Discover the Best Insights for Every Stage of Retirement

BlackRock Launches DC Advisor Hub

The large asset manager has also appointed a new DC intermediary head to lead the program...

Retirement Preparation Without Tax Preferences? Part 1

Experts say it might be much the same. I say that’s foolish!...

SSA Responds to Bill Aiming to Remove Social Security Taxes for Retirees

Social Security Administration Chief Actuary Stephen Goss believes the enactment could…...

New ‘401Kids’ Bill Seeks to Create Savings Accounts for Every American Child

Senators Casey, Wyden and Schumer add clout to bill aiming to build wealth for the next generation...

Impact of inflation on retirement funding plans

So I have a realistic budget built and was analyzing my required yearly withdrawals from my retirement along with social security etc. I made an assumption of 4%inflation each year. Looking ten years ...

What factors did you consider in determining when to take Social Security?

I know that there’s lots of advice out there and of course much of it is contradictory. And also, there’s no “one-size-fits-all” answer. So I’m curious what all went into...

Passive Funds Exceed Active Among ETFs, Mutual Funds

Passively managed ETF funds outperformed actively managed funds by $100 billion, reports Cerulli...

Love and Finances: More Couples Disagree with Financial Habits

A Fidelity Investments study finds couples don't agree as much as expected with future…...

Length of time for application review

I applied for social security on 1/1/24. My application is still in the review process even though the ss website says 2-4 weeks. I can’t call or email anyone in ss. I want to give notice at wor...

A New Perk for Some Student Loan Borrowers: A 401(k) Match

Legislation that went into effect this year makes it easier for student loan borrowers to save for retirement while paying down their debt....

A shoutout to our fearless mod, MidAmericaMom and the 50k subscribers!

Congratulations for growing the sub to 50k, a milestone that's worth noting! ????The amount of time it takes to moderate the sub is quite a feat! Thank YOU, u/MidAmericaMom ( u/MidAM )! ??Love the Wik...

Preparing for Financial Health in Your Golden Years: Navigating Cognitive Decline

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Why Are Some Seniors Cashing In Their Life Insurance?

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Tax efficient retirement distributions *LIVE (only) webinar, Monday February 5

Taxes. If you are thinking about how to plan for them while in retirement this **LIVE only webinar might be for you. I see people commenting in our community and others like it, on this topic. A commo...

What to do with a 401k after retirement?

My plan is to retire in April 2024. Two years ago I converted my 401K into an IRA but I continued to fund the 401k (so I would continue getting matching funds by my company). So the 401K will be about...

10 Common Scams That Target Seniors and How to Avoid Them

Learn the warning signs to identify and steer clear of senior scams....

2nd and 3rd interview. Do I really want to ditch retirement?

I have interviews today and Monday with one of the Big4 accounting firms today. I retired from the IRS 3 months ago. I retired because I felt marginalized. I am not sure if they found me on LinkedIn o...

Start to worry about RMDs now, or wait to be socked with taxes in my 70s?

I am 60 years-old and retired. I have about $800k in [traditional] IRAs and about $700k in brokerage accounts. Should I start drawing on my IRA's now, or should I leave it to grow and draw from my aft...

Are Your “Good” Money Habits Holding You Back?

You might be asking how good habits could be possibly be holding you back. Well, on this episode we evaluate a variety of habits that are often thought to be good and discuss how in some cases could e...

How many of you stayed in the homes where you raised your kids vs downsizing?

Background: our house should be paid off by the time we retire. We have raised a pack of kids, one has boomeranged back and the youngest is still in college. The others are out on their own. We are re...

Social Security Claiming Discussion 2/1/2024

Hello, many of us did (or will watch soon, or watching now as I create this) an interview with Mike Piper, the creator of the popular tool - https://opensocialsecurity.com by Rob Berger on his YouTube...

The 4 Phases of Retirement

I’ve been planning a post about the phases of retirement for a while, but I wanted to be sure I’d spent enough time in retirement to write with credibility. In my 5th year of retirement, t...

Any former post office employees circa 1990-2000?

I am helping my dad figure out a few things with his retirement and there is an account we’re having trouble locating. For background, he was employed with the United States Postal Service from ...

Roth Conversions to Pay Less Tax on Retirement Withdrawals - 466

Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can start Roth conversions? What are the tax implicat...

How can I preserve a that has no COLA?

Hi everyone! In order to preserve the buying power of a pension that has no cost of living adjustment, what percentage of the pension should be reinvested in the market each year? Suppose the pension ...

10 Reasons to Save for Retirement in a Roth IRA

Roth IRAs give you a tax-free source of retirement income....

Retirement Plan Live: Mature Marriage - Managing Joint Cash Flow with Separate Assets 

How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their lat...

Retirement Planning Strategies for Managing Interest Rates, Investment Yields, and 529 Accounts

My team at Keen on Retirement has been hard at work analyzing the question that's top-of-mind for many of our listeners. And after crunching the numbers ... Yes, it looks like Taylor Swift will be abl...

2 years to go. Burned out. What to do?

So I’ve got 2 years and 3 months to retirement. 2.5 years ago I took a role in a different gubment department to try and ease the boredom. I went from boredom every day to working in a team of 3...