Curated articles and podcasts from trusted financial experts and real retirees.
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I like my job but every day I find that dealing with corporate dysfunction is harder and harder. I dread going to work and have a really hard time engaging the way I used to. I just don't care. I'm no...
Oct. 7, 2023 — Who says people in retirement are too old for love? The Golden Bachelor, a new spinoff on ABC from the popular Bachelor series, has many seniors glued to their TV sets. Community ...
October 6, 2023 – There’s been a lot of chatter about the Bill Perkins book “Die With Zero” and its approach to life and retirement planning. Most recently, just yesterday on t...
Welcome to an in-depth analysis of planning for your golden years and ensuring absolute peace of mind with improved home electrical safety. This post is tailored for you: an individual that understand...
Housing affordability is at or near an all-time low and the Fed is partly to blame due to its aggressive rate hikes in such a short time frame. The Federal government is also partly to blame due to ex...
There is no end to the websites and phone apps requiring your phone number, email and other personal information as the cost of passage into the products and services they provide. Even some financial...
I had a lot on my plate, and had planned to retire in January. My work changed dramatically over the past 9 months, and it really just felt like too much. I was also feeling sick and exhausted all the...
Today I woke up and decided to do something that I have never done before! My daughter has been telling me about the Reddit community and encouraging me to at "least read some of the posts". Well, I d...
I have a decent 401K from a job I left 6 years ago. I left the money there because it was doing really well. Well, now it's not. It lost money as market took a nose-dive last year. It still isn't doin...
The First Home Savings Account (FHSA) is the best new financial tool/account to be introduced since the introduction of the Tax-Free Savings Account (TFSA) back in 2009. The FHSA is designed for a spe...
Forum, I am a US citizen, preparing to retire full-time to Europe. One of my concerns is exposure to currency exchange (US to Euro). Does anyone know if it possible to hold Euro denominated investment...
I will be eligible for early retirement in a few months. I am worried that if I pull the trigger on my work and resign, I will just get bored after a while once the excitement of finally retiring has ...
Apollo was the first to use annuities to build a major financing business. Others followed, driving the growth of the private lending market and worrying regulators....
I worked part time when I was in high school. Then in college. There was nothing weird then about not working Tuesday and Wednesday and then working Thursday. Then I worked full time for four and a ha...
How can you calculate your annual earnings if you opt to buy this annuity?...
Are you ready for another recession? With interest rates surging, oil prices rices, stock markets falling, the government stalling, and the housing market grinding to a halt, it seems inevitable anoth...
So I have a pension and social security and I'm retired, just for argument sake, if my spouse gets half of my income will she get half of my pension AND half of my social security? She currently does ...
Hello-I’m over 50 so I am allowed to add an additional $7500 a year to the $22500 a year maximum 401k contribution. I am deducting the max 30k a year from my paycheck. Can I also open a Roth IRA...
Both by parents went into assisted living a few years back, mom is almost completely blind and they weren’t able to take care of things like food and med management. My question/concern is first...
VUSXX is one of the core and most popular money market fund offerings of Vanguard– with ~$60bn in total net ... Read more...
Please only vote IF retired and USA loans. Thanks! Just this month payments have resumed on student loans. Despite what many people believe, yes some Retirees have student loans. It is yet another tug...
The most effective retirement planning involves keeping up with current legislation and using it mindfully to make the most of your savings and do the things you’ll enjoy most in retirement. For...
I know oldsters beyond my age got essentially a free ride, but I am at the leading edge of people who have massive student debt with little chance of paying this off. When will AARP take note and begi...
October 5, 2023 — The Biden administration announced that the pharmaceutical companies of all ten drugs selected for negotiation with Medicare to lower prices will participate. Several of them c...
Somewhere along the zig-zag of my working years, the idea of marketing ones’ self to create your personal brand and get ahead in the workplace arose on the business how-to horizon. Dubbed &lsquo...
Investors get more shares for their money with a stock split Amazon. Shopify. Tesla. What do these companies have in common? They all underwent stock splits in 2022.1 When well-known companies split s...
Look at your finances to determine how you'll use the boost in benefits....
Selling unwanted items online is a fast, easy way to generate some extra cash. Which platform you use to post listings depends on the items you have to sell, the fees you’re willing to incur, an...
Farnoosh Torabi is an author, journalist, podcaster, speaker, and thought leader in personal finance with a special connection to this blog. Her 2012 interview with Caroline and me at our home in Chat...
By Dr. Jim Dahle, WCI Founder Morgan Housel is famous for pointing out that everyone says they want to be a millionaire, but what they really mean is that they want to spend $1 million, which is preci...
By Dr. Jim Dahle, WCI Founder When it comes to planning for retirement, there are three concepts that physician investors often misunderstand. Unfortunately, two of these three constitute “bad n...
Taxes confuse almost everyone. I cannot tell you how often someone tries arguing with me about something tax related when they are entirely wrong. And to be fair, the tax code is long and confusing. T...
In our high-tech world, virtually any transaction or communication can be executed online. Yet, despite the range of services that Social Security offers on its website, two-thirds of older Americans ...
Learn more about how you can calculate life expectancy based on your personal and health history so you can help plan your retirement....
In the past few weeks the U.S. stock market has erased all of its gains over the past few months. The summer of 2023 came and went and we have nothing to show for it. Inflation and volatility are star...
Senior bank accounts are designed to cater to the unique needs of senior citizens, providing them with easier access to banking services and often reducing or eliminating fees associated with regular ...
This post was written before I gave birth, and is one of the 6 countries my son has been to while in utero. Hopefully, in a few months we’ll be able to bundle Little Matchstick onto his first pl...
61YO next April. In the U.S. $1M retirement accounts, $250K non-retirement cash. Partner is stay-at-home, 16 years younger with $300K retirement accounts, contributes to IRA annually. No pensions. No ...
(Me: retired for six years) The title says it: there are thousands of how-to and financial books. There's nothing wrong with those, but I'm wondering if there is any fiction about that? There are, of ...
It is just that it’s not adding up for me no matter what. I make a decent living. I have 3 kids two in college and I have a house mortgage. So these are the major expenses after school and prope...
I don't see anything on the subject posted here, but to my understanding when you have no one to take care of your final wishes, you apparently hire an attorney for this (Your executor). To what kind ...
Estate planning can be emotionally and financially complicated. Learn more about how to get started on your estate plan using our checklist....
Annuities, especially multiyear guarantee annuities, offer a way for Baby Boomers to rebalance their portfolios, while providing good rates and tax advantages....
Poor succession planning was at the heart of the HBO show Succession, but this financial advisory business owner is here to help you prevent that from happening at your business....
Hey everyone! Autumn is here. The day is getting shorter and colder. Most Portlanders have been waiting for the comforting cloudy days, but not me. I love the long bright summer days. Lately, I feel t...
We've all heard of men buying midlife crisis cars to feel more alive. But what about buying a midlife crisis house? Have you ever thought of such an interesting thing? Let's say you're living in a per...
Life has been pretty busy, so today you get a quick post about swimming insects and a remodeling update. Butterflies Can’t Swim I was working outside a couple of days ago when I heard Younger Da...
It feels good to wrap up things nicely before the end of the year, but there’s a lot to do. That’s where having a fourth quarter financial to-do list comes in. It helps you prioritize the ...
Has anyone still met with their co-workers after retirement? I am coming up on my retirement this week and my current co-workers mentioned us still talking after I retire. We don’t talk after ho...
So, money can’t buy happiness—at least beyond daily necessities—but it sure can help. Here are 7 ways that you can directly invest in your happiness....