Retirement Planning Is More Than Financial Planning
Traditionally, retirement and financial planning have been treated the same. My assessment may shock you. Retirement planning is not financial planning....
Curated articles and podcasts from trusted financial experts and real retirees.
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Traditionally, retirement and financial planning have been treated the same. My assessment may shock you. Retirement planning is not financial planning....
For most people thinking about retirement, budget is a key factor. Here are 3 destinations where you can live the good life on a monthly budget as low as $1,200 per month....
You don't want to end your career prematurely and regret it....
I’ve talked myself into keeping a standard 60/40 portfolio in retirement, and one thing that keeps me up at night is the chart for 2000-2008. The first 3 years had negative returns, and the tota...
I (65f), divorced. My income is Social Security plus some side income from selling crafts. I have a partner of 10 yrs who is quite comfortable in their retirement funds and helps keep our standard of ...
The deal follows several others in the past 12 months and reflects growing demand for retirement plan services to small businesses, Edelman said....
Anticipating future trends can lead to smart investments. Drawing from my 20 years of real estate investing experience, I expect bidding wars to resurge in the housing market in 2024 and beyond. The m...
We can still make friends as we age. Life changes as we get older, especially after retirement. We may move to a new community, far from the friends we knew in the past. Even if we stay in the same ar...
I was laid off at 58, 59 now. I have accepted being retired. I’m thinking of getting a HELOC. Will I run into problems getting approved because I am retired? I just want it for home emergencies ...
On the final episode for 2023 we explore Santa's “Naughty or Nice” financial guide. We hope you enjoy this year's Holiday Season and look forward to connecting again in 2024! Glenn is avai...
VMRXX, or Vanguard Cash Reserves Federal Money Market Fund, is one of Vanguard’s core money market funds geared towards conservative ... Read more...
For most people thinking about retirement, budget is a key factor. Here are 3 destinations where you can live the good life on a monthly budget as low as $1,200…...
While many near-retirees seem better prepared for the average costs of old age, including healthcare and long-term care, tens of millions of others are not....
Growth stocks can be a great way to help an investment portfolio expand at a healthy rate. To find the top growth stock ideas for 2024, read our list of the top picks....
The Grammy winner discusses her musical heroes, her big hit song and her unconventional voice...
One of the advantages of reduced income due to leaving my full-time career is the opportunity to execute a Fidelity Roth conversion. Roth conversions allow investors to transfer money from a 401(k), t...
It’s that time of year when online shopping increases as families buy their holiday gifts online. Fake shipping message are a way to steal personal information....
A few weeks ago I wrote How Safe is an 8% Withdrawal Rate? based on some remarks made by Dave Ramsey. In response, a handful of people reached out asking: What would these retirement results look like...
My ditching the rat race 14 year anniversary is just days away. This was a transition year for me as I aged into Medicare eligibility and what a great year it has been. I find myself both celebrating ...
Abstract In the three decades from 1980 to 2010, there was a steady rise in the number of men receiving Social Security Disability Insurance (DI) benefits. The number of beneficiaries peaked in 2012 a...
The consensus in the research is that women’s financial literacy is lower than men’s. Maybe women aren’t as interested in the markets, and many are too busy juggling a job with takin...
It was my turn to lead our monthly Retirement Mastermind meeting. I decided to challenge the members with a question. “How do you find joy in life?” The answers were brilliant. So brillian...
Im 56 have $490k in a Roth, $60k in Traditional IRA will collect $1299 in pension in 10 years with an estimated $3900 a month in SS in 10 years. $75k in savings. Can I retire in 10, or will I have to ...
I kicked off the holiday season at Thanksgiving with my family. In the United States we celebrate on the fourth Thursday in November. This year I felt especially grateful for my life and those sharing...
Here's a look at the year's average 401(k) balances, market trends, savings rates and asset-class performance....
The Evolution of Home Design in Land Lease Communities The landscape of Land Lease communities has undergone a remarkable transformation, particularly in the realm of home design. Gone are the days of...
I never realized I was going through a real midlife crisis until recently. I'm in my 50s (not yet 59 as the group requests but not too far off) and I just lost a parent. It's been mainly me and my par...
Social Security beneficiaries are getting a raise, and the COLA (cost of living adjustment) for 2024 is 3.2%....
Pessimism about Social Security appears to have peaked a decade ago....
In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or...
Abstract In most disability insurance programs, beneficiaries lose some or all of their benefits if they earn above an earnings threshold. While intended to screen out applicants with high remaining w...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Improve Your Relationship With Yo...
Have you ever wondered how the subjects from our Retirement Plan Live series are doing now? Did everything turn out okay for them? Find out how Emma (from 2019 RPL) is doing on this episode of Retirem...
With 2023 coming to a close, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, ...
Found a fascinating article about eating for longevity here: https://www.marketwatch.com/story/at-65-i-thought-i-could-eat-whatever-i-wanteduntil-i-woke-up-in-an-icu-7ca9906a?mod=home-page ​ Thi...
Joining us to discuss IBM's DB Plan and its wider implications within the retirement…...
Americans worry advisors will try to sell them products or judge them...
Industry leader George Fraser and his team will continue their existing roles and combine…...
Care Connector recently celebrated its 10th anniversary through announcing the appointment of Kim Sutton as Holistic Nursing Solutions (HNS) chief executive officer. Kim will head parent company Care ...
Hello community! In support of being a resource for retirement - today is the second edition of Wiki Wednesday. These posts highlight an item in the r/retirement wiki located on the sidebar/ about/ co...
The first state will be joining the Partnership for Dignified Retirement, which includes…...
Tom Hawkins explains how auto portability expressly addresses the needs of small-balance…...
Across all industries, half of workers have less than $100,000 saved for retirement, Human…...
While recent data from Charles Schwab shows a dip among SDBAs in Q3 2023, year-over-year…...
Faced with competing priorities and little help, Gen Xers aren't sure they'll achieve their…...
“Don’t hire a financial advisor, it’s expensive” I see posts like this all the time But… what if the mistakes you make are way, way more costly than the advisor? Sure, I...
For obvious reasons, people who do physically demanding work are prone to injuring themselves on the job and are more likely than office workers to apply for federal disability benefits. But is techno...
If you want to retire early but don’t have enough financial resources, you can still turn retirement fantasies into reality by applying creative design principles....
VUG and QQQ are two ETFs highly concentrated in three sectors, with the largest information technology sector for both. VUG ... Read more...
Steady earned the following reviews: 4.6 Stars on the Apple App Store (21,000 reviews) 3.8 Stars on TrustPilot (2,700 reviews) 4.0 Stars on the Google Play Store (39,000 reviews) 3.7 Stars on Think Sa...