Curated articles and podcasts from trusted financial experts and real retirees.
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I just recently turned 55 and plan to retire at a fairly standard age of 65. Being the project manager that I am, I just started to think about "project managing" my countdown to retirement - which in...
I'd like to make a full withdrawal from one retirement account. It's a Roth 401k with Fidelity, and though I understand little about retirement (I'm young), I do know that the money is already taxed. ...
Fortune magazine is out with its latest ranking of the most admired companies...
Are cutbacks necessary to save Social Security and Medicare from bankruptcy?...
Making annual exclusion gifts allows you to move money to family members and friends so that it is out of your taxable estate with no estate or gift tax consequences....
SECURE 2.0 introduces a significant new provision for the surviving spouse of a deceased participant in an employer retirement plan. The new law enhances tax treatments for surviving spouses, especial...
The Fed now faces a delicate line between inflation and recession - and assessing the impact of its massive interest rate staircase from 2022....
Financial stress is a burden that affects millions of people each day. From worrying about paying bills to saving for retirement, it can feel like you’re stuck in a never-ending cycle of financi...
Cryptocurrency donations will now require a formal appraisal to support an income tax deduction. That will make it costly and complicated to qualify for a tax benefit....
I currently invest 100% of my investment into my Roth 401K. Would it be better to split it 50/50 into a before tax and after tax account? I know there are tax advantages to both. Does it really matter...
I'm planning to retire this year at 55. And would appreciate any feedback/suggestions on how I'm planning for it. Interest only Mortgage of 100k at 2% fixed for 5 years remaining. 700k pension - will ...
Has anyone switched careers later in life to some type of government job in order to reap better benefits for retirement? What are the requirements for how long one has to be in a position to get thes...
I recently joined a committee at my company that is responsible for creating a new 401(k) plan. In our initial meeting we discussed terms around auto enrollment, plan loans, and Roth conversions. What...
Now that you are retired what has been the biggest obstacle to traveling? submitted by /u/Honest-March6457[visit reddit] [comments]...
I'm 63 and plan to retire in a month. In my life I have had many different self-images: as an athlete, a student, a soldier, a worker, husband, father. It didn't matter that I wasn't particularly good...
Identity theft is a serious issue that affects millions of people each year. With the rise of technology and the increasing use of personal information online, it’s more important than ever to b...
My father has been confused about the SSA retirement paycheck process. He just passed 70 in October 2022 and was debating on retiring now. He told me that he read that he can take 6 months' pay upfron...
I like to calculate my retirement amount in my net worth. I understand what it means to be vested. I quit my company job over a year ago and only stayed for two years overall. However on my Transameri...
Hey all, maybe an odd question, but I continually see people in their 60-70's post here who seemingly have no idea about retirement, social security, etc. I saw one in fact where a guy who is a bit ov...
If you want to go on a trip (long or short trip) what do you do with your dog? submitted by /u/Honest-March6457[visit reddit] [comments]...
So — you’re about to retire. Your mortgage is hopefully paid off. And with any luck, your kids are out of the house. That leaves only one pressing question: where to? Thankfully, new resea...
Early retirement / FIRE is becoming obsolete and that’s a good thing! As one of the pioneers of the modern-day FIRE movement, I’ve witnessed many changes since 2009. In the good old days, ...
You need a Strategic Retire Early Plan if you want the option of early retirement. There are two crucial basics to everyone’s early retirement strategy......
Three big 401(k) administrators are making it easier for workers with accounts of less than $5,000 to transfer the money to their new employers’ plans....
Funding your early retirement with a Defined Pension Plan is a fortunate thing to have. However, you may have serious decisions to consider before taking......
Everyone contemplating early retirement will ask, can I retire early? The answer will depend on this question. Do You Have Enough to Fund Early Retirement?...
How do you get early retirement health insurance? The real question, how do early retirees find affordable medical health insurance? The options are limited to two plus something called Medishare- The...
if your portfolio doesn’t generate enough passive income to fund your lifestyle then you may want to consider including an Early Retirement Bucket Strategy....
Everyone would love to live off of their portfolio yields. However in today’s low yield environment other Retirement Portfolio Income Strategies are nec.....
I am often asked how I fund my early retirement. I use both non-retirement savings and tax differed retirement accounts. My IRA withdrawals come without paying early withdrawal penalties using a SEPP ...
One way to either fund or help fund your early retirement is by purchasing an annuity. Understanding Annuities before locking into an annuity contract or......
Using your 401K or IRA to fund early retirement without penalty can be done under certain conditions. There are a couple of methods to take early withdrawal...
There are many articles claiming to have the Best Roth Conversion Tax Strategy. In the end it all comes down to individual situations and where they are...
Anyone shooting for Financial Independence and Early Retirement creates a realistic and sustainable budget but some fail. Reasons for Budget Failure are ......
My Strategic Early Retirement Plan began in 1998 when I was age 40 and I decided I wanted to retire by age 50. Before starting my 10 year Plan I needed to know...
retirees may interview for a perfect encore career or stepped-down retirement gig only to have second thoughts.... How Retirees Should Turn Down a Job Offer...
How To Find Your Early Retirement Job. You retired early and know the opportunities you want to pursue that are aligned with your interests and passions ......
Why can’t you execute your own plan to successfully retire early? The reason is you haven’t found how to get around the Biggest Challenge to Retiring Early,...
sometimes a vacation won’t fit a tight budget, allow me to offer my Smart Frugal Vacation Tips to cut loose and rejuvenate your soul, enjoy quality time ......
When you need a financial advisor, work with someone who only gives advice but doesn't manage any investments....
New developments that integrate senior housing into age-diverse apartment buildings offer a more affordable alternative to isolated suburban retirement communities....
Investing successfully during a recession is tough. However, you can protect and grow your portfolio with various diversification strategies....
In my post a couple of weeks ago, A Month-Long Panama Trip for 3 for an Unbeatable Price of Less than $1,500!, a reader named Ian asked in the comments what our expenses in retirement have been &ndash...
With five years of passive real estate investments under my belt, I’ve invested in a wide variety of projects. I ... Read more...
The tax benefits for contributing to an IRA, 401(k) and similar accounts are too good to ignore....
So you've decided that you want to invest your money into U.S. Treasury bonds, but you're not sure which ones to get. Should you buy short-term, intermediate-term, or long-term Treasury bonds? Well, y...
I am 2 weeks away from being 50. Am planning to retire at 62. I just sold a condo I had for 20 years. I hated condo life because the maintenance kept going up and the assessments meant I couldn’...
I am apparently not super clear on what I'm asking, so I've rewritten this post. Of the amount earned from investment funds, how many percent of this cover your annual expenses? If this is below 100%,...
Basically, I am a self-employed independent contractor who gets Form 1099. Therefore I contribute to a SEP IRA normally. However, last year I also had a bit of income as an employee elsewhere so I got...