Planning

We Bought a Vacation Home for Retirement We Never Use. Should We Sell or Rent It Out?

We ask financial planning experts for advice....

A DIY Investor’s Guide to Retirement Calculators in 2025

Let's focus on more retirement calculators to help with your planning needs. Plus, we come up with a ranking system to determine the best. The post A DIY Investor’s Guide to Retirement Calculato...

Boldin Made the 2025 Inc. 5000 List of the Fastest Growing Companies in America

We made the 2025 Inc. 5000 list! Thank you to our community for helping us grow and transform financial planning. The post Boldin Made the 2025 Inc. 5000 List of the Fastest Growing Companies in Ameri...

7 Strategies to Maximize 401(k) Savings in 2025

Whether you are planning to retire in 2 years or 20, you should be looking for ways to maximize 401(k) savings. Many Americans do not have nearly enough to retire, according to recent reports. Accordi...

Asset-Rich But Cash-Poor? A Wealth Adviser's Guide to Helping Solve the Liquidity Crunch for Affluent Families

Many high-net-worth families experience financial stress because of a lack of immediate access to their assets. Liquidity planning aims to bridge the gap between long-term goals and short-term needs a...

As insurers axe Medicare plans, here's what advisors should know

As major insurers reduce Medicare Advantage benefits and exit markets, retirees face higher costs and limited options. Advisors need to understand the implications for retirement planning....

I Missed the 2-Year IRMAA Rule, Now My Medicare Costs Are Skyrocketing.

A spike in income could result in costly IRMAA charges on your Medicare premiums. We ask financial planning experts for advice....

Self-employed: keep working as long as possible?

I’m 65 and am planning on working until I 70. I am a self-employed organizational development consultant (teach managers how to be managers) with a business partner. My idea is to work until at ...

How do snowbirds handle the mail?

Once my wife retires (I am already), we are planning on doing the opposite of snowbirding--spending summers in Maine, spending roughly 3 1/2 months away from our permanent home. What is the best way t...

Should You Buy a Second Home When You Retire?

Buying a second home in retirement, especially with sufficient savings, can enhance your lifestyle or serve as a smart investment. But it requires careful planning....

For a Richer Retirement, Follow These Five Golden Rules

These Golden Rules of Retirement Planning, developed by a financial pro with many years of experience, can help you build a plan that delivers increased income and liquid savings while also reducing r...

I Heard Tariffs Will Cost Families $2,800 This Year. I'm a Retiree on a Fixed Income. How Can I Prepare?

We ask retirement planning experts what to do....

You Don't Want It, But You Should Plan for It Anyway: An Expert Guide to Long-Term Care

Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health events and rising care costs not covered by standard insurance....

17 Habits That Show You’re Managing Money Wisely

Managing money isn’t just about income. Instead, it’s about the decisions you make with what you have. From daily spending to long-term planning, these habits show you’re thinking ah...

A Big Risk for Retirement Investments? Avoiding Risk!

According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether. The post A Big Risk for Retirement Investments?...

You Don't Have to Be Wealthy to Need a Wealth Manager

Navigating complex financial decisions is hard on your own, no matter how much money you have. A wealth manager can provide comprehensive financial planning, investment management, risk management and...

Keep retirees focused on the long view when markets falter

Weathering retirement planning storms isn't about numbers, as a pilot turned financial advisor discovered after the '07 crash....

Beat Inflation: Smart Strategies to Protect Your Retirement Savings and Spending

With inflation creeping up again, here’s how to safeguard your retirement planning....

Selling Your Business? This Powerful Insurance Option Unlocks Multigenerational Wealth

Private placement life insurance (PPLI) offers almost unbelievable investment flexibility, estate planning and tax advantages. And it's completely legit....

Boldin’s Recent OBBBA Tax Updates: What’s Changed, How It Impacts You, and New Opportunities for Optimizing Your Plan 

We've made the OBBBA tax updates in the Planner. Learn more about what's changed and discover opportunities to optimize your tax planning. The post Boldin’s Recent OBBBA Tax Updates: What’...

Gray divorce can derail retirement; here's how advisors can help

A rise in gray divorce presents distinct planning challenges for advisors. A majority of married Americans say that a divorce would derail their retirement plan, a new Allianz Life study found....

13 Retirement Expenses Most Early Retirees Forget to Budget For

Retiring early isn’t just about saving more, it’s about planning for the retirement expenses most people forget. Many think they’ve nailed the numbers, but it’s the overlooked ...

I Have Plenty of Money: Why Do I Need a Long-Term Care Plan?

Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve family relationships and reduce the emotional and logistical burde...

How to Plan the Perfect Italian Dream Trip After 60

Proper preparation is everything for U.S. retirees when planning an Italy "trip of a lifetime."...

New AARP hub equips advisors to spot clients' dementia risk

Experts say that families often get caught off guard by their loved ones' cognitive decline and it's a crucial component of planning that is frequently left undiscussed....

New SALT Cap Deduction: Unlock Massive Tax Savings with Non-Grantor Trusts

The One Big Beautiful Bill Act's increase of the state and local tax (SALT) deduction cap creates an opportunity to use multiple non-grantor trusts to maximize deductions and enhance estate planning....

Retire in the UK for Culture, History and Location

Want to retire in the UK? You'll need to do plenty of planning, but the benefits of living in a diverse country near the rest of Europe are worth it....

Ditch the Golf Shoes: Your Retirement Needs a Side Gig

A side gig in retirement can help combat boredom, loneliness and the threat of inflation eroding your savings. And the earlier you start planning, the better....

Big Beautiful Estate Plan: Impact Of The Big Beautiful Bill (OBBBA)

The Big Beautiful Bill (OBBBA) modifies scores of tax laws and every taxpayer will be effected. Estate planning will remain important and should not be ignored....

Social Security's First Beneficiary Lived to Be 100: Will You?

Ida May Fuller, Social Security's first beneficiary, retired in 1939 and died in 1975. Today, we should all be planning for a retirement that's as long as Ida's....

Why Homeowners Should Beware of Tangled Titles

If you're planning to pass down property to your heirs, a 'tangled title' can complicate things. The good news is it can be avoided. Here's how....

Tips for Expat Retirees, From Expat Retirees

You may enjoy a lower cost of living by moving abroad, but it requires careful planning....

Why You Must Involve Your Adult Children In Your Financial Plan

Involving your children in your planning is one of the most powerful ways to protect your legacy and give your loved ones the clarity they’ll need when it matters most....

5 lessons for advisors talking retirement with transgender clients

Financial advisors say that retirement planning for transgender clients can come with its own set of considerations, beyond 401(K) contributions or Monte Carlo simulations....

Don't Have an Estate Plan? Six Things That Could Go Very Wrong

Bad things can happen when you're unprepared, such as big-time taxes and family turmoil. Generational planning can help protect the people you love. Here's some expert advice to help you out....

I’m 61 and plan on retiring next year. I’m at the “last time” stage.

I’m planning on retiring after my birthday near the beginning of next year so I’ve got less than a year to go, hopefully. I am finding joy at work in realizing it’s the last time I&r...