Curated articles and podcasts from trusted financial experts and real retirees.
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Among the changes include increases to HSA contribution limits and eligibility expansions...
With $1.65 trillion in assets floating around in close to 30 million forgotten or…...
With so many critical decisions to make and lots of opinions to consider, here are some common-sense tips to keep you on track....
This is my first post here, and hello! I am 66, a professor with retirement pending - officially, it's January 15, but since the school closes after grading deadlines Dec. 15, I'm considering that my ...
I'm sure others have had similar problems but as I'm near a retirement age it's hard to pull the trigger. I work in Cyber security and I'll retire at 61 next spring and as much as I would like to work...
To a typical physician, a $ 150,000-a-year salary is nothing special. But to many Americans that salary can be challenging ... Read more...
About 20% or retirees polled by T. Rowe Price say they're working either full- or part-time....
Older Ukrainians are suffering in unique, terrible ways. This is one family's fight for survival...
The promise of Multi-Cancer Early Detection blood test has stirred hopes, but concerns remain...
My wife and I are in our 50's and will probably stop working in 5-10 years. We don't have kids and live in a small metro area in the northeast. A little over a decade ago, we built our "forever home" ...
Hi I originally posted part of this on r/socialsecurity and u/Mid_AM suggested I post it here, too. I’m interested to hear from people who’ve taken their SS early vs full retirement age. H...
My daughter mentioned that in one of her college communication classes there is a middle aged man in attendance. She enjoys his participation. I have wanted to take an economics course, someday. A cou...
Now a few weeks in - some of the near misses, full on disasters or politically inane stressful situations are coming back to me. When I was working I had to just carry on and set that stuff aside. May...
It's estimated that 70% of retirement-age Americans will need ongoing care at some point. But how do you pay for it?...
Trying to decide when you should claim your social security benefits? There are pros and cons to claiming early – make an informed decision with my help....
If you’ve been saving for retirement, you’re likely familiar with target date retirement funds. These funds allow you to choose your expected retirement year (e.g., 2025) and they automati...
A few weeks ago I was talking with my cousin, who works at a movie theater, and I asked him, "What's something that you learned while working at a movie theater that most people don't know?" He replie...
Sept. 26, 2023 — When it comes to the best selling master planned communities for 2023 many of the usual suspects, like The Villages, come up. But within the top 10 there were plenty of surprise...
Medical bills can be a huge expense for retirees. Learn how much health care can cost for those in retirement and how to plan for it....
Do you know what separates the rich from the superrich? Leverage. And, no, I'm not talking about the "borrowing money to invest" kind of leverage. I'm talking about the leverage that determines how mu...
September 19, 2023 – Quick – what is the 2023 maximum monthly benefit from Social Security? $2810/mo., $3035/month, $4193/mo., or $4,555/mo.? And, how much is the average benefit? If you g...
January 18, 2023 — Cape Cod is one of the most popular places to retire on the East Coast. Almost a quarter of million people live year round on Cape Cod, and about a fourth of those are people ...
Discover the average retirement income to determine where you might fall and what makes a good retirement income....
Note:  This post includes Amazon Affiliate links, which will compensate me at no cost to you if you order through the links. It’s rare when a book makes me change […] The post Outlive...
September 12, 2023 — Even if you are in your 30’s you have probably started thinking about retirement. Probably with a mix of dread (will I be ready?) and anticipation (can’t wait to...
Some people live their lives in the past. Think of the guy who wants to relive the glory days or the person who can't mentally escape a traumatic event that has come to define them. Either way, these ...
Hello and welcome back to another monthly update from Root of Good! It's been a month since we arrived home from our two month trip to Argentina and Brazil. The first couple of weeks back home were a ...
Sept. 8, 2023 — The number of people using Medicare has grown steadily as baby boomers become eligible. But defying predictions, spending per Medicare recipient has levelled off, which brings un...
Sept. 7, 2023 — Driving is one of life’s great necessities, and for many, one of its top pleasures. The feeling of freedom that comes with getting one’s driver’s license is har...
Sept. 5, 2023 — By now many Topretirements.com Members and visitors are well into their retirement planning, if not already retired. The next generation is coming along now, Gen Xers, folks born...
I recently saw an interview of Magic Johnson where he talks about one of the most important financial choices of his career. After winning the NBA championship in 1980, Johnson was offered sponsorship...
Whoa, have you seen what just happened to interest rates!? Suddenly, after at least fourteen years of our financial world being mostly the same, somebody flipped over the table and now things are quit...
August 31, 2023 — One of the more common predicaments in the retirement world comes when an organization offers a retirement buyout package to a long standing employee. Many times Topretirements...
August 29, 2023 — Fulfilling a campaign promise to help save Medicare by controlling excessive drug prices, the HHS announced a list of 10 popular drugs that Medicare will negotiate the prices. ...
I have a confession to make. Over the last eight months I've been writing articles in the hopes of ranking well on Google for specific search terms. This practice, known as search engine optimization ...
August 24, 2023 — People in GenX might well be confused about their living options for their retirement. Should they be looking at a retirement, 55+, active adult, active resort, independent liv...
With the recent rise of AI large language models ("LLMs") such as ChatGPT, there's been a lot of discussion about which jobs might be automated away in the future. Traditional careers, which were once...
Hello and welcome back to another update from Root of Good! We just arrived back in the USA after our two month vacation in Argentina and Brazil, so I'm a bit behind in getting this update published. ...
Do you want to own your own home, but find the idea of saving for it overwhelming? Well, you're not alone. For most people, buying a home will be the biggest financial decision of their lives, so it m...
August 15, 2023 — We have been asked a lot of questions over the 16 years Topretirements has been around. Although our website has changed over time, the inquiries tend to be the same – ho...
August 9, 2023 — It’s a question just about everyone thinks about as they reach retirement age, at least to themselves. What is my life expectancy – or, how much longer do I have on ...
What's the most important thing when it comes to building wealth? Is it what you invest in? Is itwhen you start? How about your mindset? I've thought about this question a lot since I started blogging...
It’s August in Georgia. Yes, it’s Hot. That means it’s time for our annual trip to someplace cooler.  We’ve done it every year since I retired (except 2022, when COVID [&#...
August 7, 2023 – Part of the fun of being retired is having the time to tinker, fool around with cool stuff, enjoy new types of leisure, and save time and trouble doing chores. There are plenty ...
August 3, 2023 — We get kind of a sick pleasure in reading the entertaining best places to retire that many websites, in pursuit of clicks and ad dollars, enjoy publishing. One that fits that bi...
Last August the Senate passed the PACT Act that expands healthcare and benefits to veterans exposed to toxins. There’s no deadline to apply for PACT Act benefits. But if you file your PACT Act claim...
August 1, 2023 – Talk about adventurous retirements – Lucy Burdette transitioned in mid-life from a Clinical Psychologist to published author. And on August 8th, she has 2 new books coming...
In the world of finance, investment quotes can be transformative, shifting the way you think about money and wealth. From guiding principles to words of caution, the timeless wisdom found in them refl...
I love baseball.   Even if you’re not a fan of the game, I encourage you to read on.  As you’ll see, the challenge of hitting a baseball is a great […] The post 10 Les...
Last week The FI Couple, a real estate investing duo, sent out this tweet highlighting the growth in their rental income since 2018: However, when pressed about how much they make net of costs, they s...