RANT: STOP FOCUSING ON THE 4% RULE!!!
Ooooh, I’ve never written a title all in caps before! You know it’s gonna get real. Nothing in the financial independence community drives me crazier than the endless debate over the 4% Ru...
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Ooooh, I’ve never written a title all in caps before! You know it’s gonna get real. Nothing in the financial independence community drives me crazier than the endless debate over the 4% Ru...
One of the biggest financial disasters that people can experience in retirement is divorce. On this episode of Financial Symmetry, Grace Kvantas chats with licensed marriage and family therapist, Lesl...
If you have rollover IRA accounts and want to make a backdoor Roth IRA contribution, this episode is for you. There are several steps involved to handle this strategy in the right way including unders...
People leave a lot of money on the table by waiting until late in the year to consider their charitable gifts....
Strategic Coach founder, Dan Sullivan, and Dr. Benjamin Hardy, help shift our perspective on goal-setting in life and money....
Around 96% of retirees are making this mistake, researchers found....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
I'm about to reach full retirement age for Soc. Security. I've been working in a kitchen for the past few years and it's now gotten too physically demanding. I'm just about to pay off debts and I will...
Hello everyone, I will be 63 this year and wanting some advice. Currently have a 2016 vehicle with 167,000 miles and wondering if I should upgrade before retiring. I drive about 25,000 miles a year fo...
While 2024 is still new, assessing where you stand in some key areas of personal finance can help smooth the transition to your later years....
Deciding when to retire is one of the hardest decisions you will ever make. Retire too late, and you may ... Read more...
I've taken all my 401k and rolled it over into an IRA in Vanguard. Now Vanguard is suggesting I contribute to an IRA. Is that a good idea? Will it reduce my taxes or income? I don't expect I'll need a...
On this episode we discuss a variety of questions that surround the concept of “Lazy Money” and strategies to address concerns that seem to exist around it. Glenn is available for in perso...
To find the best place to sell used shoes, consider the type of shoe you’re selling, whether you’d prefer to sell online or in-person, and how much you want to make from each pair. Use the...
Every year since 2019, I have posted my top 10 multifamily real estate predictions for the year (and every year, ... Read more...
“There’s one money move we recommend for nearly every client that comes through our doors,” Tyson Thacker, a Utah financial advisor says. “And if you haven’t taken advant...
Chronic debilitating pain can make aging parents fall for fake treatments and false promises of relief. Learn from this example of how an aging parent got tricked....
Social Security makes it seem like free money, but you pay for it the rest of your life....
I am the higher earner and also older spouse. I am older by 4 years. Our plan was to wait until I turn 70 to receive the maximum benefit. A year after that my spouse would reach her FRA of 67 and her ...
Abstract This paper advances an analytic approach to analyzing the full impact, both direct and indirect, of disparities by race, ethnicity and gender using structural equation modeling (SEM) and demo...
Learn about the 2024 guidelines related to required minimum distributions from qualified retirement accounts....
After being retired about a month, I accepted a part time job that would utilize the skills I acquired during my career. People told me to wait before I made any commitments, but I didn't listen. The ...
When we focus on the why behind our goals, we are more likely to accomplish them. Shift your focus in 2024 from goals to the big picture and your why behind the goals....
The Golden Bachelor’s (age 72) televised marriage to movie-star looking 70 year–old bride put a welcome spotlight on older adult sex. Not making it look icky at all....
As I sit here in front of my fireplace, dealing with the 'grey', I have been getting infatuated with dance. When I was in my 20's I used to go to the Joyce Theatre in NY occasionally to see modern dan...
Social Security supplies a substantial share, and often the majority, of a retiree’s income. For these older workers delaying signing up for their benefits is often a smart strategy. For every y...
The Bitcoin ETFs have gotten a lot of media attention recently. After years of contemplation, the SEC finally approved several “spot” Bitcoin ETFs (exchange-traded funds) for trading on st...
Take the time to develop viable sources of lifetime retirement income, then go enjoy your retirement....
Waiting until near the end of the year to consider your IRA strategies can cost you a lot of money....
Many of the films honored in the AARP Movies for Grownups Awards dramatize real people and events...
We'll both be 60 this year and I'm 100% ready for retirement. My job sucks and I don't want to do it any more, and we've got ample assets. The trick is health insurance between now and Medicare at ~65...
I'm on my husband's anthem from his old job as a cop although he retired 5 years ago. I tried to apply to Medicare A and it said are you on your own policy at work, I said No. It said are you on spous...
Waiting until near the end of the year to consider your IRA strategies can cost you a lot of money....
In 2017 and 2019, I superfunded two 529 plans for my two children. Since then, my wife and my parents have also regularly contributed to the two college savings plans. You would think with all this ag...
Social Security payments are distributed based on your birth date and other factors. Here's the schedule for January 2024....
For years, the humble GIC—guaranteed investment certificate—was disparaged by the fixed-Income cognoscenti and more often than not financial advisors. But, things started to change when in...
Here's a comprehensive guide to understanding a $750,000 annuity and maximizing the payout....
Sound retirement planning advice is incredibly valuable, but some of the things we might consider “conventional wisdom” in retirement planning are actually mistakes. Listen to this episode...
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Husband and I have been planning to retire early in 5 years at age 60. Both of us are government employees and will have enough years for modest, but decent pensions. The idea has been that one of us ...
Retirement Living analyzed a mix of cost-of-living and quality-of-life metrics to arrive at…...
Over a third of the industry headcount is set to retire within the next 10 years, finds Cerulli...
MarshMcLennan releases report highlighting leading retirement strategies in 2024, including…...
Responses to multi-agency request for information will help shape report to Congress…...
Guaranteed in-plan lifetime income solutions is a hot topic in the workplace retirement…...
The uptick in overall savings is related to the fact that more U.S. adults worked with…...
We’re back with Retirement Plan Live to explore how two adults who married later in life can share their resources as they age. Last week we looked at their goals both individually and together ...
The post 5 Tips on How to Get Started with Estate Planning appeared first on The Retirement Solution....
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New Oxford Economics report commissioned by the Financial Services Institute says…...