Curated articles and podcasts from trusted financial experts and real retirees.
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Hey look, it’s 2024 already. Where did 2023 go? Never mind. This is supposed to be a money blog, but I find that I don’t write about money much anymore. However, I still think about it. Al...
There is a common rule-of thumb that 4% can be withdrawn from a IRA or 401K account each year in retirement, and the balance of the account should not go down. What would be the reasons for a retired ...
Affordable housing, mild summers and friendly small towns draw retirees to the Great Lakes State. By Patrick J. Kiger. Published November 08, 2023. https://www.aarp.org/retirement/planning-for-retirem...
One key as I transition to retirement is rebalancing and it’s something I would very much like to automate once I choose my funds. I looked at Schwab’s product and it seems to be one of th...
A good marriage is hard work, and money makes it harder....
My wife and I have no kids or family. What should we be thinking about and planning differently than if one had a big family? We have a will and the packet that goes along with that. I was hoping to f...
The company has stopped making contributions to 401(k) accounts, and instead gives workers cash credits in a new version of its old pension plan....
But many companies are spurning the “clunky” legal requirements for accounts linked to retirement plans. Instead, some have stand-alone rainy day offerings....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
As we make our way through winter, we have a little fun in this episode by comparing how making a snowman can be like building a sound financial plan. Glenn is available for in person and online meeti...
In the personal finance journey, few concepts have garnered as much attention and interest as the FIRE movement – an ... Read more...
Downsizing in retirement is common. What's less common is building the new home yourself. Can a senior in California pull it off?...
Tax-savvy withdrawals in retirement are often overlooked or ignored by investors. That’s bad news when the Required Minimum Distribution (RMD) comes along and OUCH! As individuals approach retir...
Looking to retire in a year or two and planning to sell my home with stairs in a high tax community for a ranch-style home in an area of lower property taxes. I like the idea of living in the country ...
It's not part of regular Medicare, but a lot of Medicare supplements and Advantage plans offer silver sneakers for various gym memberships. I recently signed up for Planet Fitness for free. Silver sne...
looking for a place where people are discussing retirement issues. from personal to financial...definitely don't want a sub-reddit where people are just flexing their current situation. not bad off (i...
A common suggestion people have made to help me regain my financial independence is to move to a cheaper area of the country or the world to save money. I've resisted relocating so far because I belie...
If you want to find a place where houses remain affordable, try Syracuse, New York. It’s a college town, so it’s probably a nice place to live. Syracuse is the only large U.S. city where t...
Many people bought I Bonds when inflation was high. Many people cashed out I Bonds to buy new I Bonds or TIPS when the fixed rate on I Bonds and TIPS yields went up last year. Others simply cashed out...
Learn more about strategic ways on how to spend less money while planning for a fulfilling retirement....
Have you heard of the FIRE movement? It’s become increasingly popular in the past few years. Even if you are technically too old to retire early, there is something we can all learn from FIRE se...
It is quite difficult to get the since you’ll need an excellent credit score (750+) to increase your approval ... Read more...
5 Reasons to Retire in Florida … and 4 Reasons to Think Twice. Come for the sunshine, low taxes and endless golf, but be prepared for hurricanes, roof rats and tourist hordes. By Bob Niedt. Pub...
Look over your finances and get ready for a lifestyle change before retiring this year....
I was completing the retirement calculator athttps://www.aarp.org/retirement/retirement-calculator/. After answering the last question on the page about our expense expectations in the future it wasn'...
Creative and innovative housing options to live your best life. https://www.aarp.org/retirement/planning-for-retirement/info-2021/unique-retirement-communities.html...
When you're ready to tell your employer that you're going to retire have a private conversation with somebody up your chain of command who is high enough to be a decision maker (in other words -- not ...
There are tons of places where people can start earning extra cash by tutoring online, even if they don't have a college degree. What's great is that a lot of these companies let you teach right from ...
Inflation bumps up benefit payments — but not the income thresholds that make them taxable. By Andy Markowitz. Published February 06, 2024. https://www.aarp.org/retirement/social-security/info-2...
Has anyone used the NUA (Net Unrealized Appreciation) Strategy for 401k’s with highly appreciated company stock? If so, did you use the Frank Duke or standard method? I’m curious how popul...
At a certain age you'll start getting invitations to listen to pitches for various financial planners and products. They're usually held at nice restaurants and include a good dinner. Always go. You g...
Life can be busy leading up to retirement. Hours at work, hobbies, family commitments, and also managing the moving parts to our retirement goal. It can be daunting. Deep in the content of a favorite ...
I have two issues regarding my plunge into retirement. I have reached the point where retirement is a viable financial option. In fact, if I am to be honest with myself, I have to admit that I have ke...
While I think about money and investing every day, it’s rare that I have an epiphany. But last week I had one. On Friday, something crazy happened to my investment portfolio. I hold 931 shares o...
Will your 401(k) savings last in retirement? It’s a question on the minds of a lot of 401(k) investors. Despite that, most people underestimate how much money they will need in retirement. Exper...
The insurance enhances Social Security’s role of offsetting Black/White inequality. My colleagues have just completed a really interesting study pertaining to the progressivity of Social Securit...
Is there a way to pay medicare premiums with your HSA funds? Is it even worth the hassle to save some money on taxes?...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for A True Retirement Story. Summary: [175] ...
Here's how to strategize withdrawals, optimize tax advantages and beat inflation ahead of a 2025 retirement....
Investing for the long haul with little cash on hand is doable, but you need a plan....
I am a US citizen who lives on a fixed income in Jalisco,Mexico. I receive SSDI and live from month to month. Every year there is a form 7162 that needs to be filled and returned to social security, i...
The 4% rule helps us understand how much we can safely take out of our portfolio each year without running out of money in retirement. Yet, as simple as the 4 percent rule seems, the practical implica...
In general, the longer you stay invested, the greater your chance of making money. To help you maintain a long-term investment approach, it's imperative to develop an investment thesis. Drawing from m...
Life of the Newly Retired – I may be turning into fodder for the Progressive commercial about your parents. I was “retired” by virtue of a RIF at the beginning of this year, so while...
What does retirement at age 60 look like for Allison in Northern Virginia? The EASIretirement.com calculator says Jimmy and Rosalynn in Georgia are on track to reach their retirement goals, even thoug...
I was born the first week of May in 1958. According to SSA, I can start collecting 100% of my benefits January of 2025--66 & months is when I qualify for 100%. When I put in the date to start coll...
For most of my adult life I purposely asked people the very vague question "What do you do?". With very few exceptions the reply was the work that they did. I am a little over a year into retirement a...
Hey, everyone. Happy days are here again! Last year, the US economy grew faster than any other large advanced economy. Things are looking good in 2024 as well. Unemployment is low, inflation is modera...
A lost Medicare card is not a rare occurrence. It’s a small piece of unlaminated paper that can end up in the laundry, lost in a pocket, or put in such a safe place that you can’t find it....
Photo credit: jb There are generally two ways that the IRS can assess a penalty to you – failure to file, or failure to pay; and it’s not out of the question that you could be subjected to...