Showing 50 results of 826
Hi guys how's it going? I was in the Air force for 13 years and for reasons I won't go into, I was medically discharged and placed on a pension and medically 'retired' at 31 years old. Due to being on...
Curious to hear from folks that retired when they hit their employer’s “magic number” (well before being eligible for SSI and medicare) to receive health insurance benefits for life ...
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In particular, wish to ask if contract work for a public school or university would be allowed submitted by /u/mtmag_dev52[visit reddit] [comments]...
Isn't this a question we ask about retirement, even if we are "expert" about all things retirement by now? This question is important enough for me to attempt an answer. The number one financial fear ...
My wife and I each have separate HSA accounts. We each also had separate individual health insurance through our employers. My wife retired in 2022. In 2023, she will have no "earned" income. Can she ...
Our couple today is made up of a retired cardiologist alongside his retired office billing manager, retiring to sunny Florida ... Read more...
I am guessing that a lot of people dream of retiring so that they can devote time to things like restoring old cars, bronze sculpting, or woodworking. Has anyone been able to take up this sort of hobb...
I'm a federal employee retiring soon. I'm curious what others have done with their TSP funds. I'm planning on shifting my funds to an investment firm...but are there compelling reasons to stay with TS...
So, I'm obviously asking so that you can look at what I'm doing and see if it makes sense. My current "plan" is to retire on dividends in about a dozen or so years at age 70. Me and my wife will colle...
Life is full of surprises and retirement is no exception. From the perspective of someone on the other side, here are 7 things I wish I knew before I retired. Continue reading...
Traveling between two countries and two lives...
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It's always fun to unearth some esoteric piece of personal-finance history. I know there are only a few nerds out there who care (hello, Grant Sabatier!), but those of us who care really care. Two yea...
I've been retired for a little while now, and I'm enjoying it. I have things I care about, projects I want to do, people I want to spend time with, and I'm certainly not sitting around waiting for the...
I just retired last June after my wife twisted my arm. I’ve always feared “the market will tank as soon as I retire and start withdrawing from my funds”. Lucky me, it waited 3 months. I’m not used to ...
Digest version: I want to acknowledge and celebrate my sister's retirement in a way that mine was not, but she's not welcoming any such gestures. Plainly people experience this event differently. I re...
I have have been extremely fortunate in my career as an attorney and am planning on retiring in November just before I turn 65. My wife retired last year at 63 with a fairly lucrative retirement portf...
From a social perspective, being retired is like working from home. If you want to have a purposeful retirement, you need social interaction. The post The Importance of Social Interaction in Retiremen...
I've heard that as you age and retire the stages are: Go Go! Go Slow... No Go Since on this board everyone retired at 59+, did you travel and do a ton early on...GO GO? When did you start to slow down...
It is always interesting to review spending levels recommended by advisors and financial commentators for hypothetical retired households and compare them with amounts generated using the Actuarial Fi...
I met up for a beer & burger with some of the people I used to work with. They range in age from 72 to 64. 5 of them are retired, 3 are still working. 2 of the retirees are older than I am & retired b...
Mine is on the left, hers on the right. Both of us are now retired (me this month) and will need to turn on one for cashflow. Current plan is to delay mine (larger) one and turn on hers. Financial adv...
I'm nearing retirement (as per the sub's rules). I've worked with a very low cost CFP during the accumulation stage. He's a former co-worker who's doing CFP as a semi-retired gig. One man shop, very l...
Hi, I retired in March after decades working a corporate job I didn't like to help my family, which I do like. I have tons of interests and didn't have time to pursue them. I'm pursuing them now. The ...
My husband retired in 2008 at 62. I retired in 2022 at the age of 72. He is bored - I am not. He expects me to be his entertainment committee and frankly, it is not a job I want. We tried playing card...
65F recently retired after 43 years teaching. I’ve loved every minute so far and have been really busy. Recently I had to have surprise electrical work done to the tune of $8,000. Just yesterday I rea...
When you're younger, it's pretty normal to set goals career goals, financial goals, goals for any sports/hobbies/other activities you are involved in. But now that I'm retired, it seems like it's just...
My husband and I are retired at 60/61. We are trying to bridge the gap between today and Medicare. Today I developed a plan to take a large withdrawal this year and limit income over the next three ye...
Recently spent a weekend with another couple and they are all retired (or never worked) and I was the only one still thinking about an upcoming biz trip, call the next morning, etc. They were all youn...
I retired a few years ago and have been the FT caregiver for my BFF (spouse) as we navigate Alzheimer’s. Unfortunately my wife has lost interest in many things and I stopped also. I averaged over 10,0...
From what I’ve seen firsthand since retiring, there seems to be an interesting divide after the initial “this feels like a vacation” stage wears off. Some people stay fully retired. They may travel, p...
At the end of the year, I am retiring at 60 (wife retired last year). We have a 5 year pension that starts in January and essentially replaces my income. We have always lived below our means and will ...
The last 10 years of my working life I was happily single (following a long happy marriage and raising a loving family). I put all my energy into my work which I enjoyed and I finally retired last y...
I'm 63, I have my exit plan for next December. Some of my MBA fellows have already retired, and doing consulting. Why? Why would you retire, just to do consulting work? To me, retirement is just that,...
I retired in Dec 2024 and have been doing somewhat normal retirement things: doomscrolling Reddit, taking different trips, etc. I also have been working on upgrades around the house. Recently, our wat...
I’m retired a few years earlier than I meant to do, and have been living on my IRA for the past year, and will also live on it for the coming year, until I’m able to start claiming SS as well. I don’t...
Is it ruff or purr-fect to be a retired pet owner? This might be no surprise to dogs (not like cats care), but dog owners have a "paws-itively" better outlook.
So now I'm retired! A few months earlier than I planned but with a severance package as a parting gift. I was starting to slowly adjust in my mind to how my daily life would shift but now I'm right in...
Im 63F with a great job, making good money with a great work retirement savings plan. Spouse is already retired for 6 years. We have enough money between the 2 of us to be fine if I retire now. The is...
So many posts on retirement subs focus on financial readiness and strategies. I found that the more challenging questions about the transition to retired life had little to do with finances. Where am ...
Hello, all: When I retired at the end of May 2024, I was under 65, but my wife was not - she started Medicare Parts A, B, and D June 1, 2024. Because of my pre-retirement income, she was slapped with ...
I retired in December. I had an office job and wore business casual. After I retired I kept wearing the same thing. It just comfortable while I adjusted. But without the stress I have lost about 20 po...
I just retired. I (F/68) was laid off at the end of last year and after finally taking care if a chronic health issue with surgery and a long recovery, I did not have the enthusiasm to morph into anot...
I'm getting close to retirement and would love to hear some real-world experiences. How old were you when you retired, and roughly how much did you have saved (401k, IRA, pension, investments, etc.)? ...
So, (60F) recently semi retired, some income, probably about 30-40K/year for the next 3-5 years and then I'll fully retire. How much is too much now to keep in a HYSA / cash? I have a temp rate of 4.2...
I've been retired for 7 years and enjoying retired life completely, and while describing work as fun seems weird, I do miss parts of my old job. Now, there's an opportunity go back as a consultant for...
I’ve tried to come up with all the pros and cons but maybe I’ve not thought of everything? My husband just retired and I have one or two more years left. We live up north near children and grandchildr...
I (64M) retired a fewof months ago, and I am decidedly not adjusted yet. My wife and I did the big road trip of 6,500 miles, saw almost every member of my extended family, visited the Grand Canyon (a ...