Curated articles and podcasts from trusted financial experts and real retirees.
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We had a travel fiasco last summer on our way back from a month-long stay in Boquete, Panama. One small element of bad weather caused a delay that turned everything into an overnight mess. Exhausted, ...
I've faced interesting criticism for encouraging my wife to re-enter the workforce after she left in 2015. However, it's important to clarify that she hasn't been truly retired. Instead, she has been ...
“If you have more than $200,000 in a traditional IRA or 401K, your family could have a big problem coming in retirement,” warns financial advisor Ryan Thacker. “The problem is taxes ...
Want to get the most out of your Social Security benefits? Did you know that 96% of Americans forfeit an average of $111,000 in social security income? And it’s all because they filed for their ...
The conventional wisdom for older workers heading into retirement is that owning a house is a good thing. The property has no doubt appreciated over many years, adding to their wealth. But new researc...
Results from large scale experiment in the UK say “no.” Our recent study about debt holdings of older Americans focused our attention on how credit card debt could get people in trouble. W...
Could the solution to saving Social Security be so glaringly obvious that it has been overlooked, or perhaps even ignored, due to political power dynamics? The concern about the insolvency of the Soci...
Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to...
Check out the latest podcast episode on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” and watch more retirement planning videos at YouTube.com/@MrR...
Look for strategies to lower your tax liability during your retirement years....
If you are thinking of retiring soon, the strong stock market is certainly good news....
I'm retiring in a couple of years and I've started learning Spanish. I'm out of the US for various reasons. It would be financially better to retire in Mexico, but I like the idea of retiring in Spain...
After 40 years living in our home, we’re selling and relocating to an apartment to be closer to family. Our home is modest and small so we’re not forfeiting too much square footage. But I&...
As discussed in prior posts, the key to successful retirement planning is to annually determine your Funded Status, monitor it from year to year and Adjust spending when your Funded Status falls outsi...
Advisors must be attuned to the emotional factors at play, since no two clients have the same relationship with money....
Today’s post is written by Jeremy Zuke, one of my financial planning colleagues at Abundo Wealth. Jeremy achieved financial independence in 2022 and left a corporate marketing job to pursue work...
If you had to pick one, just one favorite thing about being retired what would it be? Spending time with grandchildren? Not having a boss to answer to? Sleeping in? The pure overall freedom? Feeling a...
ANYONE MOVED BACK TO THEIR "HOMETOWN" TO RETIRE OR LEFT FLORIDA OR WANT TO MOVE TO FLORIDA? ? WELL, I AM LIVING IN "BOTH" FLORIDA AND VIRGINIA WHILE I "VERY SLOWLY" MOVE BACK TO FLORIDA. RETIRED! ? FR...
Platforms like Prime Opinion match companies looking for feedback with honest reviewers like you. By completing surveys, you’ll earn points that translate into real cash once redeemed. Will the ...
If you are looking for personal finance information and enjoy entertaining visuals like when you were in the lower grades of school - there is a YouTube channel for you. Next Level Life - https://www....
I recently got an email from a reader asking the following question. I’ve read that you guys have been investing inPreferredStocks. I went down a rabbit hole trying to understand them further (p...
According to a World Health Organization (WHO) report, I am considered old at age sixty-four. My research revealed that old ... Read more...
The number of 401(k) millionaires has soared in recent months. According to a Fidelity Q4 2023 Retirement Analysis report, “This quarter saw a 20% increase in 401(k) millionaires following Q3 20...
Medicare misinformation is widespread. And, if that information turns out to be wrong, the repercussions can be serious....
We have seen some well above average Social Security COLAs the past few years. You might be wondering, how big will the Social Security COLA for 2025 be?...
One of the most commonly asked questions I get is whether I had to make sacrifices in my pursuit of FIRE (financial independence and retire early). When they refer to sacrifices, what they really mean...
Wow, I can’t believe it’s been 12 years since I left my engineering career! Time flies when you don’t have a boss. I’m happy to report I’m still going strong, and life is...
Jacquelyn had finally snared her dream job as an assistant to a television writer in New York City. Riding the subway one Saturday night, she got a call that changed all that. Her mother, who was livi...
I'm starting retirement now with a relatively low fixed income. I have been looking at moving to the West Coast (in the U.S.) somewhere, and then blown away by the cost of living. Rents are through th...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
I thought my 10 Questions series was dead as the dodo, but here we are! After years of radio silence, I received two submissions last week. The first is from Dr. Neill Slater who blogs over at Busines...
ANYONE USING ANY OF THESE BREAKS? ? I AM NOT, BUT NEED TO! ? FROM THE ARTICLE - SEE ARTICLE FOR MORE. Every bit of tax savings helps. By Lynnley Browning, AARP. Published March 05, 2024. If you’...
I wonder if there are others in my situation and how you've dealt (or are dealing) with it... I'm coming up on 63. I was laid off from a long-time job about a year and a half ago. I live in a rural ar...
While most of our listeners are in or on the cusp of retirement, many have loved ones who are earlier in their careers. Often we get questions on how our listeners and clients can help their younger f...
Over on the wiki for this sub there are no less than 33 retirement calculators. Many are used in the FI community to figure out what their 'number' is, not so many are designed to figure out a few har...
Thebrief’skey findings are: Many older workers are inclined to work longer, but will employers hire and retain them – today and in the future? A series of CRR studies on this topic provide...
One factor retirement scenarios do not take into account is climate change and it's impact on quality of life, expenses and longevity. Will more frequent wildfire smoke exposure trigger pathologies so...
In response to suggestions from several of our readers, we have added cells to the AFP models to permit inputting of additional non-recurring income and expense items. These new cells will enable you ...
I'm planning to retire at the end of May. If I let my employer know now, to give them time to restructure or find a new employee, they just might choose to let me go early. I could then apply for unem...
I used to dread it, especially when my alarm would go off before it was light outside. Now I wake up whenever I wake up and go to bed when I’m sleepy, so it doesn’t really matter what the ...
Let’s change the subject a bit. Whether you have retired or not, do you have one favorite photo that brings back a great the memory of the place you have been? My wife and I love to travel and v...
Is accumulation and distribution all there is to financial planning and wealth management? To life? There is another far more gratifying path: wealth activation....
There’s been a lot of hype and media attention around pursuing and achieving FIRE (Financial Independence, Retire Early). But there ... Read more...
Die With Zero by Bill Perkins: A Book Review Die with Zero presents a compelling concept the FIRE community embraces: ... Read more...
You may have contributed to a Roth IRA and then realized later in the year that you would exceed the income limit. You recharacterized the Roth IRA contribution as a Traditional IRA contribution and c...
Can I use my HSA to pay for COBRA premium? I am planning early retirement next year and will need a few years of insurance until Medicare kicks in. Initially may take COBRA until I sign up for Obamaca...
I went for a pre consultation about retiring but the rep I spoke to didn't seem knowledgeable I was a given a date of 6 months from now which didn't seem correct. I went for another consultation and t...
Next Thursday, March 14th, 2024, at 1 pm ET, TD Bank is featuring me in an interview and live Q&A on this topic in a free webinar. Register for the webinar here. More information is below. I&rsquo...
If you’re wondering how to make a lot of money, you’re in the right place. Here are five of our favorite ways to make lots of money, and save a lot of money. With these 7 tips, you could p...
Gen Z respondents were likelier to share personal information about their retirement savings…...