Showing 50 results of 475
My spouse and I have worked in the same office for almost 15 years. We will be retiring at the same time three years from now). Has anyone been in the situation? I know people can struggle to along wi...
I’m 64 and getting very close to submit my retirement letter. Today, my wife and I usually head out for lunch and dinner. Nothing expensive and it breaks up the day well. However it would probab...
My husband and I are thinking of moving to a land-lease retirement community of individual bungalows with basements. We would love a bungalow due to arthritis and other health issues. The community is...
Been looking at communities as my wife like the idea of a very active place such as what she see in adverts for Margaritaville (though we've not been yet, probably will visit one this year as we get c...
I've faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it's important to clarify that she hasn't been truly retired. Instead, she has been ...
I went for a pre consultation about retiring but the rep I spoke to didn't seem knowledgeable I was a given a date of 6 months from now which didn't seem correct. I went for another consultation and t...
A few weeks ago my husband (60) received an early morning phone call from his manager and the HR representative, letting him know that he is retired effective immediately. He had planned to work anoth...
Aside from your spouse or partner, if applicable, who is the first person you told once you made the final decision to retire? Why that person? I have friends who have retired and my guess is that I w...
My wife and I are looking ahead towards retirement in a few years. We're considering staying where we currently live in NY because almost all of our family and friends are here. We're also considering...
My wife and I are just about ready to retire up in Wisconsin. My main priority in retirement is to be able to ride my bicycles at least ten months a year, and ski some as well (willing to travel to do...
My wife and I are approaching our one-year retirement anniversary, and it's been everything we had thought it would be. "Every day is Saturday," etc. Waking up whenever and simply going with the flow ...
Just after midnight on New Year's Day of 2012, I was standing in a pizzeria in New York with my wife Carissa. We had just watched “The Ball” drop in Times Square. Frank Sinatra's "New York...
I am enjoying being retired so far. Haven't really done much except for a little more reading. My question is what have you retired folks done to ensure your brain stays healthy? My husband is 70 and ...
I am self employed and my company buys health insurance for our group. Spouse has worked for my company for a couple of years, but was on our health insurance regardless. I will be Medicare eligible 8...
I am 68 years old and have delayed taking Social Security. Spouse is 64. She doesn't qualify for benefits, so she would be receiving a portion of mine when I pass. Would there be any difference in her...
My wife and I have no kids or family. What should we be thinking about and planning differently than if one had a big family? We have a will and the packet that goes along with that. I was hoping to f...
In this episode of "Rock Your Retirement," Barbara shares her incredible experiences from a three-week trip to Europe, including visits to Ireland, Iceland, and Spain. Barbara and her husband embarked...
I will be retiring December of this year. Husband retired a few years ago. We are not yet collecting SS since I'm working full time and there's no need to yet. We have a home that we will be selling a...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
I am the higher earner and also older spouse. I am older by 4 years. Our plan was to wait until I turn 70 to receive the maximum benefit. A year after that my spouse would reach her FRA of 67 and her ...
My wife is no longer working, so she has no income. She just turned 63. If she starts taking her SS now, does she get penalized for my income if we file taxes jointly? Her difference between taking at...
In December 2016, I purchased a 2015 Range Rover Sport with 10,800 miles. At the time, I had been driving a Honda Fit but sought a larger vehicle as my wife was expecting in early 2017. During the pur...
Here's what I'm trying to do and what I found out, but would like to confirm. I'm a U.S. citizen and permanent resident of Japan, having lived here 40 years. I live with my same sex partner of more th...
My husband and I have been in 12 Step Recovery programs, Alcoholics Anonymous and Al Anon, for over 40 years, since we were both in our 30s. As young adults, alcohol abuse was already having a bad eff...
Photo credit: jb If you or someone you know has inherited an IRA from a spouse, there are several options available for handling the account. You could transfer the IRA to an inherited IRA, properly t...
Me and my spouse really like the idea of The Villages in Florida where you get to own your own home and there’s a bunch of things to do all the time (soccer, pickleball, swimming, knitting) and ...
I would like your opinion. I don’t plan on collecting SS until my full retirement age which is a few years from now. After that, God willing, I plan on working until I’m 70. My wife is at ...
My wife and I know enough not to go out on the road on New Year's Eve. But we don't always know enough not to drive when the weather gets bad. My wife B desperately wanted to drive up to New Jersey to...
My spouse is 8 years younger and will not be on SS for several more years. I am 65 and want to retire, but I have read that his income will deduct what I should be able to draw. How much will I be pen...
In 2014, my wife had just retired from her stressful Pathologist role when I uprooted her to fulfill my dream ... Read more...
My wife and I are both retired at 67. I'm deferring Social Security until 70 to maximize the monthly benefit; my wife is collecting hers because it makes sense to. Our lifetime, based on family, will ...
James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...
Hi, all. Long-time lurker, first-time poster. Thanks to everyone who shares their experiences and knowledge here. This sub is very helpful as my wife and I plan for retirement. I'm 57 and burned out p...
My wife and I are not big travelers at all, but are considering making a select few number of trips over the next couple of years while we are still young (age 66, ha!). We visited London once, and Pa...
In this week’s video, we’re going to talk through one of the most difficult decisions a couple can make: can they live on a single income to be able to stay at home with their kids. This u...
My younger son was our problem child and we spent thousands bailing him out of his poor decisions and scrapes with the law. He is now married and has 3 kids. His wife doesn’t work although there...
Your thoughts. Almost 61m, just had 2 stents put in, pretty good family longevity. I started collecting my pension at 53. 1700 a month with 50% going to my wife if I die. I’ve been beating the p...
I am in the process of submitting application on the SSA web site for my wife to start collecting social security benefit at FRA in February 2024. Will SSA automatically calculate her maximum payment,...
I am 66 and my spouse is soon to be 66. I have a 100% Va disability plus pretty good SSI. She has her SSI also. I recently retired and she has a small housecleaning job that pays a few hundred per mon...
My husband’s family has a nice tradition. They go around the table, and each person says what they’re thankful for. What they say changes with the passing years, depending on their joys an...
In the past on this forum I asked for ideas on where to move. A couple of my thoughts were Texas, Florida or Alabama. Well, my wife and I did move. Across town less than a mile away. (There's no place...
Me and my wife both 67 I've worked full time her a few years as we raised 5 kids. Was hard to save in those early years but last few have been great. Managed to have 600k in 401k 600k already taxed ea...
Hello folks. Wife and I at that age we're planning to retire. Although we're pretty simple and don't live fancy, we have both worked professionally for decades and have 401k's about $1m each, we have ...
I’m 59. My husband is 65 and semi-retired. Pro’s: 1. I’m soooo tired, 2. I need more time to exercise and stay healthy, 3. We definitely have enough to live on, 4. I’d like to ...
Spouse passed unexpectedly a couple weeks ago. I am 61 and utterly lost about how to handle insurance. I have never worked and do not have employer options. Should I be applying for 2023 coverage thro...
The truck belong to my recently deceased husband. Husband was an alcoholic, so there is some minor body damage. Truck runs great and is kind of fun to drive. I also have a 2014 Nissan Pathfinder with ...
I often wonder around in a robe and sandals, sometimes as late as 2:000PM. I rarely get dressed as soon after I wake up. The main reason I get dressed is my wife works and when she comes home I don't ...
Me (59) and my husband (69) both retired in 2021, and over the last 2 years we basically just traveled around the world to the places that we simply didn't have time to go to when we were still workin...
Both my wife and I are collecting SS benefits. I waited until just short of age 70 to collect. She started collecting at age 63. I receive the larger amount. When one of us passes, how is the survivin...
The decision to move out of our home was made shortly after 4:30 AM, just as my wife pulled out ... Read more...