Curated articles and podcasts from trusted financial experts and real retirees.
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By Dr. Jim Dahle, WCI Founder I find it fascinating and a bit nonsensical to see so many articles out there arguing that US doctors are overpaid. Usually, this shows up in an article talking about how...
James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...
Today’s guest post is from David, a long time blog reader. He retired early at age 52. In the five years since, he has lived exclusively off of his investments while leading an adventurous lifes...
Do financial advisors have some secret blood handshake that they’ll all claim they can get you 8 percent returns, but then tell their clients they can only withdraw 4 percent in retirement? That...
How unusual is a 10-percent 401(k) contribution – with no required employee contribution? A reporter asked recently what I thought of the new 401(k) contribution rate in the United Auto Workers ...
It’s one of the most critical questions facing aging Americans: Where to live as you get older, and may require more care? Many might imagine living in a nursing home. But an analysis of census ...
Some retired folks I know threw the switch to sell the house and buy and RV and live the mobile life. I also know some that did that for about five years and then gave that up and resettled in a perma...
Episode 437: Layoffs at smaller companies appear to be on the rise. That’s good and bad news. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ &mda...
House rich, cash pooris when you have a lot of equity in your house but not a lot of cash. For whatever reason, a homeowner has untapped equity in their property but is unwilling or unable to withdraw...
By Dr. Charles Patterson, WCI Columnist Readers of The White Coat Investor know that the theme and general audience tend to favor a long-term, low-cost, tax-efficient approach to portfolio constructio...
It’s time for another reader case! This one is about how no matter how carefully you plan your path to FI, sometimes things come along unexpectedly and derail you. Kind of like parenting actuall...
Photo credit: diedoe If the beneficiary of an inherited IRA dies before exhausting the inherited IRA or qualified retirement plan (QRP) through distributions, how are the ongoing distributions to be h...
I am 63 and have been living in Seattle for 30 yrs. I will be retiring in the next few years and don’t want to stay in a big city. Both of my kids live in Massachusetts and my entire family is o...
Another special encore episode just in time for year end. Managing taxes in retirement may have a greater impact than any other single cost-saving measure you take. Today, we're replaying our epsiode ...
In prior posts, we discussed possible assumptions used by life insurance company actuaries in pricing single premium immediate life annuities (SPIAs). In those posts, we provided implied discount rate...
If you are planning on retiring before age 65, there is no doubt that you have had this question. What do you do about health insurance? In the United States, the health insurance landscape is ever-ch...
The Secure Act 2.0 is bringing numerous changes to your 401(k) in 2024. The 2022 legislation had over 90 provisions in it that encourage more people to save for retirement and to help grow their retir...
Understand how Social Security payments are adjusted for inflation and think about your taxes for the coming year....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Are you familiar with Investopedia? If you’re reading Retire by 40 and other personal finance blogs, you probably know about them. I regularly visit Investopedia to check economic news and resea...
Hello, I am glad to have found this thread. After working for 30 plus years in the finance industry, I'm finding retirement to be an interesting adjustment. I've always operated on a very regimented s...
While the global pandemic was a horrific event in many ways, one purpose it did serve was for each of ... Read more...
With affluent Baby Boomers sitting on loads of cash, intrafamily loans can be a win-win, so long as you pay attention to the tax rules and the paperwork....
By Dr. Jim Dahle, WCI Founder Inherited IRA rules changed a few years ago, but Congress and the IRS did a terrible job of really communicating all of the new rules that occurred as a result of the SEC...
Now that I've published the 2024 S&P 500 predictions, let's look at the 2024 housing market predictions by various industry experts. The forecast for 2024 home prices ranges from -1.7% to +4.1%. R...
Hi, all. Long-time lurker, first-time poster. Thanks to everyone who shares their experiences and knowledge here. This sub is very helpful as my wife and I plan for retirement. I'm 57 and burned out p...
The Actuarial Approach recommended in this website involves periodically (generally annually) comparing the present value of a retired household’s assets with the present value of its anticipate...
In this episode we continue building on our list of potential “Easy Wins” - We hope you enjoy and build on your own personal list of “Easy Wins”! Glenn is available for in pers...
More working Americans have a health savings account, but many are not using them to their fullest potential....
Whenever you apply for Social Security benefits before your full retirement age, those benefits are always reduced....
Do you dream of a life where your money works for you, generating a steady stream of income without you ... Read more...
In this Financial Samurai podcast (Apple, Spotify), I have the pleasure of speaking with NBA champion Shaun Livingston. Despite sustaining a devastating injury earlier in his career, he overcame and w...
Someone who comes to the home of an elder with cognitive impairment can be a setup for financial manipulation. This is what happened in a real case....
The post What Is the Financial Freedom Movement? appeared first on Millennial Money. This is how we are taught to live in America: You start your career and work really hard until you turn 65 and can ...
The post Are You Selling Yourself Short? I Think I Am. appeared first on Millennial Money. I live in a beautiful house surrounded by trees. It’s peaceful here. I wake up and go to sleep when I w...
The post How to Live Off Interest Income appeared first on Millennial Money. Wondering how to live off of interest income and enjoy your golden years? For many people, retirement is a far-off, loosely...
As hopes for a "Santa rally" rise, advisors and their clients are feeling more hopeful about the economy than they have in months....
The current strong economy is an opportunity to address the Social Security shortfall, update contribution rates, and expand retirement savings options....
Abstract This paper compares Social Security outcomes for non-Hispanic Black, Hispanic, and non-Hispanic white beneficiaries and assesses the capacity of various benefit enhancements to narrow racial ...
Investors who want to lock in safe income may be hurt over the long haul if they don’t also hold stocks, our columnist says....
My wife and I are not big travelers at all, but are considering making a select few number of trips over the next couple of years while we are still young (age 66, ha!). We visited London once, and Pa...
I’m just getting started with retirement at 67, but it’s pretty low key. Working a part time job for fun, something not very taxing and that gets me out of the house. Other than that, it&r...
The post Millennial Money Acquired by MMG Media Group appeared first on Millennial Money. I’m excited to announce that I’ve re-acquired Millennial Money from The Motley Fool through my hol...
The post How to Live Within Your Means for Financial Independence appeared first on Millennial Money. You’ve most likely heard this formula for financial independence: Live within your means by ...
Almost 71 year old retiree, career academic with all my retirement funds in TIAA. I am seriously considering annuitizing the TIAA traditional part of my money, about 30% of the total (the rest is in i...
Swagbucks earned the following reviews: 4.4 Stars on the Apple App Store (103,300 reviews) 4.2 Stars on TrustPilot (35,000 reviews) 4.2 Stars on the Google Play Store (131,000 reviews) 4.3 Stars on Th...
Today, we are answering your questions off the speak pipe. We talk about structured notes, asset protection, I Bonds, cash balance funds, and fees for different investments. We also talk about the imp...
SCHD and VYM are two Vanguard ETFs geared towards generating dividends. SCGH invests in the Dow Jones U.S. Dividend 100 ... Read more...
New higher HSA contribution limits have been announced for 2024. Keep reading as we share to tips to get the most benefit from your Health Savings Account....
Do your homework regarding your finances before you pull the plug and retire early....