Curated articles and podcasts from trusted financial experts and real retirees.
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Retirees of reddit I'm trying to help my mother find some info. My mother is planning on retiring this year at 68 from her job. So if she starts collecting her social security now it's a certain amoun...
So, I'm obviously asking so that you can look at what I'm doing and see if it makes sense. My current "plan" is to retire on dividends in about a dozen or so years at age 70. Me and my wife will colle...
My travel budget is taking a hit these days. I still try to get to places close to home. I'm not going to stop altogether. I wrote an article about a place close to home. If you're an aviation or spac...
I know taken into account how much is invested and the glide path tends to be more conservative shifting to bonds down towards retirement. Anything else to be aware of? submitted by /u/Ok_Assignment41...
Getting older comes with a lot of disadvantages – joint pain, stiffness, a cranky attitude among others – but it ... Read more...
I recently started a new job that offers a vanguard retirement plan. I set my contributions from my pay to 10% for every biweekly check I get. “Your employer matches 125%of your contributions be...
I've always loved to tinker and spend time outdoors. I'd tinker and make things on my dad's shop from an early age (8 yo). I retired at 55. Now I tinker and help family by doing yard care and small en...
Hosting a retirement party can be both exciting and daunting. There are many things to consider, from the guest list to the menu and entertainment. And, of course, you want to ensure the guest of hono...
Now 11 months out and i haven’t convinced my wife. She thinks I should stay another 18 months until our kids are out of college. Apparently I need to prepare a PowerPoint and binder like I&rsquo...
I hope this is the right place because it does involve my retirement but I'm retiring January 2024 and I want to get out of the cold north for at least January and February. I know people who have bee...
I think I'm doing okay, but not sure if I'm on track to retire in my late 60s, or even by 70 (I understand you get more SS benefits the later you draw on it). I have 200K+ in cash/liquid accounts. My ...
Nontraditional financial planning model allows you to pay for the expenses you incur between now and retirement — the middle of your life — without losing the ability to build wealth....
Designing a strategy to efficiently use your retirement savings is a critical step on your retirement planning journey to maximize your income and ensure a long-lasting retirement....
It’s all about perspective. Hopefully, you learned that your financial plan can withstand market downturns. If not, now you know you need to make adjustments....
The oldest millennials are now in their 40s, and many are way behind in retirement savings. Fortunately, there's time to turn things around....
How to filter out the noise of unhelpful personal finance advice....
Commentators on the "retirement crisis" ignore the potential for increasing the spendable funds available to existing and soon-to-be retirees by integrating existing retirement fund sources. Also igno...
There’s retiring, and then there’s retiring. It’s a simple (if not easy) enough matter to quit your job and live ... Read more...
Sustainable investing is becoming a hot topic. Learn how you can invest to support both your values and your financial security....
For the sliver of retirees who are far behind in paying their own or their children’s student loans, Social Security can withhold part of their benefits to pay the loans back. But college has go...
I am 64 and will retire from my job in 10 months. My wife is 63 and stopped working about 5 years ago, went back to get an accounting degree, got a job that she hated and quit. That job entailed us mo...
Have you been the caregiver for a disabled or elderly member of your family? Were there times when you wished there was someone who could provide you with assistance, or even give you guidance in find...
Has anyone rented out their house for a year and slowly traveled? I was thinking I could follow the weather for a year with monthly Airbnb rentals. Winter in Mexico and Florida, and summer in Canada. ...
My employer allows me to contribute $22,500 and matches the same amount to my 403(b) plan. However, the IRS website shows that the maximum contribution is $66,000. My question is what makes up that di...
I’m getting pretty close to retiring, I think. I’m 58 and have set the goal at 60, assuming I can get health insurance and the stock market cooperates. But even though I’ve really be...
Im thinking about taking a job that would be a 40K pay cut but would give me a pension in 12 years. So just to have numbers to work with I make about 175,000 right now but the job Im considering is ab...
I just recently turned 55 and plan to retire at a fairly standard age of 65. Being the project manager that I am, I just started to think about "project managing" my countdown to retirement - which in...
I'd like to make a full withdrawal from one retirement account. It's a Roth 401k with Fidelity, and though I understand little about retirement (I'm young), I do know that the money is already taxed. ...
Fortune magazine is out with its latest ranking of the most admired companies...
Are cutbacks necessary to save Social Security and Medicare from bankruptcy?...
Making annual exclusion gifts allows you to move money to family members and friends so that it is out of your taxable estate with no estate or gift tax consequences....
SECURE 2.0 introduces a significant new provision for the surviving spouse of a deceased participant in an employer retirement plan. The new law enhances tax treatments for surviving spouses, especial...
The Fed now faces a delicate line between inflation and recession - and assessing the impact of its massive interest rate staircase from 2022....
Financial stress is a burden that affects millions of people each day. From worrying about paying bills to saving for retirement, it can feel like you’re stuck in a never-ending cycle of financi...
Cryptocurrency donations will now require a formal appraisal to support an income tax deduction. That will make it costly and complicated to qualify for a tax benefit....
I currently invest 100% of my investment into my Roth 401K. Would it be better to split it 50/50 into a before tax and after tax account? I know there are tax advantages to both. Does it really matter...
I'm planning to retire this year at 55. And would appreciate any feedback/suggestions on how I'm planning for it. Interest only Mortgage of 100k at 2% fixed for 5 years remaining. 700k pension - will ...
Has anyone switched careers later in life to some type of government job in order to reap better benefits for retirement? What are the requirements for how long one has to be in a position to get thes...
I recently joined a committee at my company that is responsible for creating a new 401(k) plan. In our initial meeting we discussed terms around auto enrollment, plan loans, and Roth conversions. What...
Now that you are retired what has been the biggest obstacle to traveling? submitted by /u/Honest-March6457[visit reddit] [comments]...
I'm 63 and plan to retire in a month. In my life I have had many different self-images: as an athlete, a student, a soldier, a worker, husband, father. It didn't matter that I wasn't particularly good...
Identity theft is a serious issue that affects millions of people each year. With the rise of technology and the increasing use of personal information online, it’s more important than ever to b...
My father has been confused about the SSA retirement paycheck process. He just passed 70 in October 2022 and was debating on retiring now. He told me that he read that he can take 6 months' pay upfron...
I like to calculate my retirement amount in my net worth. I understand what it means to be vested. I quit my company job over a year ago and only stayed for two years overall. However on my Transameri...
Hey all, maybe an odd question, but I continually see people in their 60-70's post here who seemingly have no idea about retirement, social security, etc. I saw one in fact where a guy who is a bit ov...
If you want to go on a trip (long or short trip) what do you do with your dog? submitted by /u/Honest-March6457[visit reddit] [comments]...
So — you’re about to retire. Your mortgage is hopefully paid off. And with any luck, your kids are out of the house. That leaves only one pressing question: where to? Thankfully, new resea...
Early retirement / FIRE is becoming obsolete and that’s a good thing! As one of the pioneers of the modern-day FIRE movement, I’ve witnessed many changes since 2009. In the good old days, ...
You need a Strategic Retire Early Plan if you want the option of early retirement. There are two crucial basics to everyone’s early retirement strategy......