. I agree I should celebrate such an accomplishment in my ...
Spouse and I are covered under my prior employer’s plan under I turn 65. At that point coverage terminates and I become eligible for Medicare. However, spouse doesn’t turn 65 until 2 month...
Treasure Valley Silver Award – Sponsored by B.O.S.S. Retirement Solutions & Advisors bySophia DoumaniTo read on CBS2 News, Click Here BOISE, Idaho (CBS2 News) —Losing your spouse can b...
It’s been a while and our reader cases are piling up, so without further ado, it’s time for another reader case! Greetings FC and W!!! I’m normally a “Live quietly amongthe mas...
The next time I seek out the “experts” on TikTok, it will be for golf swing tips, new dance moves or cute relationship memes to send my wife, not for financial advice....
I have Retired Husband Syndrome (it's a real thing, look it up). We both retired last year and took a few months to travel - the idea being "you never know" how long you will be fit enough to do it (w...
My wife is the legal representative for her mother who recently passed away. SSA took back her monthly benefit by reversing her direct deposit. Although she is due the benefit, SSA says we have to fil...
We are probably a few years from retirement. Depending on health and finances it would be between 2-5 years. I am 60 and my wife will hit 60 in a few months. We have two of our kids live in the area b...
Higher Medicare premiums, smaller Social Security payments, bigger tax bills … Financial changes can hit hard when a spouse dies. How to counter the blow....
My wife and I got letters yesterday from some outfit that is now connected to our primary care medical office called an "Accountable Care Organization". I've done some online searching about them, and...
My wife and are only 18 months retired, and we haven’t encountered anything that has seriously blown up our retirement lifestyle of choice — yet. But we know others that have. Kids have mo...
? Show Notes In this episode, we kick off a month-long series on retirement basics, emphasizing the crucial role of partnership in planning for retirement. We discuss why it's vital for both spouses t...
We asked expert financial advisers and therapists to weigh in....
I want to retire in the next year or so (I’m turning 65 my wife turning 64 in 2025). I have a large amount of a single stock (550k) and a fair amount of 401k money (1.2 million) as well as (200k...
How to separate or combine accounts with a spouse is a difficult decision. I have a system that has worked well. When we first got married, my wife was rightfully worried about me analyzing all of her...
Hello! I’m still working until June FT then plan to go part time, every other week when we don’t have our grandkid. She’ll be 2 soon. Our son split from wife in 2023 just after hubby...
My husband is retired from the military and we became eligible for Tricare when he turned 60. I’m planning to retire the end of October at age 64. What have your experiences been with Tricare co...
We weren't married long enough for me to expect any money from his earnings (3 years at most). It's going to hold up me applying for my OWN benefits! How can I get his Social Security number? All I ha...
Does your older parent or spouse need to hang up the car keys? It's one of the hardest transitions in aging, and there's no simple fix....
Hypothetically if I am receiving $700 a month and my husband is receiving $1200 a month, my survivor benefits would be his $1200, and not his plus mine?...
Many couples are surprisingly unaware about key aspects of each other’s finances — and that can hurt them. Here’s how to get on the same page....
Lost my wife 3 years ago, and now retirement is upon me next month. I'm trying to get excited, but I have to admit it is somewhat anti climatic entering retirement alone. All those lost plans! We vaca...
Four categories are recognized under current regulations to qualify as an Eligible Designated Beneficiary (EDB). These include the surviving spouse, minor children of the decedent, a disabled or chron...
Just woke up again to the stereo system blaring in the living room. He mutes it and forgets to turn it off before bed then after several hours the mute will timeout and the sound come back on. He also...
My husband [61] and I [58] plan to retire in 4 yrs when he turns 65. He is not concerned about the money/budget aspect of our early retirement, but I'm panicking we wont have enough to live on long-te...
There are actually a few good reasons to hire your spouse in your business. But you probably won't come out ahead financially by doing so. The post Why Hiring Your Spouse Is (Probably) a Bad Idea (Eve...
hi thanks for listening! Not yet retired. I am 65 in April and love my healthcare admin job, Husband won't be 65 til Aug 26 and has a love/hate relationship with his job. My FIL died last July and we ...
I am 67, my husband is 68 and we both plan to retire at 70. Our desire in retirement is to have a bigger piece of property where we can do extensive gardening. We currently live in a nice suburban hom...
I am 66 y.o. And I retire at the end of March. Financially, we are good. My wife will work for one more year after I retire. We have been a very family centric couple. It’s always been about our...
My mother in law is a widower who turns 60 this month 2/21 Her Husband passed 7/2015 and he was born 10/27/1960 We called SSA and they told her she was eligible to claim SS against her passed husband ...
My FRA will be in May 2025 but I plan to keep working. My ex spouse is 2 years younger than me and still working. Can I collect SS from his account in May while working, then switch over to my account...
Wife and I are 63 and now that her knee surgery is over are wanting to plan some vacations. We have been to a few places es, Alaska, Canada, carribean. But what i want to know is for the man and wife ...
It’s common for older workers to develop an acute medical problem requiring immediate attention or to have a spouse or parent who suddenly becomes ill and must be cared for. Paid sick leave prov...
Tuesday, January 21 - Monday, January 27, 2025 Most Commented score comments title & link 57 132 comments Retiring before your spouse? How did it go? Top Comments score comment 24 /u/roblewk said ...
My wife and I have been Verizon customers for over 20 years and, now that we’re retired, are looking for ways to reduce our monthly expenses. My mother was on our plan and recently passed away s...
I have seen contradictory information about this question online and don't find anything on the SSA website that addresses it. I am 75, the high wage-earner, and started collecting my benefits at age ...
I'm likely going to retire 3 to 4 years before my spouse will retire. Various reasons, but this has always been the plan. He is fine with it. Very supportive. I've had a minor taste of this for years ...
Just turned 64M. I plan on retiring in September. I’ve lived in Tallahassee Fl for 22 years. My wife passed away December 23’ and I just think it would be easier for me to continue on in a...
I am 76 and my spouse is 79. She applied for Social Security benefits at her full retirement age. I was subject to GPO so I couldn't apply for spousal benefits. Please help me with the following quest...
Happy retirement, all. My husband is retiring in May at 65.5 yrs (so on Medicare) and with our institutional healthcare plan, which happens to be an Advantage plan (Humana, it's negotiated by our stat...
My spouse needs to start ss payments BEFORE full retirement age. Do we specify to start the month of the birthday, when the payment amount changes, or the month AFTER the birthday?...