Curated articles and podcasts from trusted financial experts and real retirees.
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With Elizabeth Varadan May 8, 2023 — Special thanks to the expat writer Elizabeth Varadan for this fascinating interview about her retirement in Portugal. Sure looks like a nice lifestyle. Q. Wh...
In January, I started a Retirement Mastermind group in the mountain town I call home.   Today, I’m sharing the story of how the group came to be and, more importantly, […] The po...
You've probably heard that "money can't buy happiness." This belief stems from a 2010 paper by Nobel laureate Daniel Kahneman and economist Angus Deaton, which fundamentally reshaped our collective un...
May 2, 2023 — May is National Stroke Awareness Month, so this is a good time to think about what you can do to prevent one from happening to you. After all, you have worked hard to get ready for...
By Anonymous One of our long time Members and his wife visited Embrey Mill recently. We thank him for sharing his observations on the visit! May 1, 2023 — We’ve been in our present home for ab...
As I type this, I’m jumping through the various hoops involved in buying a 2023 Tesla Model Y, a spectacularly expensive, large luxury “crossover” that is absolutely loaded to the gills with exc...
April 26, 2023 — By now most people thinking about retiring have heard about The Villages, the huge retirement complex that spans over 3 Florida counties. It has more amenities and features than...
As the saying goes, "Risk happens fast." From medical emergencies to job loss to car and home repairs, unforeseen events can quickly derail your finances—especially if you're not prepared. That's wh...
April 20, 2023 — It is always fascinating to explore what 55+ and active communities at Topretirements garner the most attention from our Members and Visitors. Fortunately, by looking at the dat...
What does it truly mean to be rich vs wealthy? Is there a difference between them, or are they merely two sides of the same coin? While these terms might seem interchangeable at first glance (I've bee...
Welcome back to another monthly update from Root of Good. We spent the whole month of March at home in Raleigh. Along with relaxing in some nice springtime weather throughout the month, we also celebr...
Imagine that you just received a raise at work and are tempted to go out and celebrate. After all, you've worked hard and you deserve something nice, right? Maybe you want a new luxury car? A better p...
By Bill Carito: April 13, 2023 — I wrote in January about our experience driving an all-electric Volkswagen Id.4 from Portland, Maine to Key West, Florida (see Snowbirding Electrically – P...
April 12, 2023 — There are a whole lot of people who want to retire on or near a beach. The sea breezes, sandy beaches, open waters, and laid back little towns certainly have their appeal. Here ...
It's officially been one year since I published my book, Just Keep Buying: Proven Ways to Save Money and Build your Wealth. The experience has been both rewarding and eye-opening and today, I am proud...
In my role as Mr. Money Mustache, I do my best to be your one-stop-shop for Lifestyle Guru ideas. So over the years we’ve covered not just the Money side of life, but also the even more important st...
North Carolina Best Walkable Places April 6, 2023 — Earlier this year we wrote about the best walkable towns in South Carolina. Not to be outdone, here are some great towns with good walkability...
April 5, 2023 — The Trustees of the Social Security and Medicare trust funds report on the current and projected financial status of the two programs each year. This summarizes the findings of t...
The stock market is a crucial indicator of economic activity and is closely watched by investors, economists, and policymakers around the globe. Unfortunately, when we typically discuss the stock mark...
April 3, 2023 — The new Topretirements website will launch on April 3. We are aiming for much greater simplicity in our page design and navigation throughout the site. For example, the Home page...
Retirement planning is an essential part of personal finance that requires careful thought and consideration. One of the most popular retirement savings vehicles in the U.S. is the 401(k) plan, which ...
March 30, 2023 — It might come as an unpleasant surprise to many people that Social Security income can be taxed on both the federal and the state level. While there is no escaping the federal t...
If building wealth is hard, building generational wealth is even harder. Generational wealth refers to accumulated assets and resources that can be passed down from one generation to the next. Whether...
Tech makes it easy to keep in touch but it may not be good for them — or you...
How the star of stage, screen — and, now, social media — has remained an icon for more than 50 years...
March 29, 2023 — If you have seen the ads from International Living and other companies you would think paradise awaits you in a sun-soaked tropical paradise. According to the claims, all you ne...
The Sunshine State ranks as only the ninth most affordable state to retire in, according to WalletHub's latest study. Check out the top 10....
What is the trick to getting a good rate and what happens if you’re not insurable? submitted by /u/Americantruther2023[visit reddit] [comments]...
I am a teacher and can retire at 55. If I retire at 55, I can start getting my pension (about 45% of my salary because I am retiring before my 30 years of service). I’ve read that I cannot start...
Everything you need to know to retire confidently and on time....
A growing number of seniors are delaying retirement because they need the money, enjoy their work, or can't see themselves doing nothing. In astudy conductedin 2021 by the American Advisors Group (AAG...
There is no denying the thrust of the Biden Administration has been pro working families....
Some employers pay their employees with company stock as part of their total compensation package. This way, employees become owners and potentially feel a greater sense of duty towards the firm. If y...
Recently closed a house and after all closing costs, I will have $1m cash on hand. Anticipated Retirement Income: $80,000. Age 60. Anticipated SS: $44,000 annually. 401k: 750k, currently in retirement...
Is anyone buying long term CDs with a significant portion of their retirement money? submitted by /u/Independent_Way8128[visit reddit] [comments]...
One big issue with early retirement is accessing your retirement accounts. The early withdrawal penalty is 10%. Nobody wants to pay more money to the government, especially from their retirement fund....
Today, we are answering more of your real estate questions. We discuss if it is a good idea to have your rental properties in an LLC, if you can claim a loss on US taxes for an international property,...
If you’re a retiree or close to retiring, you probably have a paid-off principal residence, or should be close to having one. However, many retirees—including me—have grown children ...
Social Security offers a monthly benefit check to many kinds of recipients. As of October 2022, the average check is $1,550.48, according to the Social Security Administration – but that amount can ...
Many Canadian homeowners have wondered if mortgage interest is tax deductible. Chances are, they’ve heard that their neighbours to the south can claim their mortgage interest (it’s true). ...
Before I retired I promised myself, "When I retire I'm moving to Costa Rica". I was serious and my wife was all for it as well. When I finally retired it was a different story. My wife didn't want to ...
Wondering if anybody has knowledge of retirement planners who work with dual citizens. We are near retirement and will be eligible for both CPP and Social Security. We also have investments in both co...
For those retiring early: assuming you are waiting until 65 for a pension, and 70 for full SS benefits, how are you filling the gap until then? Are you tapping into savings? Skimming off interest? Wor...
Does anyone know if there's a Social Security benefits calculator that takes into account if you retire early (say at 55), but wait until your full benefit age (67) to start taking social security? Al...
This is not an endorsement as I haven’t read it or know much more about it except for the description but the price is right. https://www.amazon.com/dp/B0BW4SYBSY?ie=UTF8&_encoding=UTF8&...
When it comes to 401(k) plans, it's your money. But your boss and the government make the rules. 10 things you should know....
Contrary to what you might expect, using precatory language such as ‘I wish’ or ‘I hope’ can play an important part in three estate planning objectives....
All the kids are doing it, so why not you? Retirees are increasingly earning extra income by running a small side hustle. What are the best ideas right now?...
The sorry truth is that most, over 63 million workers, have no retirement plan that will supplement their Social Security....
I'm not yet retired but my job is now remote and I would like to move to a lower cost of living city. My preference is for snow and nice views. Where have you all retired to that fits this description...