Seeking Retirement

Cola

Showing 39 results of 89

How can I preserve a that has no COLA?

Hi everyone! In order to preserve the buying power of a pension that has no cost of living adjustment, what percentage of the pension should be reinvested in the market each year? Suppose the pension ...

reddit.com Jan 31 2024

Fixed Dollar SPIAs vs. Fixed Rate Cola SPIAs

In our last post, we asked whether now (or actually earlier this month) might be a good time to purchase a single premium immediate annuity (SPIA) to strengthen Floor Portfolios used to fund essential...

howmuchcaniaffordtospendinretirement.blogspot.com Dec 27 2023

About the COLA!

The case for a flat-rate COLA: Is it fair when the cost of living goes up the same for everyone that it only goes up by a percentage of a senior's income? Wouldn't it be fairer if COLAs were a flat ra...

community.aarp.org Oct 21 2023

Social Security’s 3.2% COLA Reflects Cooling Inflation

Cost-of-living adjustment makes sure the backbone of our retirement system keeps pace with rising prices. With the release of the September CPI-W inflation number, the Social Security Administration a...

crr.bc.edu Oct 18 2023

Social Security Cola for 2024 Comes Back to Earth – 3.2%

October 12, 2024 –The Social Security Administration announced today that Social Security and Supplemental Security Income (SSI) benefits for more than 71 million Americans will increase 3.2 per...

topretirements.com Oct 12 2023

2024 Social Security (and other related benefits) COLA

For 2024 - it is 3.2% But don’t get too excited? - Medicare Part B premiums still haven’t been announced - CAME BACK TO EDIT and ADD the new Part B base premium for 2024 - $174.70 CMS.gov ...

community.aarp.org Oct 12 2023

One of Highest COLAs Ever Announced

October 13, 2022 — It has been four decades since the Social Security COLA (Cost of Living Adjustment) was this high. The government announced the increase today, which came in as widely expecte...

topretirements.com Oct 10 2022

Pension payments or lump sum.....

I have enough money in my retirement accounts and 401ks I think for the rest of my life. My question is this should I take the lump sum for the pension or monthly payments. There is no Cola. My inclin...

reddit.com May 11 2026

Low-Income Doctor in a High-Cost-of-Living Area (HCOL)

It's not impossible to reach financial security as a low-income doc in a high COLA, but success is more difficult. These tips will help you. The post Low-Income Doctor in a High-Cost-of-Living Area (H...

whitecoatinvestor.com Jul 05 2025

250K retirement lump sum Roth or Traditional IRA?

Looking for opinions on what to do with the money. I am the higher earner of the 2 of us, aged 57, spouse is retiring as a teacher at 56. Getting about 250K lump sum in exchange for a lower COLA incre...

reddit.com Apr 10 2025

Key 2025 IRS Updates: What You Need to Know

From IRA contributions to Social Security COLAs and the standard deduction, several changes are headed our way. Get ready to make the most of them....

kiplinger.com Dec 27 2024

social security for spouse

My wife will reach FRA 6/2025 she will draw on my earning history. Will she be qualified for 1/2 what my SS payment was in 2019 or will it be adjusted for COLAs that have taken place since that time?...

community.aarp.org Oct 17 2024

Changes are needed

We Need changes now for Social Security. They have been kicking the can down the road to long. This is not "Charity". We need a New calculation for COLA. This next year 2025, You will be paying anothe...

community.aarp.org Sep 01 2024

2024 Social Security Statement

I received my Social Security statement last night for 2024 COLA increase. For those that are interested check the SS site and see if yours is available....

community.aarp.org Nov 26 2023

Social Security Benefits Increased in 2023

Great news, here is the Cost-of-Living Adjustment (COLA) Information for 2023 "The 8.7 percent cost-of-living adjustment (COLA) will begin with benefits payable to more than 65 million Social Security...

thinksaveretire.com Feb 17 2023