Curated articles and podcasts from trusted financial experts and real retirees.
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Are you considering passing down your assets to the next generation? Explore effective strategies for transferring your wealth, initiate the estate-planning process, and discover how estate planning c...
Thebrief’skey findings are: IBM has reopened its defined benefit plan to use the plan’s surplus – rather than corporate cash – to fund retirement contributions. This shift has ...
Ever dreamed about retiring to a sunny beach or quaint village in another country? How about living a life of luxury for less than $3,000 per month? In today's episode, we're debunking common myths an...
I am currently 56 years old with a 54-year-old wife. We live in Kansas so cost of living is reasonable. We have no debt. Current gross income is approx. $200,000/yr. Projected assets at retirement (59...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How Life Expectancy Can Be The #1 Risk T...
Here’s where you can retire well overseas on a very small budget....
If I elect to fund my FSA in November of 2024 for 2025, then retire in 2025, how does an employer generally treat that situation? Is it prorated? My employer makes the funds 100% available at the begi...
We spend a lot of time on Keen on Retirement discussing how retirement is changing, from new laws and rules to generational shifts in how seniors work and live. But one constant in the retirement plan...
The U.S. government has made it easy for you to save for retirement in a traditional IRA or 401K. But there’s a hidden risk that most people don’t see until it’s too late. Putting mo...
It’s called the dangerous decade of retirement planning. It’s the five years leading up to retirement… and the first five years of retirement. This is when you’ll be faced wit...
Before I began my path toward working as a financial planner, I had enjoyed reading books on self-development and financial ... Read more...
Will kids ruin your plan to FIRE? (Financial Independence Retire Early) Kids can be expensive, but don’t let that stop you. They might change your plan a bit, but FIRE won’t be out of reac...
You’ve contributed towards your Social Security benefits for decades (via your paychecks). Now you should know how much of your Social Security will be taxed....
Typical retirement strategies assume a retirement age of over 60. With an earlier retirement goal, a careful look is required to determine what strategies will create the best outcome. James responds ...
I’m wondering how many people now retired have elected to live in a “tiny home”, where tiny home is defined as 400 sq ft (37 sq m) or less. How are you enjoying it? Any thoughts abou...
I sold the business I founded and have committed to staying on with the acquiring company for another 1.5-2 years. (In my business this is common.) I had deep ambivalence about selling, but a few mont...
Many investors have been tempted to invest more, if not all, of their portfolios in the S&P 500 given the incredible run it’s had over the last decade. But today we are talking through five ...
Are there general guidelines on what percentages of your investment portfolio should be in tax-free accounts like your Roth, tax-deferred accounts like your 401(k), and taxable accounts like your brok...
Contents from freedom 35 blog. (www.freedomthirtyfiveblog.com) The S&P 500 continues to reach new highs on a weekly basis. But a major top could be forming right now. One of the most reliable indi...
I currently have about 1.7 million in company 401k and will be turning 61 in July. I also have about 35k in HSA and have medical coverage thru VA. If I stay with my current employer(which I've been wi...
“Head to Florida for the winter during your RV trip”, they said. “You can enjoy the sunshine and be like snowbirds! It’ll be wonderful!” Yeah, well, guess what – we...
February 12, 2024 – Last week, I wrote about how equities historically outperformed bonds by a comfortable margin. So, the principle of “stocks for the long run” is still valid. Does...
Hey look, it’s 2024 already. Where did 2023 go? Never mind. This is supposed to be a money blog, but I find that I don’t write about money much anymore. However, I still think about it. Al...
There is a common rule-of thumb that 4% can be withdrawn from a IRA or 401K account each year in retirement, and the balance of the account should not go down. What would be the reasons for a retired ...
Affordable housing, mild summers and friendly small towns draw retirees to the Great Lakes State. By Patrick J. Kiger. Published November 08, 2023. https://www.aarp.org/retirement/planning-for-retirem...
One key as I transition to retirement is rebalancing and it’s something I would very much like to automate once I choose my funds. I looked at Schwab’s product and it seems to be one of th...
A good marriage is hard work, and money makes it harder....
My wife and I have no kids or family. What should we be thinking about and planning differently than if one had a big family? We have a will and the packet that goes along with that. I was hoping to f...
The company has stopped making contributions to 401(k) accounts, and instead gives workers cash credits in a new version of its old pension plan....
But many companies are spurning the “clunky” legal requirements for accounts linked to retirement plans. Instead, some have stand-alone rainy day offerings....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
As we make our way through winter, we have a little fun in this episode by comparing how making a snowman can be like building a sound financial plan. Glenn is available for in person and online meeti...
In the personal finance journey, few concepts have garnered as much attention and interest as the FIRE movement – an ... Read more...
Downsizing in retirement is common. What's less common is building the new home yourself. Can a senior in California pull it off?...
Tax-savvy withdrawals in retirement are often overlooked or ignored by investors. That’s bad news when the Required Minimum Distribution (RMD) comes along and OUCH! As individuals approach retir...
Looking to retire in a year or two and planning to sell my home with stairs in a high tax community for a ranch-style home in an area of lower property taxes. I like the idea of living in the country ...
It's not part of regular Medicare, but a lot of Medicare supplements and Advantage plans offer silver sneakers for various gym memberships. I recently signed up for Planet Fitness for free. Silver sne...
looking for a place where people are discussing retirement issues. from personal to financial...definitely don't want a sub-reddit where people are just flexing their current situation. not bad off (i...
If you want to find a place where houses remain affordable, try Syracuse, New York. It’s a college town, so it’s probably a nice place to live. Syracuse is the only large U.S. city where t...
Many people bought I Bonds when inflation was high. Many people cashed out I Bonds to buy new I Bonds or TIPS when the fixed rate on I Bonds and TIPS yields went up last year. Others simply cashed out...
Learn more about strategic ways on how to spend less money while planning for a fulfilling retirement....
A common suggestion people have made to help me regain my financial independence is to move to a cheaper area of the country or the world to save money. I've resisted relocating so far because I belie...
Have you heard of the FIRE movement? It’s become increasingly popular in the past few years. Even if you are technically too old to retire early, there is something we can all learn from FIRE se...
It is quite difficult to get the since you’ll need an excellent credit score (750+) to increase your approval ... Read more...
5 Reasons to Retire in Florida … and 4 Reasons to Think Twice. Come for the sunshine, low taxes and endless golf, but be prepared for hurricanes, roof rats and tourist hordes. By Bob Niedt. Pub...
Look over your finances and get ready for a lifestyle change before retiring this year....
I was completing the retirement calculator athttps://www.aarp.org/retirement/retirement-calculator/. After answering the last question on the page about our expense expectations in the future it wasn'...
Creative and innovative housing options to live your best life. https://www.aarp.org/retirement/planning-for-retirement/info-2021/unique-retirement-communities.html...
When you're ready to tell your employer that you're going to retire have a private conversation with somebody up your chain of command who is high enough to be a decision maker (in other words -- not ...
There are tons of places where people can start earning extra cash by tutoring online, even if they don't have a college degree. What's great is that a lot of these companies let you teach right from ...