Curated articles and podcasts from trusted financial experts and real retirees.
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Please only vote IF retired and USA loans. Thanks! Just this month payments have resumed on student loans. Despite what many people believe, yes some Retirees have student loans. It is yet another tug...
The most effective retirement planning involves keeping up with current legislation and using it mindfully to make the most of your savings and do the things you’ll enjoy most in retirement. For...
I know oldsters beyond my age got essentially a free ride, but I am at the leading edge of people who have massive student debt with little chance of paying this off. When will AARP take note and begi...
October 5, 2023 — The Biden administration announced that the pharmaceutical companies of all ten drugs selected for negotiation with Medicare to lower prices will participate. Several of them c...
Somewhere along the zig-zag of my working years, the idea of marketing ones’ self to create your personal brand and get ahead in the workplace arose on the business how-to horizon. Dubbed &lsquo...
Investors get more shares for their money with a stock split Amazon. Shopify. Tesla. What do these companies have in common? They all underwent stock splits in 2022.1 When well-known companies split s...
Look at your finances to determine how you'll use the boost in benefits....
Selling unwanted items online is a fast, easy way to generate some extra cash. Which platform you use to post listings depends on the items you have to sell, the fees you’re willing to incur, an...
Farnoosh Torabi is an author, journalist, podcaster, speaker, and thought leader in personal finance with a special connection to this blog. Her 2012 interview with Caroline and me at our home in Chat...
By Dr. Jim Dahle, WCI Founder Morgan Housel is famous for pointing out that everyone says they want to be a millionaire, but what they really mean is that they want to spend $1 million, which is preci...
By Dr. Jim Dahle, WCI Founder When it comes to planning for retirement, there are three concepts that physician investors often misunderstand. Unfortunately, two of these three constitute “bad n...
Taxes confuse almost everyone. I cannot tell you how often someone tries arguing with me about something tax related when they are entirely wrong. And to be fair, the tax code is long and confusing. T...
In our high-tech world, virtually any transaction or communication can be executed online. Yet, despite the range of services that Social Security offers on its website, two-thirds of older Americans ...
Learn more about how you can calculate life expectancy based on your personal and health history so you can help plan your retirement....
In the past few weeks the U.S. stock market has erased all of its gains over the past few months. The summer of 2023 came and went and we have nothing to show for it. Inflation and volatility are star...
Senior bank accounts are designed to cater to the unique needs of senior citizens, providing them with easier access to banking services and often reducing or eliminating fees associated with regular ...
This post was written before I gave birth, and is one of the 6 countries my son has been to while in utero. Hopefully, in a few months we’ll be able to bundle Little Matchstick onto his first pl...
61YO next April. In the U.S. $1M retirement accounts, $250K non-retirement cash. Partner is stay-at-home, 16 years younger with $300K retirement accounts, contributes to IRA annually. No pensions. No ...
(Me: retired for six years) The title says it: there are thousands of how-to and financial books. There's nothing wrong with those, but I'm wondering if there is any fiction about that? There are, of ...
It is just that it’s not adding up for me no matter what. I make a decent living. I have 3 kids two in college and I have a house mortgage. So these are the major expenses after school and prope...
I don't see anything on the subject posted here, but to my understanding when you have no one to take care of your final wishes, you apparently hire an attorney for this (Your executor). To what kind ...
Estate planning can be emotionally and financially complicated. Learn more about how to get started on your estate plan using our checklist....
Annuities, especially multiyear guarantee annuities, offer a way for Baby Boomers to rebalance their portfolios, while providing good rates and tax advantages....
Poor succession planning was at the heart of the HBO show Succession, but this financial advisory business owner is here to help you prevent that from happening at your business....
Hey everyone! Autumn is here. The day is getting shorter and colder. Most Portlanders have been waiting for the comforting cloudy days, but not me. I love the long bright summer days. Lately, I feel t...
We've all heard of men buying midlife crisis cars to feel more alive. But what about buying a midlife crisis house? Have you ever thought of such an interesting thing? Let's say you're living in a per...
Life has been pretty busy, so today you get a quick post about swimming insects and a remodeling update. Butterflies Can’t Swim I was working outside a couple of days ago when I heard Younger Da...
It feels good to wrap up things nicely before the end of the year, but there’s a lot to do. That’s where having a fourth quarter financial to-do list comes in. It helps you prioritize the ...
Has anyone still met with their co-workers after retirement? I am coming up on my retirement this week and my current co-workers mentioned us still talking after I retire. We don’t talk after ho...
So, money can’t buy happiness—at least beyond daily necessities—but it sure can help. Here are 7 ways that you can directly invest in your happiness....
With wealth being transferred between generations, a surprising number of heirs are not ready to receive an inheritance....
Here are five approaches to retirement spending that are better than the 4% rule....
One of many takeaways from our trip to France a few weeks ago was that much of the world seems so much younger than us. Sure, Paris and Normandy were teeming with tourists, many aging, white-haired fo...
I know that we need to talk with a planner, but was hoping for some practical advice here. I am a Massachusetts teacher, and am planning to retire June 2027 to fully vest at 80% (I've paid into it a l...
I (M66) reach FRA early 2024 at 66 1/2. I own my home and car, have some savings and investments, 401k, and a small pension. Simple 'back of the cocktail napkin' arithmetic leads me to believe I can a...
Ten years ago we bought a house that I hate and now I'm paying the price. Been retired 2 years. This house, and the area offer no/little privacy or easy access to nature. Both of those things are bigg...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Hi I was using the SS calculator and entered that i would like to collect 5 months past my last birthday. My birthday is at the end of a month. So would I collect at the beginning of the 5th month or ...
Thrivent finds workers are at a crossroads between their financial savings and personal values...
New retirement plan is designed specifically to combine the principles and academic approach…...
Analysis shows plans offer a wide array of diversified and cost-effective options...
The 401(k) recordkeeper will serve as program administrator to New Jersey's Secure Choice…...
With a partial federal government shutdown on tap if an agreement isn’t reached by midnight…...
Among the changes include increases to HSA contribution limits and eligibility expansions...
With $1.65 trillion in assets floating around in close to 30 million forgotten or…...
With so many critical decisions to make and lots of opinions to consider, here are some common-sense tips to keep you on track....
This is my first post here, and hello! I am 66, a professor with retirement pending - officially, it's January 15, but since the school closes after grading deadlines Dec. 15, I'm considering that my ...
I'm sure others have had similar problems but as I'm near a retirement age it's hard to pull the trigger. I work in Cyber security and I'll retire at 61 next spring and as much as I would like to work...
To a typical physician, a $ 150,000-a-year salary is nothing special. But to many Americans that salary can be challenging ... Read more...
About 20% or retirees polled by T. Rowe Price say they're working either full- or part-time....