Retirement planning is the process of determining how much you will need to save and invest in order to have enough money to live on during retirement. It involves setting goals, analyzing your current financial situation, and making a plan to help you reach your retirement goals.
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On July 4, 2025, the One Big Beautiful Bill Act was signed into law. The bill brought certainty to the uncertainty surrounding the federal estate tax exemption....
In 2026, Medicare participants will pay more for their health care. Part B costs are expected to rise more than 10%. Here's what you can do....
Cash balance plans can significantly boost your retirement strategy if you want a reliable, guaranteed income stream....
Planning for long-term care is crucial to protect your independence, family and financial stability against unexpected health events and rising care costs not covered by standard insurance....
My wife's cousin just passed away. He was 80 years old and living by himself in Florida, far from the other cousins. He wasn't married and had no kids. My wife and another cousin are now scrambling to...
Managing money isn’t just about income. Instead, it’s about the decisions you make with what you have. From daily spending to long-term planning, these habits show you’re thinking ah...
You need to drill down to what you really want out of retirement. Then you can get down to the business of crafting a financial plan to make it happen....
What if the fear of talking to a financial advisor is the very thing keeping you from retiring sooner and living the life you’ve always dreamed of? In this episode,…...
As soon as both my children were born in 2017 and 2019, I superfunded their 529 plans equal to the five-year gift tax exemption. At the time, I was thrilled to do it given a parent's number one respon...
I'm 68 and want to retire this year. I also want to make sure I understand our current spending and what we will need in retirement from IRA after social security. Should I contact an Accountant and p...
AI can be a useful tool, but it often gets important financial information wrong. It also can't emulate the empathy, judgment and personal connection you can get with a human being....
Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool....
As retirement plan participants transition from the accumulation phase to decumulation, the focus moves from building wealth to ensuring sustainable income—what’s also known as “valu...
Weathering retirement planning storms isn't about numbers, as a pilot turned financial advisor discovered after the '07 crash....
Whether you're eligible for Medicare or getting coverage through the Affordable Care Act, make sure you plan for premiums, deductibles and other out-of-pocket costs....
The rule of retirement inversion says that to have a great retirement, you must ask yourself what would ruin a great retirement — and then plan to avoid it....
We've made the OBBBA tax updates in the Planner. Learn more about what's changed and discover opportunities to optimize your tax planning. The post Boldin’s Recent OBBBA Tax Updates: What’...
Too many people think that their financial destiny is set and can't be changed. Find out how a planning mindset improves wealth and security. The post A Planning Mindset Is the Secret to Financial Dis...
One of the internet’s most-respected retirement researchers and financial planners, Michael Kitces, joins me for an episode of the Financial Independence Podcast! You may remember that my Safe W...
Don't let health insurance costs force you back into the game. Start planning now to ensure your early retirement is forever....
Humana, the second-largest provider of Medicare Advantage Plans, has pledged to streamline the often frustrating Prior Authorization process....
A 529 plan isn’t complicated. Funding it is easy, and so is watching it grow. But using it without tripping ... Read more...
When you think about retirement, picture a big red bucket brimming with all the money you've saved. It's everything you've got, and it has to last you....
Even with a strong financial plan in place, many professionals find themselves hesitating at the retirement decision—stuck in the cycle of “just one more year.” The numbers say it&rs...
This strategy challenges conventional retirement rules of thumb by combining traditional savings, home equity and annuities to provide higher income and liquid savings and help cover long-term care co...
The generation of independent watchmakers that revitalized the industry is mostly past the traditional age for retirement. So what’s the plan?...
Need retirement planning near you? Find local advisors, compare your options, and use Boldin’s tools to create a secure retirement plan. The post Retirement Planning Near Me: Should You Hire Hel...
Create a flexible retirement budget worksheet with Boldin. Compare tools, track retirement expenses, and build your plan with confidence. The post Retirement Budget Worksheet: Your Step-by-Step Guide ...
I knew we were probably ready financially to retire, but planned on three more years - I turned 60 last month. However, recent corporate chaos led my wife and me to plan out a "what if," which rapidly...
Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve family relationships and reduce the emotional and logistical burde...
Proper preparation is everything for U.S. retirees when planning an Italy "trip of a lifetime."...
When I was a teenager, I made a plan to retire young. I wasn’t just daydreaming, I was studying, analyzing, and laying the foundation for financial freedom decades before it would become a reali...
Tax season may feel far off, but with sweeping legislative changes just passed, proactive financial planning starts now. In this episode, we’re sharing our accessible, in-depth breakdown of the ...
More than half of Medicare beneficiaries sign up for Advantage plans, but a high percentage will leave their Advantage plans within five years....
Well ... we were wrong. During our previous discussion about The One Big Beautiful Bill, we predicted that the final law would probably pass with a different name. But, instead of the acronyms we're u...
Today we are answering your questions about estate planning and passing on of wealth to future generations. We talk about the value of giving your kids their inheritance earlier in life when they need...
Soon to be 59yo career nurse. My wife and I have about $240k in retirement savings with an anticipated $1100/month pension, $1800-230/month SS, and $200,000-300,00. I was feeling ok about my plan unti...
Here's how wealthy retirees can plan for the changes in the new tax legislation, including what it means for tax rates, the SALT cap, charitable giving, estate taxes and other deductions and credits....
Plenty of people have been financially successful but still have huge holes in their financial plan. Let’s discuss how to close those gaps. The post Physician Finances: Fix Common Planning Gaps ...
Most people enter retirement without any idea how to manage withdrawing their savings without running out of money. Here is what you need to know....
Want to retire in the UK? You'll need to do plenty of planning, but the benefits of living in a diverse country near the rest of Europe are worth it....
Social Security will replace only about 40% of your salary, on average. A solid financial plan will help you plug the gap so you can rest easy in retirement....
Hi all, I am hoping to retire in a few years at 60. I should have a healthy amount in my 401k, a less healthy amount (maybe 1-2 years of living expenses) in a Roth, and a house worth about $1 million ...
What is the best type of account for you to allocate your retirement savings? One of the biggest factors in helping you make this decision will be taxes. In this episode, we discuss: Current tax deduc...
All of July we will be replaying some of our popular past episodes. In this episode, we engage with retirement planning expert Michael Kitces as we explore the evolving landscape of retirement plannin...
With the 2024 presidential election now behind us, what does that mean for the future of tax policies, tax rates, and their impact on your lifelong savings? In this episode, we discuss: A brief histor...
Today, I’m thrilled to welcome George Kinder back on the podcast. George is a leading thinker in the financial life planning movement and a pioneer of the life planning model–a huge inspir...
What long-term market returns should you assume for your retirement portfolio? Much like market performance, the answer isn’t always clear-cut. In this episode, we discuss: Average vs. actual ma...
A business owner's estate plan should protect the company and its employees as well as the entrepreneur's heirs. These three documents are critical....
The secret to financial success? A written plan! Get valuable 10 insights that could change how you think about your future. The post A Written Plan Leads to More Confidence, Roths Are Underutilized, ...