Curated articles and podcasts from trusted financial experts and real retirees.
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Managing finances and money matters as a couple can be challenging. In fact, dealing with money effectively is a factor ... Read more...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
I am self employed and my company buys health insurance for our group. Spouse has worked for my company for a couple of years, but was on our health insurance regardless. I will be Medicare eligible 8...
Hi, unfortunately I have RMDs coming up and it will boost my retirement income, increase taxes as well as trigger IRMAA. Any recommendations on how to reduce taxable income during retirement? POTENTIA...
With exercise monetization apps like Sweatcoin and Paceline, you can earn fairly passive income simply by exercising. Here are nine legit ways to get paid to workout. Best for General Activity and Hea...
After IBM unfroze its pension, some wondered if this was the start of a defined-benefit renaissance. Researchers say that's not what it was about....
We’ve been through a lot over the last couple of years, but 2024 is showing signs that things may be turning around. In 2024, we have had a really good market thus far. We hit new highs on the N...
Hi all. I'm realizing that I cannot do all the things I want to do in retirement. I was so stressed in my previous job that I felt I had to retire. Now that I'm feeling healthier, is it wise to return...
I am 63. I just learned the term "Elder Orphan". I'm 63. Seems like I'm headed to be one. Yes is scares me. :-( Got to face that I suppose. So. What to do? Where to go? What town? What living situatio...
Should you accept an appointment to be a trustee or other fiduciary? What responsibilities and liabilities might you face?...
It is often said that the interest on mortgages is “front end-loaded”, implying that the way lenders charge interest is unfair – possibly even sinister....
We did it when my kids were young, but I was most concerned with who would care for them than anything else. The rest of it was noise to me, though my spouse was there to make decisions. They are olde...
Learn what is Coast FIRE and how it can help you achieve financial freedom to help you enjoy retired life before your 60s....
Homeowners nearing retirement have 40 percent of their wealth tied up in their homes. But to what extent do racial disparities in employment affect workers’ ability to hold on to a home and buil...
Earlier this week, I wrote of the news that IBM was reopening its defined benefit (DB) plan. This column follows up with employee context....
In 2009, I established my first rule of FIRE: generate enough passive income to cover your basic living expenses. Once achieved, you attain financial independence and the freedom to pursue your desire...
Only a handful seem like logical candidates, with big banks topping the list. IBM announced last November that it would no longer contribute a traditional company match and insteadreopen the cash bala...
Hello! I am 62 and left my federal government position early in my career after 15 years. I received the initial letter saying they received my paperwork. However my payment should have begun Feb 1. F...
I’m going to be 65 in September and I'm planning on retiring at the end of the month. Is there a typical time frame for letting your employers know that you are going to retire? The company's be...
ANYONE LIVE IN SOUTH CAROLINA? ? ONLY A MATTER OF TIME BEFORE IT BECOMES LIKE FLORIDA!!! ? The fast-growing Palmetto State is emerging as a retirement alternative to Florida. By Patrick J. Kiger. Publ...
I mentioned in the previous post Beyond the Numbers: a Closer Look at Renting By Choice that I became a homeowner again after renting for four years. We did it by building a house as opposed to buying...
You don't want to say “Oops” when it comes to your retirement plan! On this episode we discuss a number of important issues that have the potential to create real problems if not addressed...
The solo years are critical to retirement finances, yet few retirement plans provide for the important changes of that period....
The mainstream financial media’s portrayal of early retirement has always felt disingenuous, leading with “this 30-something retired” or some variation of that hook, then later highl...
Since I turn 71 soon, my attention is naturally becoming focussed on the inevitable question of what to do when my registered retirement savings plan (RRSP) must be collapsed. Do I keep it as a regist...
If you (or your financial advisor) aren’t planning for non-recurring expenses in retirement, you probably don’t have a realistic retirement plan. If you use a Strategic Withdrawal Approach...
HMMM, I WONDER "IF" THEIR INTENTION IS TO SCAM SENIORS? ? Are Social Security Beneficiaries Getting a Fourth Stimulus Check? NO, but websites and social media are spreading MISINFORMATION. By Andy Mar...
I am curious to learn from those who retired. I am almost there or even there from a financial perspective. But I am finding myself delaying citing the following reasons I don't hate my job- it is tol...
Have any of you retired to the EU in your retirement? Are you splitting your time between the USA and the EU or are you retired to the EU 100% of the time? How is that going for you overall? Was it wh...
Hi, I plan to retire in 1-4 years but more than likely towards the higher end with my Son just starting college. His expenses are covered in a 529 but ya never know…and I like (on most days) my...
Hello, I am a US citizen and eligible for social security. I am presently in US, but planning to move to India for extended duration. I have following questions: Will I get social security while I am ...
Life is full of surprises. That fact doesn’t change in retirement. Today, we will look at some common retirement surprises, based on a fascinating study I just read and felt was worthy of sharin...
If I change my bank account for direct deposit, when will it happen?...
IBM is known for being a leader and changemaker in retirement funding. Is IBM reversing the decades-long trend of corporates moving from traditional DB pension plans?...
When planning for your retirement, there are a variety of things to consider in addition to how much you might ... Read more...
If adopted, Initiative 2124 would make participation in the Washington Cares program voluntary, effectively killing it....
Hi, my husband is retiring in 3 years at age 61. We have the funds we need, we have a lifelong pension with joint survivor benefits, and we don't carry any debt (homes and cars are paid for and childr...
This blog usually focuses on the financial side of retirement. But if you’re not preparing emotionally and socially – and many boomers aren’t – retirement will be a bumpy ride....
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for The Health Tests You Need in Your 40s, 5...
I recently read thisNew York Magazine article written by Reeves Wiedman (his name will be relevant in a moment) on hedge fund manager Bill Ackman. The article discusses Ackman's life and his recent cr...
To follow the 100-minus-your-age rule, retirees deduct their current age from 100 to achieve a balance of stocks and bonds in their retirement portfolio....
After receiving significant criticism for my post, Embrace Living Paycheck-To-Paycheck To One Day Be Free, I find myself contemplating the existence of a net worth level that brings about serenity and...
I am 68 years old and have delayed taking Social Security. Spouse is 64. She doesn't qualify for benefits, so she would be receiving a portion of mine when I pass. Would there be any difference in her...
We can’t say we’re surprised. AI tools can make tedious, time-consuming, and even challenging tasks quick, simple, and painless. With that in mind, you might be wondering how you can lever...
Financial advisors who help us manage wealth may not be fully informed about financial elder abuse. They need to know how to spot the red flags. Our checklist can assist....
A recent law allows tax-free rollovers from 529 plans to Roth IRAs, but there are hurdles to be cleared....
2024 is shaping up to be another tough year for workers in the United States. Last year, tech companies laid off thousands of workers. This year, the layoffs are spreading to other sectors. UPS, Amazo...
ANYONE HAS ONE? ? I DON'T! ? 5 questions to ask if your workplace offers an after-tax retirement savings plan. By Tamara E. Holmes. Published February 20, 2024. https://www.aarp.org/retirement/plannin...
With the S&P creeping up over 5,000, it may be time for retirees to look into decreasing their investments in risky assets, especially if their Floor Portfolio of non-risky assets/investments does...
I read recently several investors claiming their portfolio returns are north of 15% and I’m wondering how they’re accomplishing that. I’m guessing they’re not retired yet so th...