Seeking Retirement

Retired

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Retired with too many dreams and not enough days

Before I retired I made this long list of things I always said I'd do "when I have time." Now I have the time and honestly I don't know where to start. When I was younger I used to watch kids doing st...

reddit.com Jul 30 2026

Struggling with SlothMaxxing as a Retirement Goal

I (64M) retired a fewof months ago, and I am decidedly not adjusted yet. My wife and I did the big road trip of 6,500 miles, saw almost every member of my extended family, visited the Grand Canyon (a ...

reddit.com Jul 29 2026

Marketplace Insurance Income Timing

Not sure which sub to post this on. A little financial planning, a little healthcare but retirees probably are most familiar with this situation. Retired couple 61/60. Cobra about to run out. Looking ...

reddit.com Jul 29 2026

Last night I had my first dream about retirement...

Last night I had my first dream about retirement. In my dream, I was at work, and we were doing something, which is what we are always doing. I and everyone in my dream were aware that I had two month...

reddit.com Jul 25 2026

Thoughts on Life insurance after everything is paid off

Like the title says, wondering others thoughts are on the benefits keep life insurance after one is retired. We have no debt, all bills are paid off, including the funeral arrangements. I have an exce...

reddit.com Jul 21 2026

Getting excited about our second time retirement

I (69F) retired in 2017 from corporate life when my husband was already retired (70M). We had already started a small business and it helped us gently move into retirement. To our surprise, the busine...

reddit.com Jul 20 2026

AI for conservative investors

Artificial intelligence is transforming markets, but retirees should approach the AI investing theme with caution and a well-diversified portfolio. The post AI for conservative investors appeared firs...

moneysense.ca Jul 19 2026

Boredom at volunteer job and guilt!

I’ve been retired for two years and have been a literacy volunteer for close to a year and a half, working with a woman to help develop her reading skills. She is a lovely person and we’ve become quit...

reddit.com Jul 19 2026

Stretched too thin, too many hobbies

Before I retired I made a list of hobbies and activities I would like to start and/or continue doing. Like many people, I was a bit concerned with being bored with an extra 40 hours a week on my hands...

reddit.com Jul 15 2026

Preparation question for the retirement veterans

Did you set a budget that matched your planned retirement income and live on that for a period of time before you retired? If you have a partner was it difficult to get on the same page? Wife and I ar...

reddit.com Jul 15 2026

Don’t Retire If This Is You - 5 Warning Signs

You can hit your number, be fully financially ready, hand in your notice, and still end up miserable. Or worse, running out of money. In 15 years as a retirement advisor, I've watched it happen again ...

buzzsprout.com Jul 12 2026

Laid off at 60? What happened next?

Hi, r/retirement. A couple times previously, I've tapped this community to report and write articles for USA TODAY about how Americans experience retirement. (Thank you!) Now, I want to reach out with...

reddit.com Jul 10 2026

Income Went Up After Retirement

I retired 2.5 years ago from a company. Immediately, my income went up. My current income is made up of a pension from a previous government career; income from commercial rental property; and deferre...

reddit.com Jul 08 2026

Post Retirement Fatigue Questions

Hello! I just joined this group and this is my 1st post here. I’m hoping to get some insight into life after retirement. I just recently retired (62) and now I’m experiencing fatigue like never before...

reddit.com Jul 06 2026

Online “finfluencers” grow up

Canada's top finfluencers share how they built trust, grew audiences and navigate increasing regulatory scrutiny in a rapidly maturing industry. The post Online “finfluencers” grow up appeared first o...

moneysense.ca Jul 04 2026

The big day is finally upon me...and I'm beyond excited.

About 9 months ago I decided that July 1st would be MY independence day. Technically it is July 3rd, but that is a holiday and I managed one last PTO day on the 2nd! I've been planning for many years,...

reddit.com Jun 30 2026

What discount rate did you use for calculating SS?

Wife and I are retired and trying to decide on SS timing. I'm 61, she's 64. Using open social security, it shows that the best strategy is her now (probably passed the window already) and me at 70. Th...

reddit.com Jun 30 2026

List of a few activities that are new to you

I am getting closer to retirement, (61 yo M)thinking of things to try out as I am happiest when active. So I was wondering what would be some activities you recently retired folks have taken up that t...

reddit.com Jun 29 2026

Seems like a blessed life but it’s just Tuesday

I’m 70 years old and I retired 3 years ago after working since I was 11. I have had some truly hard,sweaty and dangerous jobs. I was also lucky to spend my last 25 years sitting at a desk. I never min...

reddit.com Jun 25 2026

IRMAA: The Medicare Premium Surprise and How to Avoid It

This week Roger breaks down IRMAA Medicare surcharges and why retirees should understand them without letting them dominate retirement planning decisions. He explains how the income thresholds work, c...

share.transistor.fm Jun 24 2026

Preparing to downsize. Anyone downsize and regret it?

Wife and I (63) looking to downsize. 20 years in a two story, walk out, 4 bedroom, 3.5 bath that’s been an awesome home to raise two girls. Wife is retired and I’ll retire in next 2 years. Makes a lot...

reddit.com Jun 23 2026

Feeling disoriented at the beginning of retirement

Sharing / Crossposting per request of an active r/retirement community member here ( u/ga2500ev ), from our sister community of those that retired Before age 59. Thanks! submitted by /u/MidAmericaMom[...

reddit.com Jun 21 2026

Retired Couples & Household Chores

I wanted to ask this community how retired couples handle chores. I was a stay at home mother. I cooked, cleaned, laundry, etc. My husband is retiring next year. I’m starting to get overwhelmed with k...

reddit.com Jun 21 2026

Any Hikers Out There? What’s Your Routine?

Recently retired at 60. Want to increase my hiking and other activities. Anyone else out there hike on the regular? What’s your general routine? Weekly? How far? Do you have a hiking buddy or go solo?...

reddit.com Jun 21 2026

Newly Retired Looking to Downsize, How to Finance?

Hello, I am recently retired. I am not collecting SS yet. I am living off of my wife's small income and a severance I received from work. I have a very healthy 401k balance a few small pensions so we ...

reddit.com Jun 21 2026

Sell These 10 Things BEFORE You Retire

There are 10 things sitting in your life right now that are quietly draining your retirement. Most people never notice them. This isn't the usual save more, buy more advice. After 15 years of helping ...

buzzsprout.com Jun 21 2026

Starting my piecemeal retirement plan

I’ve had three bookkeeping clients for years. I work about three days a week and it’s enough to pay my bills. In April I told one of my clients I was planning to retire in May. Two weeks ago, I actual...

reddit.com Jun 16 2026

Retirement with Adult Children

I'm considering retirement or surviving after being retired. 1 and 3 kids move back home to make it. I have friends who retired and have to provide some sort of assistance for their children or grandc...

reddit.com Jun 15 2026

Flexible part time job ideas in retirement?

I'm not retired yet - within the year though. I'm currently recovering from surgery and while my activities are limited, I definitely see the advantages of having much more free time. But it might be ...

reddit.com Jun 12 2026