Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 14285
There are many instances where you may be in a position to either make or receive a lump-sum payment. Often, you are given the option to choose a lump sum over another payment method. But what exactly...
I was recently interviewed by Jonathan DeYoe on the Mindful Money Podcast. He closed the interview by asking me, “What was the last thing you’ve changed your mind about?” After my re...
Every year for 24 years straight, the number of people receiving federal disability benefits increased, nearly tripling to around 9 million. In 2015, that trend suddenly reversed. The reversal is due ...
Retirement life with $1 million in savings could look pretty good, depending on how a number of factors play out....
First a bit of backstory. I’m still five years away from retiring. I set my goal at 65, and with an IRA and 401k currently sitting at 700k, I feel comfortable with my five year plan. Especially ...
Why does Becca in Florida’s advisor "poo-poo" her strategy for funding 529 plans for education? Keith, commenting on Spotify, wants to know about reimbursing yourself from a 529 plan for the sch...
This is Part 2 of a 3 part post. If you missed part 1 last week, check it out here. Can money buy happiness? It’s a great question! And it’s complicated… Investing Versus Spending I...
Hi everyone! What day is it? It’s reader case day! Today’s reader case has been dealt a bad hand health-wise, and can no longer work. A bad situation, to be sure, but can mathing shit up g...
Do you have a traditional IRA or 401K? Have you considered converting your retirement accounts into a Roth, but aren’t clear about the advantages? Outlined below are the most important benefits ...
So you want to publish the next great book! To do so you first need a book proposal. Back in late 2011, I spent hours putting together a book proposal for my severance negotiation strategy book, How T...
I have to start taking RMD's next year. I am currently working part-time. I am thinking of stopping work Jan 1 or shortly thereafter. I have always handled my own taxes and finances, but I think it's ...
I’ve been retired for almost two years and I’m pretty content with my mix of activities during the day. Some active, some relaxed. Some purposeful, some for fun. Some social, some alone. S...
A major factor in achieving your financial goals is being engaged with your finances and investments. This includes your 401(k). According to CNBC, though 401(k)s are the “most common retirement...
I understand that if I am on social security and under the full retirement age, then if I work and earn more than approximately $21,000 then for every 2 dollars earned they deduct a dollar. I was curi...
With a crunching sound, we slowly pull into the gravel parking lot. Once inside the clapboard building I make my way to a dining table for 4. “You can’t sit there” my Uncle says. &ld...
This is half-serious, but I wonder if anyone decided to retire rather than buy new clothes for work? I (66 M) work in higher education as professional staff, and my office dress isn't particularly for...
I am a widow, age 65. Initially when I visited the local SS office and presented all my paperwork, I was told that I could start collecting my SS benefit whenever I choose, and then when I turn 66+4 m...
With today's real yield, a TIPS ladder has become a compelling option for retirees. Here's how either a 30-year or 5-year TIPS ladder could help those in retirement....
This week I'm collaborating with *another* Tim Maurer, an international cybersecurity expert, bringing you suggestions to keep your money and identity safe....
Nomadic retirees open up about their finances and how they spend time and money on the go...
Affordability and expansive medical services were among the top reasons retirees are moving…...
Netherlands won the top retirement income system while Argentina placed last in the Mercer…...
A CRR at Boston College report looks at a previous survey that examines why Americans…...
The reestablished bill is now backed by large-scale institutions and tech corporations…...
PGIM’s David Blanchett explores key considerations for plan sponsors facing this important decision...
An analysis by As You Sow finds the Federal Thrift Savings Plan has invested over $35…...
Here’s the deal. My spouse turned 65 in July. He signed up for Part A same month. Still on my plan this year. He needs traditional Part B with a plan G Medigap and a Plan D, to start January 1st...
This is a really tough decision. I love my job and am well compensated. I love the people I work with. My work life balance is good, not great. That is mostly my doing because I get a lot of fulfillme...
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Marginal players fold. Newbies assail whales. Bet on the newbies....
Women pre-retirees and low net worth respondents are especially susceptible to feeling…...
iShares LifePath Target Date ETF Suite provides new way for Americans to save and prepare…...
While the 2024 COLA is far lower than last year’s 8.7% increase, it’s still higher than average thanks to stubborn inflation....
Physicians often have high incomes, which can make them ineligible to contribute to Roth IRAs directly. Luckily, there is another ... Read more...
What application or planning tools do you recommend? I want to explore my retirement timing and determine when I can enter this next phase in my life. I'm leaning against using an advisor, but think t...
For the most part I have stopped bogging because . . . well, because I've gone on to other things. I'm more involved in my local center for learning in retirement. I've taken up pickleball. I still pl...
It’s a widespread problem, not often in the spotlight: an elder who is dependent on drinking or drugs. Families have few choices to keep addicted loved ones safer....
The three highest-ranking countries on the list are the Netherlands, Iceland and Denmark....
The case for a flat-rate COLA: Is it fair when the cost of living goes up the same for everyone that it only goes up by a percentage of a senior's income? Wouldn't it be fairer if COLAs were a flat ra...
Back in 1994, bonds with fabulous yields were there for the taking. Our columnist doesn’t see treasures like that now, but there are solid buys....
Here is as short a synopsis I could make for day 2 of the Bogleheads Conference in Rockville Maryland. I attended the retirement/preretirement track. Next door was the accumulator track (note the talk...
The CRPC is a popular sister certification of the CFP. FP spoke with the program's head and with advisors who say it's a must-have credential for retirement planning....
The snowbird lifestyle is an appealing choice for many retirees who seek to escape the harsh winter months. For those newly retired, this lifestyle offers the freedom to migrate between two homes, one...
3 steps to getting a solid handle on your retirement savings in this shaky market....
Many of Uncle Sam’s bonds linked to inflation, called TIPS, performed horribly last year. It’s time to give them another look....
Have you ever questioned the conventional wisdom of the 4% rule for retirement? You’re not alone. It’s not that the ... Read more...
I posted up here a bunch. I am (was?) an IRS engineer for the past 17 years. My grade (13) became an embarrassment for the work I was doing (the largest cases). I turn 65 in 10 days and that is the tr...
As the market continues to experience volatility, people in or nearing retirement are seeking ways to protect their savings. Fixed income investments and annuities can provide a stable source of incom...
Me (59) and my husband (69) both retired in 2021, and over the last 2 years we basically just traveled around the world to the places that we simply didn't have time to go to when we were still workin...
My MAGI for tax year 2021 was over the threshold, as a result I have been paying IRMAA surcharges during 2023. I know that my MAGI for 2022 was under the threshold so I will not be required to pay IRM...