Seeking Retirement

Retired

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Locums in Retirement Is Not ‘Working’

Some people think that doing a locum constitutes “work," meaning you can't really consider yourself retired. Here's my pushback on that. The post Locums in Retirement Is Not ‘Working&rsquo...

whitecoatinvestor.com Oct 15 2025

What kind of retired camper are you?

As retirees, we can go wherever we want, whenever we want. I always knew I wanted to camp, but it took me a while to decide where to land on the spectrum: 0 - Hotel is a must (this is my wife) 1 - RV ...

reddit.com Oct 06 2025

Retirement is finally sinking in

I retired on March of 2023 after about 41 years of work at two aerospace companies (16+ at one and 25 at the second). For some strange reason, I have kept all my tech books from school and ones acquir...

reddit.com Oct 03 2025

Certifications After Retirement

Just like the title says: Did anyone keep their certifications active after retirement? I retired about a year ago and one of my certifications is up for renewal. I have done a couple of small project...

reddit.com Sep 19 2025

I'd love to hear from retired folks who live in cities.

I'm 52 (F), married, with no kids (by choice). I'm curious to hear about people in their 60s and 70s (and beyond) who live in a large city such as Chicago. I lived in/outside Chicago until I was in my...

reddit.com Sep 14 2025

Time spent adjusting to retirement?

So I just retired two days ago from health care. I’m not going to miss it at all. I have worked since I was 12 years old and always knew that work was in my future. Now that is gone How do I wra...

reddit.com Sep 14 2025

Citizen Science and/or medical studies

I (61F in a couple weeks) retired in March. My spouse retired 4 years ago. We live in an area with world class medical reasearch and a lot of universities. There are quite a number of local studies th...

reddit.com Sep 09 2025

Second thoughts about retirement

I'm a 67 year old male. I retired in July, a couple months after turning 67, and I'm starting to have second thoughts about this whole retirement thing. My mother hasn't retired yet, but not due to an...

reddit.com Sep 09 2025

retired - what i did today, so far.

people often seem to worry about, “what am i going to do when i retire”. for me, i’m never not busy. for example, today: up at 5am, ate, read the news (there isn’t any). baked ...

reddit.com Aug 29 2025

any americans retire outside the US? how

it’s concerning to see every thread here locked but i’ll ask anyway have any of your retired outside the us and if so which country and how difficult was it? i’m looking at costa ric...

reddit.com Aug 27 2025

Stay ‘retired’ or work a little longer?

I’m 64 and had planned to stop at 65 but was downsized in June. I have an opportunity to work for a small company close to home, just like company I worked for 20 years. However, after a week, I...

reddit.com Aug 26 2025

Ditch Monte Carlo Modeling and Embrace the Actuarial Approach

Thanks to Kitces.com and Justin Fitzpatrick for once again informing financial advisors and retired DIYers that there are better metrics and processes for managing spending in retirement than the prob...

howmuchcaniaffordtospendinretirement.blogspot.com Aug 23 2025

Miss wearing my work clothes. Dressing up

Hi, I have been retired for a year now. At first, I was excited about not having to dress up and go to work. I replaced a lot of my “office “ outfits with sweatpants, jeans and tees. I mis...

reddit.com Aug 22 2025

Grass cutting now that you are retired

I'm 63 and starting to think about retirement in the next few years. As I get ready for this new phase, I've been reflecting on what will change, especially with things like lawn care. When I was work...

reddit.com Aug 17 2025

Retirement activities - ideas needed

Retiring at 59+. I'm 58 and "retirement adjacent." I feel lucky but wonder, for those retired or close, what do you do all day? I don't have many hobbies and am unsure about my next chapter. I work ou...

reddit.com Aug 15 2025

Survivor Benefit

I am currently 72.My FRA was 66. I'm receiving SS benefits. I retired at 67 and 5 months. My wife is currently 61. She is a legal permanent resident and has never worked in the US. She is not disabled...

community.aarp.org Aug 11 2025

Is IRMAA inevitable for me next year?

I retired mid-year, 2024 (June 1). Because I had 5 months of working salary before SS, and I did start doing IRA withdrawals, and she is still working, it looks like there is a good chance we'll be hi...

reddit.com Aug 08 2025

South Carolina vs Florida pros and Cons

My spouse and I have recently retired, and want to move eventually south. I have looked at A LOT of 55+ communities in NC, SC, GA, and FL. When we visited the Bluffton SC area (Hilton Head) I loved it...

reddit.com Aug 06 2025

How did you decide when to downsize?

We are in our 60s and live in a large, 150+-year-old house that needs a lot of maintenance. My husband is retired. I can retire whenever I want to. We need to downsize sooner or later, and we're tryin...

reddit.com Aug 03 2025

CFP/CFA, did you sit with one?

Out of curiosity, just before or when you retired did you sit with a CFP or CFA to go over investing and tax strategies? I retired 6 weeks ago at 59-1/2 and my wife(56) will still work for a few more ...

reddit.com Aug 02 2025

Feeling old after some life changes

I retired at 60 and have been living well. Bought a retirement house on an island in the Pacific Northwest. Traveling, visiting our children and enjoying ourselves has been a way of life since Covid e...

reddit.com Jul 23 2025

For my retired teacher brethren

You know that when it’s done right, teaching is an addiction. I taught orchestra, drum corps and music appreciation, grades 6-12 at one school for 18 years, itinerate for seven years before that...

reddit.com Jul 12 2025

Retirement advice in restrospect

Now that I’m retired 10 years, here are some thoughts in retrospect. 1) figure out what you need to live on and then save twice that amount. 2) just invest in the sp500 and ignore the ups n down...

reddit.com Jul 09 2025

Need help with achieving my retirement satisfaction.

Ive been retired for 6 years and wasted away with laziness. Remember Leave it to Beaver? My childhood sucked. I’ve always wanted to have the LITB house organization. I want to have all the crap ...

reddit.com Jul 07 2025

How I Made $10,000 or More in a Month: 10 Different Ways

I became a liquid millionaire at 38 and retired at 42. No one gave me a penny, yet I found many different ways to make money. When I look back on my financial journey, it still surprises me how many d...

dadisfire.com Jun 30 2025

Does anyone else have recurring dreams about work?

I retired from my job at the end of March. Ever since then, I've had dreams several times a week about being back at work. It's weird because in the dreams, "work" may or may not resemble my former wo...

reddit.com Jun 23 2025

Enjoying my 1st two months of retirement!

Just retired after age 59 (64) two months, ago and my wife and I are truly happy and enjoying it! I was an IT guy for 38 years. Wife and I are both the same age and happily married for 38 1/2 years. P...

i.redd.it Jun 23 2025

Here's my story after four years

I retired four years ago at age 62 on a Friday and the next Monday I started a PT job working two days a week that has to do with my passion (golf). I had a pretty high stressed job, so it's nice not ...

reddit.com Jun 23 2025

How is it going for those over 75 or 80 years old?

65F single, retired one year and it's going very well. I enjoy hearing here from all the excited people about to start their retirement or are enjoying early retirement but my curiosity is for those w...

reddit.com Jun 20 2025

Retirement Transition is Tough!

Hey everyone! It’s been 2 months since Mrs. RB40 retired from her career. Unfortunately, she is having a tough transition into early retirement. This is a typical experience for many ... Read mo...

retireby40.org Jun 16 2025