Curated articles and podcasts from trusted financial experts and real retirees.
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A new IRS ruling, CCA 202352018, holds that if you modify a trust to add a tax reimbursement clause the beneficiaries will be deemed to have made a gift....
In 2024, I am transitioning from a spender to a saver mindset. I am returning to frugal habits reminiscent of my lifestyle in the first thirteen years after college. This change is prompted by the nee...
Learn all about Medicare plans and costs for different parts of the plan with Money's expert guide....
SECURE 2.0 spells out changes to RMDs, automatic 401(k) enrollment, 529 rollovers and more....
A new online marketplace - the Certified Mortgage Network - promises to benefit borrowers by creating close to perfect competition...
The first big responsibility I faced straight out of college was (no brownie points for guessing) paying rent. The ... Read more...
I have a slightly oddball question that doesn't seem to fit anywhere. The text of the letter I just received from SSA says this about working while collecting: "When you reach your full retirement age...
Can it be used for Medigap costs? Can it be used for Medicare advantage costs? My wife and I become eligible later this year. She has the HSA. I don't but I have money my company set aside to use with...
Recently discussed consolidating my 401(K) into my IRA with my Schwab broker and was told the funds I hold are proprietary to my former employer and cannot be moved. Suggestion was to speak to 401(K) ...
This year I turn 66.5 in June. I will retire this year, and it just depends on which way I want to do it. The company I work for would like me to keep working there so this all makes for a nice exit f...
It's no secret that when there's financial tension between couples, it can hurt the relationship. In this two part series, we explore 10 topics that can create financial tension between couples and st...
Many of us start the New Year resolving to do better financially, and based on reports from 2022, it’s easy to see why. A 2023 Bankrate survey found the following: “Americans are more than...
“With the average person changing jobs every 4 years, over $3.1 trillion dollars have been left behind in 401(k)’s at old jobs collecting huge fees.” Think about that, $3.1 trillion ...
Today you’ll meet Mark–half of our newest case study for Retirement Plan Live. Mark and Mary are a year and a half into their new marriage and are trying to figure out how to plan the rest...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Unlock Your Ultimate Potential. S...
For their sakes, Congress should make immigration easier, not harder, for the nurses and personal care aides who help them....
Bilt made waves in 2021 by rolling out a new loyalty program and credit card. Unlike most rewards cards ... Read more...
Elon Musk earned $160,200 in about 4 minutes. In the first few hours of 2024, over 220 U.S. workers will have likely paid their Social Security taxes for the entire year. In contrast, over 160 million...
Want to retire early or quit your job and move overseas? A new report has the most affordable places to live in 2024....
In the blink of an eye, 2023 has come and gone. Whether you had a great year or not, it’s time to decide if you’re going to make 2024 a better one! Our 2023 was something truly different a...
If you manage to save $1 million for retirement and plan to spend your post-work years in the U.S., here's how long that would last in every state....
Want to retire early or quit your job and move overseas? A new report has the most affordable places to live in 2024....
The more the Great Recession recedes in the rearview mirror, the clearer is the damage sustained by the workers born in the final years of the baby boom. These so-called late boomers were between 42- ...
Thebrief’skey findings are: While annuities offer retirees a reliable stream of lifetime income, few people purchase them. To probe people’s perceptions of annuities, a new survey queried ...
International Living unveiled its 2024 Annual Global Retirement Index and named the top 10 places to retire to this year. See who made the list....
The calculation the IRS uses to determine how you pay taxes on retirement income creates this danger zone where taxes can be SIGNIFICANTLY amplified. And if you fall into this danger zone, you could p...
Can Clark Kent’s dad in Hutchinson, Kansas retire at age 50? Will Devin in South Carolina be fat and happy or cutting calories if he retires at 59 and a half? Can Scott Magic in Idaho retire to ...
The stock market roller coaster during 2022 and 2023 is a good reminder for pre-retirees and retirees to “keep calm and carry on.”...
The average user earns around $475 per year — a substantial check for simply doing your standard online shopping. While other platforms occasionally offer promotions that surpass their offers, y...
Happy new year everyone! For 2024, my theme of the year is, “One last year of intense focus.” This marks my 15th year running Financial Samurai, coinciding with both my children starting f...
While physicians tend to earn a very healthy paycheck, it’s also a career path with many expenses, drawbacks, or burnout. ... Read more...
Today is my 60 day mark being retired. I am setting up future activities. I was both an engineer and accountant. 1. Will be taking a course at my local college on writing for publication. Me and a roo...
In this episode of "Rock Your Retirement," host Kathe Kline welcomes back Barbara to continue their candid conversation about the emotional and logistical challenges of downsizing and moving in retire...
Hello everyone at r/retirement and Happy New Year! You might be familiar with Recap, an automated yearly review, that many subreddit communities have published recently. Upon review, ours felt lacking...
Happy new year, gang. Forgive me if this topic was already posted and I missed it. I just read this story in the Atlantic about self-reinvention classes for people who entered retirement and are tryin...
I just wanted to share an update to this post: https://www.reddit.com/r/retirement/comments/16rgei8/our_adult_son_may_be_living_with_us_in_retirement Although it's only been 3 months, a lot has change...
To understand what it is like to transition early (before 65), I talked with Heather Loisel, the former CMO of Ricoh, USA....
Corporate Transparency Act - What you need to do. Practical advice as to simplifying and practical suggestions for Reporting Companies and Beneficial Owners....
Hey, good people of Reddit, I thought I would share here an option I stumbled upon a few months ago. After 35 years in IT and 45 or so years of solid working and with two more years to get to my retir...
Been an odd week as I keep running in to different groups of former coworkers this week. Been really nice, I've missed the people, not the job. But it was refreshing to realize I've moved on finally (...
"Inpatient or outpatient hospital status affects your costs Your hospital status—whether you're an inpatient or an outpatient—affects how much you pay for hospital services (like X-rays, d...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
The situation is I own a business with 2 partners. Their participation and contributions are under 50%. The motivation to gut it out each day and week is lacking. I am exhausted at end of week. I have...
Volunteer work can offer significant health benefits, especially for older adults...
The new year will usher in more changes than usual that will impact your retirement plans....
After 31 years with my current employer, 39 total working years, I am retired as of today. Whew--I work in IT, and this year was particularly stressful, with many high-pressure, large-scale projects t...
Only about 10% of people wait until they are 70 to collect Social Security and get all the reasons, expected longevity, current health, and so on. I'm 69 and two months and now thinking hard about ret...
My spouse is 8 years younger and will not be on SS for several more years. I am 65 and want to retire, but I have read that his income will deduct what I should be able to draw. How much will I be pen...
According to a 2022 research published by the Association of American Medical Colleges (AAMC), more than half (46.7%) of practicing ... Read more...
This article explores reasons to own ETFs vs mutual funds. Between stocks, mutual funds, exchange-traded funds (ETFs), and alternative assets, we now have countless ways to invest our money more than ...