Curated articles and podcasts from trusted financial experts and real retirees.
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As the downsides of 401(k)-style plans become apparent, workers and some companies, including IBM, are showing new interest in defined benefit plans....
Greetings to all aspiring pentamillionaires! Physicians often find themselves in a challenging financial paradox. Despite high incomes, the mountain of ... Read more...
I’ve got an uncharacteristically short post today. A few thoughts on the 3-legged stool. It’s a metaphor we’ve all heard many times. For example, I recall in my working days when we ...
I'm not posting this to r/medicare because if you get medications at online pharmacies, it's usually because they're not covered under Medicare C or D. I've tried Mark Cuban's costplusdrugs.com which ...
Happy Thanksgiving! The PoF family extends heartfelt gratitude to each and every one of you and the incredible community we ... Read more...
Online investing platforms have lowered the costs for Canadians who want to manage their own investments. Whether it’s a robo-advisor platform or an online brokerage, you can now trade thousands...
Instead of sharing the usual things I'm thankful for (health, family, being Asian, etc.), I thought I'd share some unusual things I'm thankful for this year! 2023 was supposed to be a return to easy l...
I am privileged to be the owner of an out-of-print book, which you can still find used out there. "Work Less, Live More: The New Way to Retire Early" by Bob Clyatt, copyright 2005 (ISBN 1-4133-0200-9)...
Being grateful can be hard work. The media bombards us with so much bad news, and our lives are so full of everyday stresses that it's easy to lose sight of all the good things we have going for us. A...
[Editor's Note: For a doctor or high earner who is looking to maximize convenience while saving money and earning free travel, it makes perfect sense to find the right credit card. If you need help fi...
By Dr. Jim Dahle, WCI Founder If you work as an independent contractor, meaning you get a Form 1099 each pay period instead of a W-2, you're responsible for your own benefits, including a retirement p...
By Dr. Hamik Martirosyan Risk and return are inextricably tied together. They form the basic elements required to make successful investment decisions. Though risk is just as important as returns, mos...
By Dr. Jim Dahle, WCI Founder I get occasional emails from people who are worried about investing “unsettled funds.” I think the main problem is that Vanguard (and probably other brokerage...
My husband’s family has a nice tradition. They go around the table, and each person says what they’re thankful for. What they say changes with the passing years, depending on their joys an...
Financial planners and advisors must ensure that their clients have the necessary funds to meet whatever health challenges advancing age may bring....
Medicare is a minefield of deadlines, penalties and the potential for disastrous mistakes. Here's how wealth managers can guide their clients to safety....
Looking for the latest on 401(k) contributions in 2024? Go no further. Read our write up on the current 401(k) contribution limits and what they mean for you....
Uncover the top S&P 500 index fund picks for 2024. Read our overview and analysis of various funds to find the best picks for your specific investing portfolio....
Greetings. I have seen, for many years, comments like, need 1-2 million to have a 60k income stream etc. Why do people want to be 80 years old and have so much money ? Have enough income to meet your ...
I'll retire next year from a state government agency. I know the spousal benefits are reduced by two-thirds of the government pension. Assume that my pension only has two options: Monthly payments of ...
By Josh Katzowitz, WCI Content Director When I think of the generation gap that spans from the Baby Boomers to Generation X and Millennials to Gen Z, one of the biggest changes (aside from people unde...
By Don Wenner, Founder and CEO of DLP Capital [Note: This blog post is part of a four-part series, published throughout the next year, that delves into the 8 F's for building prosperity and fulfillmen...
Laura Stover, RFC® looks at the ongoing Israel-Hamas war and how it might affect interest rates and your financial future.. With ongoing uncertainty about the economy, wars in Europe and the Middl...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How Can Retirees Avoid the Tax Bomb in T...
Recordkeeper’s new report out today reveals retirement account balances down for the…...
J.D. Power ranks top wealth management firms for digital experience among self-directed and…...
Brighthouse's new SecureKey touts growth opportunities and protection against market loss...
Family gatherings can create a lot of stress. Have a plan for yourself to deal with difficult people. Non violent communication is possible....
What would you do if your retirement planner said no when you asked them for a report? I’ll address this question and many more on this episode of the Retirement Answer Man Show. We’ll als...
The report by Transamerica analyzes how pooled plan arrangements can increase access and…...
Those who don't have any financial plan in place plan to delay a full five years more, finds…...
Several changes stemming from SECURE Act included in 2023 Form 5500 Series annual return, report...
If you are trying to see if you are on track for a secure retirement, you may wonder how much others your age have saved. How much do you need for retirement by age....
Looking to maximize dividend income in your retirement portfolio? Here are four high-yield dividend stocks for retirement....
Are you looking to invest in an ETF that generates income while also appreciating? If so, then JEPI and JEPQ ... Read more...
In an ideal marriage, both spouses want the best for each other. This includes a comfortable retirement. Unfortunately, there is one 401(k) mistake married couples make without even realizing they are...
In an attempt to save on costs, millions of Canadians are using self-directed investing platforms to manage their own investments. These robo-advisors and online brokerages have made investing more af...
The CDFA can help financial planners as more older Americans divorce — putting retirement savings, estate plans and big assets on the line....
I must admit that until my editor drew it to my attention, I had never heard of infinite banking. Apparently, this topic is drawing a lot of interest from retirees, but I’m guessing many younger...
Some form of risk-sharing plan would be good, but coverage is the real issue. How did this happen? Now that the shift from defined benefit plans to 401(k)s is almost complete (see Figure 1), everybody...
This is a fun TED talk on a topic all of us can relate to: procrastination. It is relevant to a central theme of this blog: retirement. Research shows that procrastination plays at least a small role ...
Abstract The U.S. workforce is aging, which has raised concerns about the implications of older workers for businesses and the economy. However, little research has been conducted on the quantitative ...
In this week’s video we’re going to look at an introduction to estate planning. This will kickoff a series of estate planning posts that will explore more in depth concepts surrounding it....
The benefits of diversification have been known for over half a century. In the early 1950s, Harry Markowitz demonstrated that there exists an "optimal" portfolio which has the highest investment retu...
Make the most of the holidays by talking about important retirement questions with your relatives and friends....
Some changes in retirement plans take effect in 2024....
“Move out of your apartment and enjoy the RV life,” they said… “It’ll be fun!” Ok, that’s only sort of what happened. We enjoyed our past couple of monster r...
We are approaching retirement. I (60f) was laid off a couple of months ago and am finding it difficult to find another role and I’m finding it more difficult to think about going back to a corpo...
It's not my work that taxes me, it's the interactions and ups and downs of working in a 600 person office. My boss and grandboss are great people but there is still the expectations of work, the meeti...
Planning to retire early? Joe and Big Al spitball on bridging the gap to your retirement income when there’s a pension in the mix, today on Your Money, Your Wealth® podcast 456. Manley and h...