Curated articles and podcasts from trusted financial experts and real retirees.
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Inflation bumps up benefit payments — but not the income thresholds that make them taxable. By Andy Markowitz. Published February 06, 2024. https://www.aarp.org/retirement/social-security/info-2...
Has anyone used the NUA (Net Unrealized Appreciation) Strategy for 401k’s with highly appreciated company stock? If so, did you use the Frank Duke or standard method? I’m curious how popul...
At a certain age you'll start getting invitations to listen to pitches for various financial planners and products. They're usually held at nice restaurants and include a good dinner. Always go. You g...
Life can be busy leading up to retirement. Hours at work, hobbies, family commitments, and also managing the moving parts to our retirement goal. It can be daunting. Deep in the content of a favorite ...
I have two issues regarding my plunge into retirement. I have reached the point where retirement is a viable financial option. In fact, if I am to be honest with myself, I have to admit that I have ke...
While I think about money and investing every day, it’s rare that I have an epiphany. But last week I had one. On Friday, something crazy happened to my investment portfolio. I hold 931 shares o...
Will your 401(k) savings last in retirement? It’s a question on the minds of a lot of 401(k) investors. Despite that, most people underestimate how much money they will need in retirement. Exper...
The insurance enhances Social Security’s role of offsetting Black/White inequality. My colleagues have just completed a really interesting study pertaining to the progressivity of Social Securit...
Is there a way to pay medicare premiums with your HSA funds? Is it even worth the hassle to save some money on taxes?...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for A True Retirement Story. Summary: [175] ...
Here's how to strategize withdrawals, optimize tax advantages and beat inflation ahead of a 2025 retirement....
Investing for the long haul with little cash on hand is doable, but you need a plan....
I am a US citizen who lives on a fixed income in Jalisco,Mexico. I receive SSDI and live from month to month. Every year there is a form 7162 that needs to be filled and returned to social security, i...
The 4% rule helps us understand how much we can safely take out of our portfolio each year without running out of money in retirement. Yet, as simple as the 4 percent rule seems, the practical implica...
In general, the longer you stay invested, the greater your chance of making money. To help you maintain a long-term investment approach, it's imperative to develop an investment thesis. Drawing from m...
Life of the Newly Retired – I may be turning into fodder for the Progressive commercial about your parents. I was “retired” by virtue of a RIF at the beginning of this year, so while...
What does retirement at age 60 look like for Allison in Northern Virginia? The EASIretirement.com calculator says Jimmy and Rosalynn in Georgia are on track to reach their retirement goals, even thoug...
I was born the first week of May in 1958. According to SSA, I can start collecting 100% of my benefits January of 2025--66 & months is when I qualify for 100%. When I put in the date to start coll...
For most of my adult life I purposely asked people the very vague question "What do you do?". With very few exceptions the reply was the work that they did. I am a little over a year into retirement a...
Hey, everyone. Happy days are here again! Last year, the US economy grew faster than any other large advanced economy. Things are looking good in 2024 as well. Unemployment is low, inflation is modera...
A lost Medicare card is not a rare occurrence. It’s a small piece of unlaminated paper that can end up in the laundry, lost in a pocket, or put in such a safe place that you can’t find it....
Photo credit: jb There are generally two ways that the IRS can assess a penalty to you – failure to file, or failure to pay; and it’s not out of the question that you could be subjected to...
In the world of personal finance, we are constantly bombarded with messages about the "one thing" that could significantly improve our financial lives. Whether it be a particular kind of investment, a...
The family and pets photos that mark my past seem to be now replaced by- things I find interesting. Please share your interesting photo (must be safe for work and please no people nor pets). This is a...
How do you find places to rent for 2-3 weeks without using Airbnb or other sites? I find their prices really high (often over $1k/week) which limits how many places I can check out. I like to cook and...
Are you a parent looking for the best way to build a savings account for your child? Here’s a common question many seek the answer to....
Many Americans depend on Social Security to make ends meet each month. Where you choose to live in retirement how much taxes you owe on Social Security....
– The other day, an MMM reader stopped by and left the following comment on one of my older posts about the principles of FIRE: “While I still find some of MMM’s advice relevant, it ...
Retirement planning isn’t only for those close to retirement. In today’s post, we’ll review essential retirement tips by age range ... Read more...
In 2019, I retired from the practice of medicine, giving up my day and night job as an anesthesiologist for ... Read more...
While incredibly popular in the ‘90s, recycling aluminum cans is still a beneficial habit for the earth and your wallet. Whether you’re racking up soda cans from a Diet Coke obsession or w...
Losing a loved one can feel truly overwhelming. From paperwork to arrangements to finances, the to-do list can be daunting in an already vulnerable time. One of the things that can help ease the finan...
The labor market still has room to grow, notwithstanding remarkable gains....
I’m 66 next month and on FMLA from my high stress health care job with a mean boss. I’m done. When should I apply for Medicare? I’ll loose my insurance from work April 10th if I don&...
Maybe those are two different things - I'm not sure. However, we have discussed the transition into retirement and how it's often not as easy, joyful, or smooth as people dream about. I retired as of ...
I spent 35 years as a high school English teacher. On a normal day, I'd engage with 150 students and teachers in any number of matters. On an abnormal day, maybe there was some crisis to deal with - l...
February 5, 2024 – Two recent papers in the personal finance area have caused enough of a stir that I’ve gotten numerous requests for comment. I noticed that if I compile all my notes, cal...
We’ve heard this hundreds of time... 'I wish someone had warned me about this when I retired.' More often than not, they're referring to one of five key challenges that catch many retirees by su...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
In this episode of "Rock Your Retirement," Barbara shares her incredible experiences from a three-week trip to Europe, including visits to Ireland, Iceland, and Spain. Barbara and her husband embarked...
My wife and I started Medicare Plan B on January 1, 2024. we received a bill for four months of premiums, which we paid in full. My wife decided just after January 1, to start Social Security. We rece...
First off, please ward off any shame about this. If you are having a tough time with financial survival in retirement, you are not alone. Also, please remember that those who share a common problem ca...
In a previous post I applied the 80-20 rule to the realm of cybersecurity. My aim was to motivate you to take action to protect yourself from identity theft and/or financial loss. I proposed that you ...
Episode 443: Why are investors and Wall Street ignoring the clear and present danger of geopolitical instability and escalation of war? Sign up for free ALERTs & Market Commentary at: https://www....
The Oscar nominee for ‘Killers of the Flower Moon’ shares the secrets to his legendary career...
We’re wired to give, so let’s do it better and let’s enjoy it more....
New research shows the degree to which your choice of college major and debt at graduation affect retirement savings....
Should a married couple sign a will contract to backstop their estate plan, especially in a second or later marriage? While these make sense, they can be problematic....
Irrevocable trusts that own or control entities raise complex issues for reporting under the Corporate Transparency Act (CTA)....
Influential organization’s support could build momentum for controversial bill...