Curated articles and podcasts from trusted financial experts and real retirees.
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How much money have you saved in your IRA and 401K? Making contributions to one of these tax-deferred retirement accounts is the easy part. But withdrawing this money in retirement gets complicated. T...
It may not be easy, but these things need to get done....
As I near my 10th year of early retirement, I’ve had a lot of time to reflect on what it means to “FIRE”. And, I’ve been toying with the idea of redefining FIRE altogether. If ...
'Is it possible to contribute to a new 401(k) account to get additional matching?'...
On December 29, 2022, the SECURE Act 2.0 of 2022 was signed into law to enhance America’s retirement savings outlook. Discover 5 ways the SECURE Act 2.0 can boost your retirement savings....
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If you want to avoid Alzheimer's disease, one of our greatest fears, consider these preventive strategies from experts in research. Yes, it's lifestyle, not a pill....
After a long holiday hiatus, yoga classes picked up again at my local community center. I never thought I would be so excited about an exercise class. But, as I learned during the past few months, yog...
Your retirement plan can stay on track when you avoid these big mistakes....
If you're thinking of retiring early, you may be wondering how much you need to retire at age 55. The exact amount of income you should have put away is going to depend on different factors. But if yo...
It now takes retirees more than a cool million to fund an average lifestyle in nearly 40% of the 384 U.S. metropolitan areas....
Geoarbitrage is best defined as moving to a lower-cost-of-living area to enjoy a better lifestyle with the same income level. This can be a great life hack in pursuing Financial Independence/Retire Ea...
In this article, we show you How To FI: Reaching financial independence is a goal that everyone should strive towards. Financial independence, also known as FI, means finally having the freedom to liv...
When you invest and where matters for taxes. But a few rules of thumb can stave off some nasty surprises, our columnist says....
Misconceptions about passive income abound, namely that it’s easy to earn....
When you retire, you will need to switch your thinking from being a saver to being a spender. The trick is to balance your withdrawals from spending too little and potentially dying with too much mone...
Welcome tothe Retirement Rebootcast. That’s what I’m calling this special podcast series on my new book –Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track...
My Uncle gifted me one share of Chevron stock in 1995, seeding my lifelong dividend stock investment portfolio. But I didn’t start living off dividends until I left my IT career in 2022. There w...
Like many folks in my generation, a morning paper in the driveway was part of my life for as long as I can remember. My parents subscribed forever, and I developed the same habit. Except while away at...
Don’t be mistaken into thinking that rising interest rates can justify claiming Social Security benefits early....
Traveling between two countries and two lives...
The economy grew at a substantial 2.9% in inflation-adjusted terms in the last quarter of 2022. Continued monetary policy tightening and massive fiscal policy uncertainty over Republicans’ stanc...
Motivate yourself to spend time developing strategies that address common challenges facing retirees....
Whoops! One of the most advertised benefits of SECURE 2.0 may have been accidentally eliminated because someone removed a subparagraph in the thousand-page law....
There’s a problem looking at all things SECURE 2.0 through rose-colored spectacles....
Not so long ago, cryptocurrency was sold to state and local government pensions as consistent with their ESG objectives....
My 70 year old retired mom has a IRA that's she has to withdraw from, roughly $150K. She wants to reinvest in a consistently well performing but low/moderate risk fund. I'd be very grateful for recomm...
I’m retiring later this year and have a company 401k of $350k. I contacted the company asking about withdrawing after I retire. They told me I would have to choose how long I want to withdraw an...
I think we all know the more common ones like walking or doing crossword puzzles. Who out there is creative and resourceful? When it comes to activities I need to do better. I'm looking for answers. W...
I see many posts where people feel that after years of being productive in their career, they feel they still need to contribute in retirement. For me, I feel I did my time, for most things, but I hav...
I apologize if this is an oversimplified question but when I retire soon I want to roll my company 401k into an IRA (about $600k) and my current position uses Fidelity and my former job has Vanguard. ...
Sometime last year I converted an old 401k from a previous employer to a traditional IRA then to a Roth IRA. I have around $10,000 in the Roth. I am also contributing to my current employers match rat...
Inflation holds the key, but over time, the approach still looks sound....
January 25, 2023 Welcome to another part of my Safe Withdrawal Rate Series. Today’s topic: Bucket Strategies in retirement. As you know, my blogging buddy Fritz Gilbert has written extensively o...
Hello, my friends. I hope this new year is treating you well. It's been excellent for me so far. Soon I need to announce the 2023 Ecuador chautauqua about money and meaning, but before I do I'll give ...
I am excited to share with you actionable steps you can take today to start 2023 on the right track when it comes to your finances....
I’m both excited and scared about the concept of Artificial intelligence (AI) including ChatGPT, which is currently all over the technology news. The technical and engineering side of my brain i...
In January of 2018, I made some of my first passive real estate investments, including an allocation to a diversified ... Read more...
Overcoming the unspoken rule that money is too taboo a topic to discuss among family members is important going forward. The reality is that families, at some point, will need to be on the same page a...
By Dr. Gretchen Green, Guest Writer Many physicians see patients and perform procedures and then get paid every few weeks, often without having had direct conversations with patients about cost. We ma...
What are some (parttime) mimium wage job ideas for any old ppl that doesnt know any english? Or possibly higher than mimum wage? And is tired all the time apparently and is scare of pain and in pain s...
High-interest savings accounts have garnered more attention in recent months, with inflation sending interest rates soaring. If you’re sitting on cash in a regular chequing or savings account th...
Every year we use the 1040A "Social Security Benefits Worksheet--Lines 6a and 6b" to compute how much of our Social Security benefit is taxable. In step 10 a "standard deduction" is subtracted - $12,0...
Hi, This year, i want to fund my tax-deferred retirement accounts IRA, 401k, HSA with my brokerage account sales? My taxable income being in the 0% capital gain bracket (thanks to the retirement contr...
The SECURE Act 2.0 became law in the last days of 2022, and the act provides new assistance for retirement savers, small businesses and many others....
Wall Street has always been a fascinating subject for filmmakers, and over the years, there have been many movies that have explored the topics of money, power, and greed. From classic dramas to today...
secure 2.0 improves roth retirement options, including allowing employer matching contributions direct to a roth retirement plan and delays required minimum distributions (rmds) for many....
“Is it medically necessary for a person to be able to chew?” Dr. Lisa Simon, a physician and dentist at the Harvard School of Dental Medicine, asks. This is a serious question for older Am...
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