Curated articles and podcasts from trusted financial experts and real retirees.
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Here are some questions to consider and general rules to maximize your overall lifetime benefit if you're single and have never been married....
Closely held businesses using insurance funded redemption agreements may face tax after Supreme Court ruling. Act now to revise your plan....
A tournament is about more than winning for one father/daughter duo...
Actress June Squibb nabs her first lead movie role in ‘Thelma’...
Commodity trading is a practice as old as time. But as climate change pushes soft commodity markets into more aggressive volatility, should broker-dealers place their reliance on contracts for differe...
Identifying retirement sentiment from the Employee Benefit Research Institute and examining the strategies you can use to avoid unnecessary financial strain in retirement. Today, I’m diving into...
Two retirement plans, the solo 401(k) and SEP IRAs, allow small business owners and the self-employed to save up to $69,000 annually....
Higher taxes can help stave off the projected 2036 insolvency of Medicare's Hospital Insurance trust fund....
Knowing how your 401(k) balance compares to your peers could be the catalyst to save more....
Becoming aware and fully understanding which tax-saving strategy fits your needs is important in maximizing your retirement wealth. Minimizing taxes in retirement can be tricky. Below you will see a b...
New research confirms earlier studies showing that financial decision-making capacity declines first before cognitive impairment is obvious. Take protective steps early!...
We tend to think that adding more to our lives is the solution to success. Simplify your retirement planning and stop doing these six common habits....
I am 63 and ready to leave my current job after 40 years. My wife is 4 years younger and works full time and will be able to provide health benefits. I would like to find something part time but I am ...
You don’t have to be a senior to be aware that scams of all sorts abound in both the physical and—increasingly—the cyber world. Since Saturday, June 15 isWorld Elder Abuse Awareness ...
Do you feel like ditching the dusty suitcase and trading the jet lag for a floating haven that traverses through ... Read more...
I'm a 66 y/o male who would like to retire. My spouse is 63 so she is two years away from Medicare. The thing is, we currently have excellent insurance under my employer. January 1st would open up the...
AI chatbots have become essential tools in the fast-changing digital world, transforming how businesses talk to customers. These intelligent assistants are made to imitate honest conversations, giving...
The all-encompassing success of Google has made it difficult to look at SEO away from the search giant. However, good search engine optimization has far-reaching potential across the internet, and soc...
A Queenslander who doctors gave just 12 months to live refuses to go quietly and insists on living every moment he has left to the fullest. A Gold Coast man might be completely immobile but this 77-ye...
One of the most common pushbacks I get from some of my investing and economy-related articles is that the stock market isn't the economy. To conflate the two could be a mistake. I agree since not ever...
You’ve worked hard to build up your savings to ensure you have a comfortable retirement. What if cybercriminals stole from your 401(k)? Sadly, it’s happening, and experts are fearful it ma...
Last month, consumer sentiment dropped to the lowest level in six months. However, the economy is strong. Why are consumers feeling down about the economy? Inflation is slowing, but prices are still g...
When your paychecks quit rolling in, will you be OK? Run through this pre-retirement checklist to see how ready you really are for life on a fixed income....
As a financial planner working primarily with people on the path to FIRE, preparing to retire, or making other life transitions, most people come to me for one reason more than any other. Planning can...
Birthdays are a time to celebrate, and what better way to do so than with freebies? Many companies love to help you celebrate your special day by offering free items, from food and drinks to beauty pr...
Hi. Curious what others do for financial planning when you don’t have much in investable assets but do have a lot in a company 401(k) and deferred compensation plan that will pay out over a numb...
We have not had cable for years. We subscribe to several pay streaming services but when we sit down to watch TV we are more likely to watch YouTube videos. We will watch a show on one of the streamin...
Wondering how much to spend on vacation while being fiscally responsible and still having a good time? In this post, I offer a vacation spending guide to help you manage your spending responsibly with...
If your company offers a Roth 401(k) you can convert your traditional 401(k) to pay lower taxes in retirement....
Last month the median U.S. home sale price hit a record high of $387,600, according to Redfin. This is at a time when 30 year mortgage rates are hovering around 7% (down from their highs of 7.7% in Oc...
A gentleman carefully considering his strategy while planning for retirement. As you approach retirement, it’s crucial to acknowledge and address the multitude of risks that can affect your fina...
A couple is meeting with their Fiduciary advisor. As you embark on the journey of your retirement, choosing the right financial advisor is paramount. Amidst the options available, understanding the di...
There is one subject that rarely comes up when it comes to Medicare: hospice, end-of-life care for the terminally ill....
Workers in the nation’s nursing homes have the inside story, and the staff shortages they describe are not pretty. “Lack of enough staff has put many of my residents at risk for falls, bed...
Bucket Investment planning is key to financial management. Bucket Investment Planning is a strategic approach to managing one’s investments, designed to achieve specific financial goals while mi...
Listener Sherry asks a good question: How do large, one-off expenses (like a new roof, new car, etc.) fit in the 4% Rule? James explains the concept of the 4% Rule and its limitations while demonstrat...
So in my mind I have envisioned moving to what I've heard called a "Memory Making Place", a place on the lake where our sons (and their future families) can visit and have a (cheap) vacation. Boating ...
I plan to retire in a few months and need advice on my mortgage and Helocs. My mortgage will be paid off (balance is $53,000) in ten years(interest rate is variable at 6.62 and will likely change in 1...
Typically folks seem to pick places near family, sunny climates or tax havens when they look to relocate for retirement. Anyone have experiences that run counter to those trends and thoughts on tips /...
Episode 448: The Fed has cut their balance sheet reduction by more than 50% while keeping mortgage rates high. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subs...
I recently discovered a buzzword called “spaving,” which combines spending and saving. It sounds odd – spending money to save ... Read more...
Photo credit: jb Many times it is among the best of ideas to establish a Roth IRA for your child. This way, your child can benefit from the long-term growth in the account and have a very good head st...
The probate process can be a long and expensive journey for heirs. Real estate, cars and even art often trigger probate, but other assets get a free pass....
You can’t depend on selling your company for big bucks to fund your dream retirement. Instead, consider these three smart saving, investing and succession tips....
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2024]](/postImages/postImage8545.png)
Cheapest Insurance Deals for 2024 Explore and compare rates from over 50 top insurance companies, including Progressive, Travelers, AAA, and Nationwide, to find the best car insurance deals. Get Your ...
Here's how to roll over a 401(k) to a traditional IRA, Roth IRA or even to a Roth 401(k)....
A couple eagerly discussed their plan with their financial advisor. When considering financial advisory services, choosing the right advisor can be difficult. Among all your options, two primary compe...
If you regularly donate to your church or other charities, donor advised funds (DAFs) might be something you want to look into. These funds offer some big perks. First off, you get a potential tax ded...
Has anybody become a better housekeeper in retirement? We had someone come in twice a month to help with cleaning while we worked, but our cleaner retired before we did. I am not adverse to having som...
On Wednesday, Canada’s central bank officially ended the fastest and most dramatic interest rate-hiking cycle in our country’s history by dropping the benchmark interest rate by 0.25%. Thi...