Curated articles and podcasts from trusted financial experts and real retirees.
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You might be asking how good habits could be possibly be holding you back. Well, on this episode we evaluate a variety of habits that are often thought to be good and discuss how in some cases could e...
You might live longer than you think, so it’s smart to plan for a long retirement....
Faster productivity growth in the U.S. economy provides many benefits such as faster wage growth without adding to inflationary pressures....
The Federal Reserve’s Distributional Financial Accounts show, among other things, total wealth by race and ethnicity – for Black, Latino and white households....
Many people worry about running out of money in retirement. Let's share 15 great tips to help make your money last in retirement, no matter how long you live....
There are plenty of apps that offer a unique opportunity to earn extra cash by completing various tasks such as completing surveys, watching videos or playing games. While there are a few requirements...
Background: our house should be paid off by the time we retire. We have raised a pack of kids, one has boomeranged back and the youngest is still in college. The others are out on their own. We are re...
Hello, many of us did (or will watch soon, or watching now as I create this) an interview with Mike Piper, the creator of the popular tool - https://opensocialsecurity.com by Rob Berger on his YouTube...
I’ve been planning a post about the phases of retirement for a while, but I wanted to be sure I’d spent enough time in retirement to write with credibility. In my 5th year of retirement, t...
I am helping my dad figure out a few things with his retirement and there is an account we’re having trouble locating. For background, he was employed with the United States Postal Service from ...
Americans are surprisingly strong at having a budget, yet they're not able to keep to it. Why? It's likely due to a quirk in the calendar, dubbed the Phantom Month....
This post was contributed to Leisure Freak by Quintin Beaumont of Verified Movers. Embarking on a new chapter in life, seniors often face the challenge of relocating. Managing this process smoothly re...
Folks who take time to evaluate the market dynamics may find strategies to help them achieve their goals. Here are some points to consider in this high-rate environment....
The husband of a friend of mine died a few months ago. He was only on hospice for two days before he died. Although they had paid for long-term care insurance for years, he did not take advantage of i...
The market is packed with premium cards that have you jumping through hoops to calculate the best value of ... Read more...
With the U.S. stock market hitting four new all-time highs last week, the question on many investors' minds is, "Is now a good time to buy stocks?" I understand the sentiment. Buying near all-time hig...
Should Peter LemonJello, who has high income, and his wife, who is retired with zero income, file their taxes as married filing separately so they can start Roth conversions? What are the tax implicat...
Hi everyone! In order to preserve the buying power of a pension that has no cost of living adjustment, what percentage of the pension should be reinvested in the market each year? Suppose the pension ...
Roth IRAs give you a tax-free source of retirement income....
How do you manage a joint cash flow with separate assets? In addition to discussing Mark and Mary’s situation, today I chat with Kay about how she and her husband handled finances with their lat...
My team at Keen on Retirement has been hard at work analyzing the question that's top-of-mind for many of our listeners. And after crunching the numbers ... Yes, it looks like Taylor Swift will be abl...
So I’ve got 2 years and 3 months to retirement. 2.5 years ago I took a role in a different gubment department to try and ease the boredom. I went from boredom every day to working in a team of 3...
Once upon a time, I decided that I wanted to be a little more “hands-off” with our finances once we became early retirees. This didn’t mean to push down the major planning or big mov...
Passive income is a big source of wealth for many millionaires. In fact, 47% of people who make over a ... Read more...
To gauge how much the federal government’s COVID assistance helped the nation’s disadvantaged children, consider what happened after the relief stopped. Millions of low-income children hav...
Whether you’re saving for a special purchase, are tired of asking your parents for cash, or simply want to gain financial literacy, our curated list below will give you a head-start in finding t...
From knowing your demographics to understanding RMDs, these are some of the best opportunities for tax planners to demonstrate their value to clients this year....
The U.S. Census Bureau projects that by 2034, there will be more senior citizens than children for the first time in American history....
Cyber thieves are taking the digital lives of the recently deceased....
All parts of the economy contributed to this growth, highlighting broad based momentum of an increasingly competitive economy....
For those who are anxious about whether they'll have enough money, the good news is that the cost of living generally falls when you retire, for a lot of reasons. Here's a list of things that pertain ...
Many of you have likely dealt with this. Planning to retire in 18 months or so. I have run and re-run my financial numbers several times, and while I will definitely have less income, it should be ple...
I will be retiring December of this year. Husband retired a few years ago. We are not yet collecting SS since I'm working full time and there's no need to yet. We have a home that we will be selling a...
More specifically, if you had a higher level or analytical type of job prior to retirement, what kind of part-time work are you doing now? I am not interested in customer-facing, minimum wage jobs and...
Note: Class B is an RV purpose built van for camping. It’s slightly larger than a regular van. A Class B+ is based on a van but then the back is removed and a camper is built in the frame. It&rs...
I am retired but still have some ESPP stock from my last two employers. I know that when I sell these ESPP shares the 15% discount I received will be deemed "ordinary income" and as such I will need t...
Episode 442: Once again foreign, Emerging Markets and Chinese stocks are being touted as the next best investing opportunity. Maybe…maybe not. https://thedisciplinedinvestor.com/blog/2024/01/21...
Kudos to the American Academy of Actuaries (AAA) for reinserting the following caveat language in its Social Security Challenge tool. “The following should be noted when interpreting results fro...
Learn how to allocate funds to receive passive income in retirement....
Estrangement from a difficult aging parent in this case nearly led to the elder's death from self-neglect. See the options the family had in dealing with this issue....
Retirement is not just about financial readiness; it's also about finding purpose, passion, and personal growth. James and guest Cynthia Meyer debunk the arrival fallacy, the illusion that reaching re...
2023 was a tough year for commercial real estate. The Fed raised the interest rate 11 times and the cost of borrowing money increased tremendously. Commercial developers had a hard time getting reason...
With tax season right around the corner, it’s time to talk about what you need to know before you file 2023 taxes. According to the IRS, “Although the IRS will not officially begin accepti...
When I started freelancing, I charged everything—flights, hotels, supplies—to my personal credit card without a second thought. But chatting ... Read more...
Running a business often means juggling many financial responsibilities. And one that gives me nightmares is managing expenses across ... Read more...
[Updated on January 28, 2024 with updated screenshots from TurboTax for 2023 tax filing.] When mutual funds and/or ETFs that invest in foreign countries receive dividends or interest, they have to pay...
I'd like to learn from those already retired and have adult children with special needs. I'm heading towards 64 and am still working, but the retirement bug has bit. My daughter is 32 and has Downs Sy...
I recently got an email with the subject line “Is our age gap a blessing or a curse?” and I giggled a bit. Because that’s a question that if you have to ask it, the answer is almost ...
Just retired January 1. Tonight I realized I am enjoying cooking dinner, while being totally relaxed and watching football games with my husband and NOT worried about what I need to be thinking of in ...
