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When should Richie and Heather and Rebecca and Sam collect their Social Security benefits? Why is Dan’s benefit so much higher than his wife’s? PWare has a Roth conversion case for claimin...
John in Pennsylvania doesn’t have bonds in his investment portfolio. Should he add them, and if so, where? That’s today on Your Money, Your Wealth® podcast number 508 with Joe Anderson...
Annuities don't have to be intimidating if you understand these key terms...
While there are some good annuities that can be utilized by white coat investors, the vast majority that are sold are terrible deals. The post The Wrong Annuities Are Being Sold (Bought?) appeared fir...
Annuities can be a sensible option for retirement, offering steady income in your later years. But these common traps can damage your investment....
Annuities can be a valuable tool for middle-market consumers approaching retirement. By providing guaranteed income, stability and protection from longevity risk, they help fill…...
Did you buy an annuity in the 2000s? If it’s been out of sight and out of mind since then, it's time to dust it off and start making it pay for your retirement....
What do Joe Anderson, CFP® and Big Al Clopine, CPA think about alternative investments? Andrew in Ohio wants to know. Are real estate syndication deals for real, and a YMYW listener just chose poo...
Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances sep...
Think about what you could receive from a $1 million annuity as you plan for retirement....
Here are some of the pros and cons of annuities, along with an explanation of the different types. Which might work for you?...
This is a 9% increase compared to 2022, finds the ACLI...
While not guaranteed like an annuity, MyRetirementIncome is a flexible and simple financial product for those needing to convert nest eggs into income. The post What is Sun Life’s new decumulati...
Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....
What are your thoughts on a RILA investment for retirement? Does anyone have experience investing into a RILA? Registered index linked annuities. The one I was looking at gives 20% protection of you i...
The latest news from Corebridge, PGIM, Alerus, Financial Finesse, and more...
We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....
Fluctuations in the stock market, high interest rates and unpredictable geopolitical events have made it more important than ever to find a predictable and…...
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...
Jason and his wife face a crucial decision: whether to purchase an annuity or pursue traditional investments as they prepare for a full-time, slow-travel retirement. With a diverse array of income sou...
Have you ever wondered if purchasing an annuity makes sense for you? There are two conflicting opinions from financial advisors: some advocate for annuities while others advise against them. James exp...
I know many people hate annuities (and I have mixed feelings too), but where else can I get guaranteed lifetime income with low risk for $250K to invest? I am married 65F not yet taking SS (FRA is Jan...
Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....
They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off....
My husband (66) will be retiring next May. I (60) am already retired. We signed on with a financial advisor a few months ago and we are working to set things up optimally for us. Recently, our financi...
Hearts & Wallets latest research features a focus group’s reactions on lifetime income…...
Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....
What to know about annuities, which are seen as a reliable source of retirement income....
In this episode, Devin and John dive into a variety of listener questions, discussing annuities, maxing out retirement plans, why HSAs aren't widely talked about, IRMAA, and more. Tune in as we explor...
The devil is in the details with multifaceted products like fixed indexed annuities, so dig beneath the rosy sales pitches to see what you’re really getting....
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! 6 Reasons Savers Are Skittish About Annuities. Shifting assets into an annuity can provide a reliable income stream in retirement, but concerns remain about ...
After taxes and inflation, the real return you get may not be as good as you think. Here's another approach to consider: fixed deferred annuities....
Find out why higher interest rates benefit some annuities more than others....
Predictable income can provide stability and peace of mind. Here’s how to decide whether an annuity is right for you — and sort through the options....
Figuring out which annuity suits you best starts with knowing what you want the annuity to do for you. Like vehicles, there are lots of options and add-ons....
As the title says. I can retire in 1 to 1.5 years. Confirmed all finances, annuities etc and all line up. I even have planned out what I'll do after. Problem is I've been super unmotivated at work pas...
David Lau of DPL Financial Partners discusses the in’s and out’s of annuities, what to look for in a good annuity and how to utilize them properly in your retirement plan. Annuities are a ...
This article was contributed to Leisure Freak by writer Samantha Higgins. Higher interest rate returns may make annities look like an attractive addition to one’s retirement portfolio and fundin...
New LIMRA research shows majority of workers interested in guaranteed income products—and…...
A couple enjoys the feeling of stability after learning about the fundamentals of annuities. Annuities are a powerful tool in retirement planning, offering a range of income options, riders, and guara...
Today, we answer several of your mortgage questions, including if you should put all the money you can toward your down payment or use some of it to pay off student loans and what kind of mortgage you...
These annuities are tied to the performance of a market index and address concerns about high fees and complex structures....
There is limited guidance on transitioning from saving during working years to spending in retirement years. Why the surging popularity of annuities the last few years?...
Note: If you don't read the entire post, take a look at the attached links to google drive that illustrates two scenarios. 1) $750K initial investment (now) in a fixed index annuity with an income rid...
Over three-quarters of DC plan participants say they would be likely to invest in an in-plan…...
Waiting until 70 to claim Social Security benefits can pay off, so how do you bridge the gap between giving up your paycheck and filing for benefits?...
Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...
ANY COMMENTS? ? I DONOT HAVE ANY ANNUITIES! ? FROM ARTICLE - SEE ARTICLE FOR MORE. Whether you’re looking for steady retirement income or a low-risk investment, check the fees and the fine print...
In 2006 I converted a 401k via a 72T mechanism that put the proceeds into a variable annuity (VA). I have been drawing a monthly benefit from that account to date. I was recently advised that I have t...