Are Your Heirs Prepared?
With wealth being transferred between generations, a surprising number of heirs are not ready to receive an inheritance....
Curated articles and podcasts from trusted financial experts and real retirees.
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With wealth being transferred between generations, a surprising number of heirs are not ready to receive an inheritance....
Here are five approaches to retirement spending that are better than the 4% rule....
One of many takeaways from our trip to France a few weeks ago was that much of the world seems so much younger than us. Sure, Paris and Normandy were teeming with tourists, many aging, white-haired fo...
I know that we need to talk with a planner, but was hoping for some practical advice here. I am a Massachusetts teacher, and am planning to retire June 2027 to fully vest at 80% (I've paid into it a l...
I (M66) reach FRA early 2024 at 66 1/2. I own my home and car, have some savings and investments, 401k, and a small pension. Simple 'back of the cocktail napkin' arithmetic leads me to believe I can a...
Ten years ago we bought a house that I hate and now I'm paying the price. Been retired 2 years. This house, and the area offer no/little privacy or easy access to nature. Both of those things are bigg...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Hi I was using the SS calculator and entered that i would like to collect 5 months past my last birthday. My birthday is at the end of a month. So would I collect at the beginning of the 5th month or ...
Thrivent finds workers are at a crossroads between their financial savings and personal values...
New retirement plan is designed specifically to combine the principles and academic approach…...
Analysis shows plans offer a wide array of diversified and cost-effective options...
The 401(k) recordkeeper will serve as program administrator to New Jersey's Secure Choice…...
With a partial federal government shutdown on tap if an agreement isn’t reached by midnight…...
Among the changes include increases to HSA contribution limits and eligibility expansions...
With $1.65 trillion in assets floating around in close to 30 million forgotten or…...
With so many critical decisions to make and lots of opinions to consider, here are some common-sense tips to keep you on track....
This is my first post here, and hello! I am 66, a professor with retirement pending - officially, it's January 15, but since the school closes after grading deadlines Dec. 15, I'm considering that my ...
I'm sure others have had similar problems but as I'm near a retirement age it's hard to pull the trigger. I work in Cyber security and I'll retire at 61 next spring and as much as I would like to work...
To a typical physician, a $ 150,000-a-year salary is nothing special. But to many Americans that salary can be challenging ... Read more...
About 20% or retirees polled by T. Rowe Price say they're working either full- or part-time....
Older Ukrainians are suffering in unique, terrible ways. This is one family's fight for survival...
The promise of Multi-Cancer Early Detection blood test has stirred hopes, but concerns remain...
My wife and I are in our 50's and will probably stop working in 5-10 years. We don't have kids and live in a small metro area in the northeast. A little over a decade ago, we built our "forever home" ...
Hi I originally posted part of this on r/socialsecurity and u/Mid_AM suggested I post it here, too. I’m interested to hear from people who’ve taken their SS early vs full retirement age. H...
My daughter mentioned that in one of her college communication classes there is a middle aged man in attendance. She enjoys his participation. I have wanted to take an economics course, someday. A cou...
Now a few weeks in - some of the near misses, full on disasters or politically inane stressful situations are coming back to me. When I was working I had to just carry on and set that stuff aside. May...
It's estimated that 70% of retirement-age Americans will need ongoing care at some point. But how do you pay for it?...
Trying to decide when you should claim your social security benefits? There are pros and cons to claiming early – make an informed decision with my help....
If you’ve been saving for retirement, you’re likely familiar with target date retirement funds. These funds allow you to choose your expected retirement year (e.g., 2025) and they automati...
A few weeks ago I was talking with my cousin, who works at a movie theater, and I asked him, "What's something that you learned while working at a movie theater that most people don't know?" He replie...
Sept. 26, 2023 — When it comes to the best selling master planned communities for 2023 many of the usual suspects, like The Villages, come up. But within the top 10 there were plenty of surprise...
Medical bills can be a huge expense for retirees. Learn how much health care can cost for those in retirement and how to plan for it....
Do you know what separates the rich from the superrich? Leverage. And, no, I'm not talking about the "borrowing money to invest" kind of leverage. I'm talking about the leverage that determines how mu...
September 19, 2023 – Quick – what is the 2023 maximum monthly benefit from Social Security? $2810/mo., $3035/month, $4193/mo., or $4,555/mo.? And, how much is the average benefit? If you g...
January 18, 2023 — Cape Cod is one of the most popular places to retire on the East Coast. Almost a quarter of million people live year round on Cape Cod, and about a fourth of those are people ...
Discover the average retirement income to determine where you might fall and what makes a good retirement income....
Note:  This post includes Amazon Affiliate links, which will compensate me at no cost to you if you order through the links. It’s rare when a book makes me change […] The post Outlive...
September 12, 2023 — Even if you are in your 30’s you have probably started thinking about retirement. Probably with a mix of dread (will I be ready?) and anticipation (can’t wait to...
Some people live their lives in the past. Think of the guy who wants to relive the glory days or the person who can't mentally escape a traumatic event that has come to define them. Either way, these ...
Hello and welcome back to another monthly update from Root of Good! It's been a month since we arrived home from our two month trip to Argentina and Brazil. The first couple of weeks back home were a ...
Sept. 8, 2023 — The number of people using Medicare has grown steadily as baby boomers become eligible. But defying predictions, spending per Medicare recipient has levelled off, which brings un...
Sept. 7, 2023 — Driving is one of life’s great necessities, and for many, one of its top pleasures. The feeling of freedom that comes with getting one’s driver’s license is har...
Sept. 5, 2023 — By now many Topretirements.com Members and visitors are well into their retirement planning, if not already retired. The next generation is coming along now, Gen Xers, folks born...
I recently saw an interview of Magic Johnson where he talks about one of the most important financial choices of his career. After winning the NBA championship in 1980, Johnson was offered sponsorship...
Whoa, have you seen what just happened to interest rates!? Suddenly, after at least fourteen years of our financial world being mostly the same, somebody flipped over the table and now things are quit...
August 31, 2023 — One of the more common predicaments in the retirement world comes when an organization offers a retirement buyout package to a long standing employee. Many times Topretirements...
August 29, 2023 — Fulfilling a campaign promise to help save Medicare by controlling excessive drug prices, the HHS announced a list of 10 popular drugs that Medicare will negotiate the prices. ...
I have a confession to make. Over the last eight months I've been writing articles in the hopes of ranking well on Google for specific search terms. This practice, known as search engine optimization ...
August 24, 2023 — People in GenX might well be confused about their living options for their retirement. Should they be looking at a retirement, 55+, active adult, active resort, independent liv...
With the recent rise of AI large language models ("LLMs") such as ChatGPT, there's been a lot of discussion about which jobs might be automated away in the future. Traditional careers, which were once...