Curated articles and podcasts from trusted financial experts and real retirees.
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By Joe Dyton, WCI Contributor “Real estate is a great investment” is a common refrain in financial circles. The fact is that it certainly can be, but there’s more to real estate inve...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
I guess the real question is based on this: wife (57f) and I (M59) moved from the area we both grew up in two years ago. We traveled the US for a year in our RV prior to settling in an area we liked. ...
I've listed all my retirement money and come up with a monthly figure that is the amount I will have in retirement. I've calculated it assuming my stocks will stay the same value and not increase or d...
I'm retired and collecting social security. I'm considering going back to work part time but I don't want to add much income. I don't need the $ and it will only cause my health insurance to cost more...
By Dr. Jim Dahle, WCI Founder I've written before about some of the struggles of the young who are financially independent (FI). However, some of these struggles can extend into the lives of those who...
From increased premiums to a revised Income-Related Monthly Adjustment Amounts (IRMAA), many Medicare-related costs are going up in 2024....
Life insurance is a frequently overlooked component of retirement planning for various reasons: Some people may already have life insurance in place and think the policy they set up years ago still me...
The mortgage interest deduction is a positive benefit for homeowners. This itemized deduction allows homeowners to subtract mortgage interest from their taxable income, thereby lowering the amount of ...
VUSXX, also known as the Vanguard Treasury Money Market Fund, is one of the money market funds provided by Vanguard. ... Read more...
By co-signing a mortgage in Canada, you can help a child or other close family member who may be having difficulty obtaining a mortgage on their own. However, there are risks associated with co-signin...
The decision to move out of our home was made shortly after 4:30 AM, just as my wife pulled out ... Read more...
Are the dog days of summer dragging you down? Are you a physician-in-training starting to look at jobs for next ... Read more...
The majority of Americans feel behind on their retirement savings, per Bankrate's survey. Here's how much experts say you should actually have saved up....
As I get closer to retirement, the “where” starts to loom larger. I realize this might be a lot of trial and error, so not feeling locked in to one particular place, but I do know some of ...
Millions of Social Security beneficiaries, from retirees to disabled workers, will receive the cost-of-living adjustment, which is far less than last year’s but still higher than average....
As the title states, the IRMAA surcharge is going to happen in 2024 for our Medicare Part B I was unable to manipulate revenue from 2022 low enough to avoid the surcharge. The revenue for 2022 was sig...
Paul Merriman recently caught my attention on a recent podcast (How To Money #734 – Turning Thousands Into Millions with Paul Merriman). The short premise is that investing in a 2 fund portfolio...
I have sold rental property and have about $350G from the sale. I am 61 and plan to retire at the end of this year. My wife is 63. We have about 1Mil in investments, mostly stock and bonds. I would ap...
Hello and welcome back to another monthly update from Root of Good. We started last month with heavy bouts of consumerism, spending money like crazy on a new used car and half a dozen plumbing upgrade...
I’ve about had it with Reddit. The posts about Boomers screwing everything up, many users not knowing much about life, etc. has me wishing for a new social media platform that offers intelligent...
Quick note: I’ve been thinking a lot about happiness lately. I’m at a good place in life, the best I’ve been in decades, so have a lot to say on the matter. On Monday, tune in for Pa...
As Congress battles over spending and House leadership, retirement advisors are losing faith in the U.S. economy....
My best-performing investment ever is a managed mutual fund called the Fidelity OTC Portfolio (FOCPX). It’s up more than 1,100% since I’ve owned it. I wish I could say I’m brilliant ...
Up to $168,600 of earnings will be subject to Social Security tax in 2024, raising the taxes taken out of a high earner's paycheck to $10,453....
Taylor Swift has had a huge economic impact across the nation. Pensions also are an economic juggernaut, but they're often overlooked....
This article was contributed to Leisure Freak by logistics expert and travel enthusiast Lorelei Hawthorne. Embracing the art of seasonal retirement relocations entails a unique approach to the golden ...
Imagine a married couple. Both work, and their earnings are identical. But one spouse’s employer is matching every dollar of her 401(k) contributions up to a cap. The other spouse’s 401(k)...
Hello - pardon the throwaway. I've been pretty active in this sub under my other name, and I'm really apprehensive about asking this question. I just found out my company is being sold in Q1 24. I fee...
Here's how to make your retirement dollars last as long as you do....
Learn which supermarkets offer special savings to older shoppers....
Opinion provides a road map for how a plan sponsor may voluntarily establish a program under…...
While we live in a world of uncertainty, LeafHouse’s Todd Kading says there are ways to…...
Age directly affects the ability to drive. There is a time when most elders must give it up. Learn the warning signs of a dangerous driver....
October 12, 2024 –The Social Security Administration announced today that Social Security and Supplemental Security Income (SSI) benefits for more than 71 million Americans will increase 3.2 per...
For 2024 - it is 3.2% But don’t get too excited? - Medicare Part B premiums still haven’t been announced - CAME BACK TO EDIT and ADD the new Part B base premium for 2024 - $174.70 CMS.gov ...
Do you want to avoid future regrets? I’m no prophet, but I suspect I know a regret that many Baby Boomers will have in the coming decades. That regret? Their […] The post The Golden Age of...
LeafHouse National Retirement Symposium brings over 200 industry leaders to Austin next week...
[Editor's Note: Deadline alert! Thursday, October 12 is the last day you can register early for the best medical conference of the year and save hundreds of dollars while doing it. WCI started the Phy...
One program could help solve a looming $1.3 trillion savings shortfall, but only 11 states are participating....
Throughout history, pensions have been a way for employers to attract workers, especially when the labor market is tight....
Now that the Supreme Court has outlawed affirmative action in college admissions, it's time to look at the next layer of affirmative action: getting a job based on identity versus merit. This is the d...
When it comes to Medicare, it matters whether you get your vaccinations at a pharmacy or at a doctor's office....
Equity compensation is becoming increasingly popular. It incentivizes employees to maximize performance because when the company does well, they do well. Today, we’re going to go through an exam...
There is no shortcoming of bad tax advice on social media. It feels like everyday I see a new post, video, etc. with some fragmented piece of tax advice that is so far away from how it works in the re...
Surprise decision acknowledges that Biden and Trump rules are virtually identical. In a surprise ruling, a very conservative federal district court in Texas, known for striking down Biden Administrati...
The amount of money you'll need in retirement varies by as much as $66,000 depending on where you live in the U.S....
An integrated approach of investments and annuities could provide you with more retirement income in addition to protection against inflation and late-in-life expenses....
I am thinking a Pilates class might be interesting or settling on the weight machines, sigh, again… My elderly father still golf’s multiple times a week. An acquaintance swims in the sea ...
In my life, I've done a little of everything. But, somehow I managed to teach middle school for 30 years. I'll be 59. I'm healthy and have many more working years ahead...just not with education! I've...