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I recently shared that I'm 49 and out of cash because a venture capital fund called capital much faster than I expected. I assumed a conservative 30% of my commitment would be called in year one. Inst...
Building on its budgeting and benefits capabilities, the expanded AI platform now offers advice on tackling consumer debt and committing more to retirement savings
A National Institute on Retirement Security survey finds debt is keeping most Americans from saving, and few know what their money will earn. The post 77% of Americans Say Debt Is Blocking Their Retir...
Almost everyone struggles with debt at some point. In my early 20s, I learned some hard lessons about credit card debt. In my early 30s, I paid back graduate student loans that soaked up a huge share ...
Every debt payoff plan runs into the same fork: pay off debt or save for retirement first? It shows up late at night after a strong month, when there’s finally money to spare and no clear answer for w...
I love investing in private real estate debt funds. But lately, figuring out which accounts to put those funds into has been a struggle. The post Issues with Private Real Estate Debt (Credit) Funds in...
Are you feeling a little more anxious than usual about your money? Given everything that's happening in the world right now, that's perfectly understandable. What concerns me is the rising number of A...
The conventional picture of American retirement has been giving way to something messier for years.
We're 73, with $2.1 million and $4k a month in Social Security. My husband says we can't afford to help our grandson. Who's right?
Whether you think debt is a good tool for your future or if you're appalled by it, there's plenty of nuance about the idea of being in debt. The post A Rant About Nuance in Debt Management (Stupid Deb...
Investors are concerned about the health of the industry, which ballooned over the past decade.
When my CEO said my job might be on the line, I changed how I was living. Here's the story of our journey from huge debt to a huge life. The post From $1.1 Million in Debt to an 8-Figure Net Worth: A ...
Here are some appropriate times to use debt to your advantage in your financial life. The trick is to know when the risks are too great. The post How to Leverage Debt — The Best Ways to Use Debt to Yo...
One of the fastest ways to pay off holiday debt is to lower your interest rates, use a proven payoff method like the Avalanche or Snowball, and make extra payments whenever possible. These steps help ...
Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance. Then, ...
Holiday spending is rising sharply in 2025, with shoppers planning to spend more on gifts and online purchases than last year. This guide shares 8 steps to help you avoid holiday debt, set clear expec...
Middle-class Americans say paying off debt is their top financial priority. Financial advisors say a fixation on paying down debt can hurt in the long run....
As of 2025, among new medical school graduates who carry debt, the typical student debt burden is around $216,659. And ... Read more...
When you browse real estate investments, polished marketing can make almost everything look attractive. Glossy photos, confident language, and optimistic ... Read more...
If you’re overwhelmed by high-interest debt, you might wonder: Should I stop 401(k) contributions to pay off debt? This is a deeply personal question and one without a one-size-fits-all answer. ...
Hi everyone! We are still recovering from an exhausting travel week, which we will definitely share with you in future post, but now that we’re able to come up for air a bit, let’s do a re...
What should you invest in if you're really, really worried about the current level of the US debt? There are plenty of options to consider. The post The National Debt and World War III — How Sho...
Using debt strategically, such as for homeownership, education and more, can lead to greater financial stability and growth....
Debt has a way of sticking around, even when you pay on time every month. High interest, overspending, and unexpected expenses can keep you in the cycle for years. Most debt problems can be addressed ...
Many frugal people don’t owe money because they’ve made it a priority not to. They know debt limits freedom, and they’ve built habits that keep them in control. We’re talking a...
Paying off debt isn’t just about math. It’s about behavior, consistency, and knowing how to take control. These strategies range from immediate fixes to long-term habits, all aimed at acce...
Basic Capital’s Nate Taylor touts the idea of using financing as a tool to help everyday…...
Debt isn't necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes. The post Good Debt and Bad Debt: A Quick Guide to...
“Get out of debt” is one of the most overused lines in personal finance, and it’s not wrong. But it’s also not the full story. Some debt will drain your money. Some can actuall...
Household wealth declined by $1.6 trillion in the first three months of the year, total debt levels fell further relative to after-tax incomes....
You’ve heard debt is dangerous. And for most people, it is. But for the wealthy, it’s a tool — one that helps them buy assets, lower their taxes, and grow wealth without giving up co...
A large unpaid balance can really slow you down, but you have options to get your finances back on track....
Every year, Americans take on summer debt. According to NerdWallet’s 2024 summer travel survey, “Nearly half of Americans (45%) plan to take a trip that requires a flight or hotel stay thi...
Money is everywhere, but most people have no clue how to handle it. Just look around, grown adults drowning in debt, stuck in the paycheck-to-paycheck grind, wondering why they’re always broke. ...
Debt isn’t just a number, it’s a weight that keeps people stuck. Paying it off is one thing, but staying debt-free? That takes a whole new level of discipline. The difference between those...
Americans ranked medical costs as among their top three sources of debt, pushing out student…...
Paying off debt sounds simple, just spend less and make bigger payments. But in reality, most people end up frustrated, watching their balances barely shrink. The problem isn’t just owing money,...
It’s no secret that the journey to becoming a physician is both financially demanding and intellectually rigorous. The student loan ... Read more...
Answering questions about 1031 exchanges, the national debt of the US and how much of a problem it'll be, and what's the latest with the SAVE student loan forgiveness program. The post Real Estate, th...
Over 100 million Americans are saddled with medical debt, but a few initiatives are addressing — or even eliminating — it....
Understand the basics of the federal debt ceiling and how to prepare for the X date and the financial fallout that may follow. The post What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possib...
Here's how to get rid of that holiday debt you racked up....
Swelling debts of people age 60 and older make it hard for them to save for retirement — and may require some of them to tap their savings sooner than they thought....
If that question has been on your mind, we've got good and bad news....
Budget watchdogs each release analysis of candidates’ professed tax and spending plans while…...
Get as mad at debt as I am! Do the math, make a plan, take control, and seize the life you want by paying off your debt FAST. The post How Fast Can You Get Out of Debt? appeared first on The White Coa...
Yet, HR leaders and managers say reducing debt is the youngest working demographic's main goal...
More and more retirees are ignoring the traditional advice to be debt free in retirement. Sometimes that's smart financial move, other times it's not....
After an earlier post about advice to give to kids about retirement, one of the most common answers was to be debt-free at retirement, including a mortgage. I got to thinking about that, and what that...
Answering reader questions about whether you should pay off your mortgage, if nursing home insurance is a good idea, and when to let your disability policy lapse. Plus, we talk about the state of gove...