Retired and 'Stuck' With a Mortgage Below 4%? You Have Options
You may feel like a mortgage prisoner, but your options may be more doable than you think....
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You may feel like a mortgage prisoner, but your options may be more doable than you think....
This is my first Saturday of being retired. I finished my last work project on Wednesday and it's taken me until today to start to feel like maybe it's true. I started to know I needed to retire about...
I retired a couple years ago and have found my groove and hobbies. If anything, I’d say I feel busier than I ever imagined I would be. Unfortunately I feel I have a void that I haven’t fou...
We are so lucky to have a close group of friends for more than 50 years. Now that we are retired, we have been traveling together. Each trip we take, one guy becomes increasingly obnoxious and rude. H...
Meet the schemers and savers obsessed with ending their careers as early as possible....
I decided to do some consulting for my former employer at their request, with guard rails that it be half-time, six months duration, and that it’d be W2 so I don’t have to form an LLC and ...
I've been retired for a good number of years. When I first retired I was nervous about sitting around twiddling my thumbs and doing nothing. So I decided to get back to hobbies I had or get into new h...
I retired at the end of August, after all bonuses and retention incentives had paid out. Because it had been a good year, I knew I was likely to get a hit with IRMAA, both with Medicare B and D. Becau...
Followed by being able to spend my time doing whatever I want ? submitted by /u/StrawberryJuicyJam[visit reddit] [comments]...
I get tons of ads for remote work but many are just influencers trying to make a buck. I’m a retired teacher, so I could tutor and am also interested in doing research. Does anyone do part time ...
So, two weeks ago retired after working for 50 years in the building and construction industry. I’ve basically been just decompressing since then, even though I still can’t sleep in. I sti...
I retired last year at 60. My wife plans on retiring next April at 60 as well. We’ve done ok in life relatively speaking. We will be able to buy a retirement home and live near our kids fairly c...
Let's share slice of life for this particular day. What do you have going on? What do you plan to do? If the answer is "nothing", then what does nothing look like for you? If you happen to be really b...
Retirement is great but not exactly what I had envisioned. I'm not complaining! I pay all my monthly bills with automatic withdrawals from my brokerage account. I have more than enough money for every...
To avoid lying awake at night once you’re retired, consider having these strategies in place before you take the plunge....
It’s inevitable that one spouse or partner will live alone at some point in their life; plan ahead to make sure the survivor will be OK financially....
I'm 62, and will be "retired" fully within the year (10 more months). My hubby is 53 and will likely retire in a couple years. What bothers both of us is that we feel the word 'retirement' has such a ...
Pets can be expensive in retirement, not retired yet, 8 more months. We have have 4 pets 2 dogs and two cats. One cat is diabetic so we have the insulin cost every 3 months. We have pet insurance on b...
In the last year I left my full time job and began working part time 20 hours/week. I consider myself semi- retired. But since my spouse is still working full time, I've taken on almost all the househ...
I just ended a very high stress job as a clinical supervisor in a rather wild and dysfunctional community mental health setting. After 17 years working in the front lines of trauma, 15 years in educat...
Interesting column in the Wall Street Journal; curious how it strikes people here (both those who have yet to retire, and those who are already retired). I am very much in the group that the author de...
Service Corp of Retired Executives is a volunteer group where former execs can give back- typically to start ups or non profits. Are there any groups with a similar mission where non executives can co...
I have been retired for 2 years and have loved every minute of it. Run each morning (weather permitting), then hit gym, go play pickleball. Then it’s household chores or just hanging out on the ...
I (66m) retired officially March 1. I had been on family leave since December to care for my dying son at a hospice. I basically lived there. He was a firefighter who fell in line of duty. To experien...
After years as an industry leader, I am trying to figure out if/how to use Linkedin now that I am retired. Do I just lurk and see what my former colleagues, friends, former employers, and former compe...
My last work day was last Friday but I have been on garden leave for 4 weeks before that so it’s been a month of not working already. I am finally fully retired. Woo hoo! The first thing that I ...
Hello fellow retirees! I retired just recently and now have lots of time available to do what I like. I have always loved trading. Whenever had time, I would always do great. Whenever I didn’t h...
I retired in May of 2022 at 69+2 two month which should have given me 25.3 delayed credits birthday being 3/23/53 however I only received 22.7 credits witch put my credits back to January 2022 I was t...
For those that keep track/spreadsheet expenses, are you able to share your total all-in medical/healthcare cost for a year? I'll be retiring end of this year. Husband already is retired but on my comp...
What kind of logical and/or illogical reasons stop you from spending in retirement and drawing down your nest egg? submitted by /u/victorlazlow1[visit reddit] [comments]...
Lately, I've been pondering why I have less admiration for men who claim to be retired but have a working spouse. Is it fueled by envy? It's possible, considering I wouldn't mind if my wife were the b...
I am retiring soon just coming up to sixty. I am a little concerned that when I retire, I will not have things to do. I know I have lots of tasks to do round the house and garden, but I mean social ac...
I'm retired living on Long Island, New York. My son lives in California and I'd like to be near him. Is it best to have my furniture sent via moving company and drive there with my daughter or (as my ...
I’m 67, and I have an active HSA account from my former employer, though there is zero balance in it because we spent it down last year and of course there are no more employer contributions. No...
If you had to pick one, just one favorite thing about being retired what would it be? Spending time with grandchildren? Not having a boss to answer to? Sleeping in? The pure overall freedom? Feeling a...
ANYONE MOVED BACK TO THEIR "HOMETOWN" TO RETIRE OR LEFT FLORIDA OR WANT TO MOVE TO FLORIDA? ? WELL, I AM LIVING IN "BOTH" FLORIDA AND VIRGINIA WHILE I "VERY SLOWLY" MOVE BACK TO FLORIDA. RETIRED! ? FR...
Let’s change the subject a bit. Whether you have retired or not, do you have one favorite photo that brings back a great the memory of the place you have been? My wife and I love to travel and v...
A few weeks ago my husband (60) received an early morning phone call from his manager and the HR representative, letting him know that he is retired effective immediately. He had planned to work anoth...
There is a looming retirement crisis. It’s not a possibility. It’s about to be a reality for many Americans. According to a survey by Clever, “Two-thirds of retired Americans say the...
Aside from your spouse or partner, if applicable, who is the first person you told once you made the final decision to retire? Why that person? I have friends who have retired and my guess is that I w...
I'm single, retired and all my friends have relocated to warmer climes. Luckily, I have 3 cats to keep me company, and I'd like to make sure they don't end up in shelters if (god forbid) something hap...
I am enjoying being retired so far. Haven't really done much except for a little more reading. My question is what have you retired folks done to ensure your brain stays healthy? My husband is 70 and ...
We're 10 years retired, in adequate health but not up to hikes, and tired of the culture. The things that have sustained us such as live music pale as we no longer want to go out at night. TV sucks, e...
Hi all. I'm realizing that I cannot do all the things I want to do in retirement. I was so stressed in my previous job that I felt I had to retire. Now that I'm feeling healthier, is it wise to return...
I am curious to learn from those who retired. I am almost there or even there from a financial perspective. But I am finding myself delaying citing the following reasons I don't hate my job- it is tol...
Have any of you retired to the EU in your retirement? Are you splitting your time between the USA and the EU or are you retired to the EU 100% of the time? How is that going for you overall? Was it wh...
I read recently several investors claiming their portfolio returns are north of 15% and I’m wondering how they’re accomplishing that. I’m guessing they’re not retired yet so th...
I am a little over three years away from retirement. I feel like I don't have much energy left after a day of work. My job is not physically demanding, but it is stressful. I feel like it is too close...
When I retired I began reading academic publications that were relevant to "retirement." I created a free resource... Designing Your Retirement is a free instructional manual to help retirees have hap...
I’m wondering how many people now retired have elected to live in a “tiny home”, where tiny home is defined as 400 sq ft (37 sq m) or less. How are you enjoying it? Any thoughts abou...