Showing 50 results of 646
Rob and his wife in North Carolina are 51 and 44 and would like to retire in the next 3-5 years. Are they on track, and what should they consider as far as Roth conversions are concerned once the tax ...
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
I am a Husband, Father, cyclist, traveler, hiker/backpacker and Software developer. That is how I have described myself for decades. For me the transition to retirement (3 years ago) was easy. I wonde...
Ricochet J in Colorado and her husband want to retire as soon as humanly possible. Are they on track? Should they save their surplus funds to a brokerage account or a solo 401(k)? That’s today o...
I'm concerned that once we retire, it will be the end of us. I am very active and my spouse is slowing down...way down. Weekends are spent a lot of time apart because I'm busy with housework or out wi...
I have been seriously contemplating retiring early. My biggest concern is medical coverage. Me and my wife are 56 years old and are looking retire as soon after 59 as possible. We have a 24 year old d...
So my wife and me (late 50s) are in good shape financially and health-wise and we have the ability to retire comfortably at 62 or 63. I have a job I like that pays quite well. We have some rental inco...
I have been retired for a year and my wife will be retiring soon. We own our small home (1100sq/ft) and do what ever maintenance our selfs. But we don't do our own, plumbing, electrical or roofing etc...
Hello, My husband is 9 years older than I (he turns 60 this month) and wants to retire as soon as possible. A lot of hard work over the year and killed his body. I will continue working until I am 66 ...
I’m 60, turning 61 soon. Financially, I think we’re (60 wife) in solid shape, but I’m a nervous wreck about telling my boss I’m retiring. We have $1.5m in our IRAs, $1.7m in af...
I turn 65 in December, my spouse turns 65 in February. We are currently on my large employer HSA medical coverage. My Company adds $500 each quarter. For various personal reasons I am not sure when I ...
I (m 62) have some health concerns and would do 100% survivor for the wife (f56). She should be around a long time. Lump is 196K, annuity is $1053 a month for my life then her life I would need to mak...
Looking for some advice and perspective from this wise group of people. Here's the story so far... My wife and I have worked in tech and done well enough for ourselves. During COVID, she went through ...
Already on A only (dependant on wife's group med). My wife will be retiring in early '25 and although she will go Cobra for a bit, I think I will lose my 'creditable converage' classification. I only ...
Hi everyone. Just an update to a previous post where I was wondering how to occupy myself in my retirement in a rural and isolate place, sans car, whilst my husband continues to work. Well, I won a 9-...
As we approach retirement, my wife and I are wondering when we should give our two financially responsible grown kids a heads up on our finances. We feel they should know just in case (god forbid) som...
Thoughts on developing interests after retirement I’m not retired, but working hard to be. My wife and I are currently 55 and m looking at 4-6 more years. I have a retirement planning notebook w...
I'm 66, my wife is 63. We're both semi-retired. I've spent SO much time in the last few years about figuring out how long our retirement savings will last. Yesterday she (a non-smoker) was diagnosed w...
I am considering retiring for a second time in a year from now with a fairly small (currently $38k) 401k, after 10 years at my current employer. My wife has already stopped working and left her 401k (...
I am a seasonal employee and just met the 1000 hour requirement to participate in the company 401k. I will likely continue with the company for several more years. My spouse (67) plans to retire in 1 ...
Hi all, As my spouse and I approach retirement, we're considering moving out of our big, old, and high maintenance house and downsizing. Our considerations are having some extra money in the bank, and...
My wife and I are increasing the seriousness of our search. We've done week-long vacations in cities and narrowed our search. Our current interest is probably moving to an active, Sunny/warm 55+ commu...
My wife and I are in our 50s and are looking to retire by 60. We have been talking about relocating to an active adult community closer to the coast... we have always wanted to be closer to the ocean....
We own our home and will retire in 2-3 years (me at 70, my wife at 65). We have adequate retirement income to cover expenses. We live in a small town that is unfortunately quite a ways from either of ...
My mom is 87 and she lost her husband 2 years ago. She is not tech saavy and received no letter from SS so she did nothing about claiming spousal benefits. When I assisted her to put in the claim, SS ...
Can Jessie and Becky in Iowa retire now at age 52? Should Robert and his wife file their taxes separately, to pay less tax on their required minimum distributions? Can Joe and Al validate Mike in Minn...
My wife and I will retire in our 40s, and we need to decide how to draw down our investments. So, we created a Retirement Drawdown Statement. The post I’m Retiring in My Mid-40s; Here’s Ho...
I'm 59 1/2 and my wife and I are wanting to plan retirement but we have quite a few issues to safely retire. We are still having to be caretakers of parents and don't have funds really set aside to fi...
Take your time and seek professional advice before making decisions about your late spouse’s wishes and wealth....
Are you and your spouse on the same page when it comes to retirement planning? On this episode we explore different aspects of retirement planning for couples and ways to work together as a team. Glen...
Hi , love this community. I am 60, wife 59. I make a lot more then my wife so she would get more from spousal vs her own SS. If I wait until 67, can she take SS at 62 and then when I take SS at 67 can...
For over 10 years, my father has been my primary editor on Financial Samurai. When my father isn't available, my wife steps in. This system has allowed me to maintain a consistent publishing schedule ...
Chris has been retired for a little over a year while his wife has continued to work. Now that Chris has “tried on” retirement and found the fit good, his wife will likely join him within ...
Graham and his wife are in their early 50s and plan to retire in 5 years. He wonders if they should continue maxing out their 401ks, how their investments should change, and what they should do with s...
Jason and his wife face a crucial decision: whether to purchase an annuity or pursue traditional investments as they prepare for a full-time, slow-travel retirement. With a diverse array of income sou...
James addresses a common concern for a couple approaching retirement through a listener’s question. Listener Rob plans to collect Social Security early at 62, raising questions about his wife&rs...
I'm counting down to retirement on 9/1/25, and my wife (retired 5 years ago and loving it) sent me this nugget today. A retired person is a jùbilado/a. I just love this, with its connotation of...
Here's what you need to know about QDROs (qualified domestic relations orders), which determine how assets in a soon-to-be ex-spouse's retirement plans or pension will be distributed....
The wife and I are wrapping up careers and plan to be completely retired by early November. While it’s a little intimidating, it’s also very exciting. It felt great last week when I starte...
When a husband learns he has a metastasizing tumor, or a mom receives news that her toddler has a rare ... Read more...
Hi. My mother's husband started collecting her social security after she died 6 years ago. Recently a previous husband she is divorced from 50 years ago is now trying to file for 1/2 her social securi...
70 year old, Retired 6/2022, but still. have opportunities to work for $65/hour as much as I want to. Wife tells me I need to quit, but I like the extra $1000 -$ 1500 per month for the 20-25 hours I w...
I'm a few months into retirement, my wife is still working till next June. One of the things we're trying to do--and were starting before I retired--is transitioning our spending on routine items away...
I’ve been retired 3 years now - I hate it. I’m beyond bored. One can only play so much golf & go to so many seminars. My spouse plays cards & other games (she is no longer physical...
I think I'm going to retire next year at 60, by claiming my survivor benefits from my late wife. I would later switch to benefits at 67 for the full amount. I was shocked to find out this was possible...
When you have a spouse or significant other, what’s next in your life is going to affect them too....
Hello everyone! My husband and I are in our early 60s (him) and late 50s (me). He is looking at retiring from his company in about 5 years. We have lived in the same area in the south for the entire 3...
The IRS has issued final rules on taking required distributions from an inherited IRA, and warns that the reprieve on penalties for adult children and other non-spouse beneficiaries who don't comply w...
I've been retired a couple of years now, my wife about a year. We recently bought a new car. In talking with our insurance guy, he recommends we get a Personal Liability Umbrella Policy. It would cove...
How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their lat...