Curated articles and podcasts from trusted financial experts and real retirees.
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Three big 401(k) administrators are making it easier for workers with accounts of less than $5,000 to transfer the money to their new employers’ plans....
Funding your early retirement with a Defined Pension Plan is a fortunate thing to have. However, you may have serious decisions to consider before taking......
Everyone contemplating early retirement will ask, can I retire early? The answer will depend on this question. Do You Have Enough to Fund Early Retirement?...
How do you get early retirement health insurance? The real question, how do early retirees find affordable medical health insurance? The options are limited to two plus something called Medishare- The...
if your portfolio doesn’t generate enough passive income to fund your lifestyle then you may want to consider including an Early Retirement Bucket Strategy....
Everyone would love to live off of their portfolio yields. However in today’s low yield environment other Retirement Portfolio Income Strategies are nec.....
I am often asked how I fund my early retirement. I use both non-retirement savings and tax differed retirement accounts. My IRA withdrawals come without paying early withdrawal penalties using a SEPP ...
One way to either fund or help fund your early retirement is by purchasing an annuity. Understanding Annuities before locking into an annuity contract or......
Using your 401K or IRA to fund early retirement without penalty can be done under certain conditions. There are a couple of methods to take early withdrawal...
There are many articles claiming to have the Best Roth Conversion Tax Strategy. In the end it all comes down to individual situations and where they are...
Anyone shooting for Financial Independence and Early Retirement creates a realistic and sustainable budget but some fail. Reasons for Budget Failure are ......
My Strategic Early Retirement Plan began in 1998 when I was age 40 and I decided I wanted to retire by age 50. Before starting my 10 year Plan I needed to know...
retirees may interview for a perfect encore career or stepped-down retirement gig only to have second thoughts.... How Retirees Should Turn Down a Job Offer...
How To Find Your Early Retirement Job. You retired early and know the opportunities you want to pursue that are aligned with your interests and passions ......
Why can’t you execute your own plan to successfully retire early? The reason is you haven’t found how to get around the Biggest Challenge to Retiring Early,...
sometimes a vacation won’t fit a tight budget, allow me to offer my Smart Frugal Vacation Tips to cut loose and rejuvenate your soul, enjoy quality time ......
When you need a financial advisor, work with someone who only gives advice but doesn't manage any investments....
New developments that integrate senior housing into age-diverse apartment buildings offer a more affordable alternative to isolated suburban retirement communities....
Investing successfully during a recession is tough. However, you can protect and grow your portfolio with various diversification strategies....
In my post a couple of weeks ago, A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!, a reader named Ian asked in the comments what our expenses in retirement have been &ndash...
With five years of passive real estate investments under my belt, I’ve invested in a wide variety of projects. I ... Read more...
The tax benefits for contributing to an IRA, 401(k) and similar accounts are too good to ignore....
So you've decided that you want to invest your money into U.S. Treasury bonds, but you're not sure which ones to get. Should you buy short-term, intermediate-term, or long-term Treasury bonds? Well, y...
I am 2 weeks away from being 50. Am planning to retire at 62. I just sold a condo I had for 20 years. I hated condo life because the maintenance kept going up and the assessments meant I couldn’...
I am apparently not super clear on what I'm asking, so I've rewritten this post. Of the amount earned from investment funds, how many percent of this cover your annual expenses? If this is below 100%,...
Basically, I am a self-employed independent contractor who gets Form 1099. Therefore I contribute to a SEP IRA normally. However, last year I also had a bit of income as an employee elsewhere so I got...
When it comes to money habits, we can either form those that cause us to be saddled with debt and worried about our financial future or those that bring us financial freedom. The good news is that it ...
A 529 plan is one of the best generational wealth transfer tools. Instead of just giving our kids or grandchildren money, it’s way better to give them the gift of education. Thanks to the SECURE...
It’s every home-owner’s worst nightmare. Already drowning in debt, and with a rampaging cost of living crisis causing many families to barely be able to make ends meet, they get a notice f...
Retirement Planning Software. Our mission is to help you overcome uncertainty about retirement planning and inspire confidence in your financial future....
New legislation raises the amount you can transfer from your rollover IRA to a qualifying longevity annuity contract (QLAC), reducing RMDs and increasing guaranteed lifetime income....
An appointment with your estate planning attorney can address any holes that have developed and ensure everything is in place....
Using a combination of dividends and structured notes in your retirement portfolio can offer liquidity, income and risk mitigation....
Some days it’s just a gym visit and the grocery store, and those days are the hard ones. Theoretically, it should be gym, tidying and purging, reading, tv, dinner, Duolingo, but more often it&rs...
A new year means another chance for a new beginning. For Gen-Zers, choices today can mean the difference between a comfortable retirement or an anxious retirement tomorrow....
I have an outstanding collection of resources this month. We’ll start with two always popular topics among readers of the blog, shifting from saver to spender and creating retirement income. I h...
Life is full of surprises and retirement is no exception. From the perspective of someone on the other side, here are 7 things I wish I knew before I retired. Continue reading...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
Some more sausage was made at the very end of last year in our esteemed houses of Congress: the SECURE ... Read more...
Oh wow, I just realized that I can make catch-up contributions this year. Yes, I’m turning 50! Ugh, I feel old. My neck is sore and my lower back is hurting. I’m taking 3 pills every day. ...
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Relying on market performance to close the gap in your retirement income could let you down, but a CD ladder and fixed annuities could provide some certainty....
Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries....
Love ’em or loathe ’em, annuities can be a smart investment tool for the right person under the right circumstances....
Have you ever wondered, "Why is gold valuable?" From being a symbol of wealth and power, to being used as currency and a store of value, gold has a rich history that spans from ancient civilization to...
I've been on the road, traveling to and through Florida, for about ten days. For those of you who don't know Florida, I thought I'd tell you what's interesting about the state. The beach. There's lots...
Beginning in 2024, you can convert your child’s 529 plan to a Roth IRA. This backdoor Child IRA now becomes a valuable planning tool. Here’s a step-by-step process you can start today....
Because near retirees have no significant source of retirement income besides Social Security many will have to take any job they can find....
January 28, 2023– Myths, misunderstandings, and just plain faulty thinking occur in retirement, just like they do in every other phase of life. But unlike earlier stages in our careers, where th...
Any annual review—whether year-end or your birthday—prompts thoughts of “Can I do better?” Well, it’s best to look before you leap because the grass is not always greener...