Annuities

Annuity Red Flags to Watch Out For

Annuities are popular, but they are also confusing. Unscrupulous brokers take advantage of that....

Net Present Value of Cash Balance Annuity

This may be a dumb question, but is the net present value of the annuity, regardless of whether you retire at 60 and start payments immediately or retire but defer the start (e.g. 65), always the amou...

Corporate Roundup: 401GO, Heartland Partnership, TIAA Annuity Inflows Hit Record High

The latest news from 401GO, TIAA, and CalSTRS...

Navigating Annuity Taxation: A Guide for Financial Advisers

Understanding the essentials of taxation in retirement income strategies involving annuities helps ensure positive outcomes for clients....

Annuities: Do You Need Guaranteed Income In Retirement?

Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan....

What You Don't Know About Annuities Can Hurt You

Lack of awareness leads many to overlook these potent financial tools, and with the possibility of running out of money in retirement, that could really hurt....

Should I Purchase an Annuity for My Child as Part of My Estate Plan?

Never running out of money can be an attractive plan if you worry your child may run out of money. Is buying an annuity for them a good move? The post Should I Purchase an Annuity for My Child as Part...

Annuity Fees: Are You Paying Too Much?

Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?...

Five Annuity Mistakes to Avoid

Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem....

Three Reasons It May Be Time for an Annuity 'Refresh'

Because of higher interest rates, inflation and newer annuity products, you could get a better deal today. Don't wait, though: Interest rates could start falling....

Answers To Some Key Issues About IRAs, 401(k)s And Annuities

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of widespread misinformation and confusion....

Annuity Payouts: How Much Can You Get Each Month?

Annuity payouts can provide guaranteed income in retirement, but how much? The answer depends on several factors, including age, gender and the amount invested....

Should You Add an Annuity to Your Retirement Portfolio in 2025?

In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes....

Experience with Fixed Indexed Annuities?

My retirement advisor is recommending that I put roughly half my current retirement savings (from my pre-tax IRA) into a Fixed Indexed Annuity with a 10-year term. The upside is that you are not suppo...

Annuity Definition and 14 Terms You Need to Know

Annuities don't have to be intimidating if you understand these key terms...

The Wrong Annuities Are Being Sold (Bought?)

While there are some good annuities that can be utilized by white coat investors, the vast majority that are sold are terrible deals. The post The Wrong Annuities Are Being Sold (Bought?) appeared fir...

Buying an Annuity? Avoid These Three Classic Mistakes

Annuities can be a sensible option for retirement, offering steady income in your later years. But these common traps can damage your investment....

Three Options for Retirees with an Old (Forgotten) Annuity

Did you buy an annuity in the 2000s? If it’s been out of sight and out of mind since then, it's time to dust it off and start making it pay for your retirement....

The Key to Choosing the Right Annuity: Do Your Homework

Here are some of the pros and cons of annuities, along with an explanation of the different types. Which might work for you?...

Annuity Benefit Payments Reach $104B in 2023

This is a 9% increase compared to 2022, finds the ACLI...

The Tax Rules to Consider Before Buying an Annuity

Annuities can play a valuable role in your retirement plan — as long as the tax implications have been properly factored in. Here's an outline of the key rules....

Corporate Roundup: Corebridge Launches Annuity Feature, PGIM Brings in Leader

The latest news from Corebridge, PGIM, Alerus, Financial Finesse, and more...

Why a Multi-Year Guaranteed Annuity Could Make Sense Right Now

Fluctuations in the stock market, high interest rates and unpredictable geopolitical events have made it more important than ever to find a predictable and…...

Should I keep lifetime income annuity at $20K/year? Other options?

I know many people hate annuities (and I have mixed feelings too), but where else can I get guaranteed lifetime income with low risk for $250K to invest? I am married 65F not yet taking SS (FRA is Jan...

Is an Annuity Worth It? Tax Pros and Cons

Knowing how an annuity might impact your tax situation can be confusing. Here are some advantages and downsides to consider....

Five Things About Annuities That May Surprise You

They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off....

Trying to decide on investing in fixed income annuity

My husband (66) will be retiring next May. I (60) am already retired. We signed on with a financial advisor a few months ago and we are working to set things up optimally for us. Recently, our financi...

Five Questions to Ask Before You Buy an Annuity

Annuities come with different provisions and costs. Before you buy one, make sure to ask the right questions, like these five....

What You Should Know About Annuities

What to know about annuities, which are seen as a reliable source of retirement income....

Why Annuities Sometimes Sound Too Good to Be True

The devil is in the details with multifaceted products like fixed indexed annuities, so dig beneath the rosy sales pitches to see what you’re really getting....

How Interest Rates Affect Annuities

Find out why higher interest rates benefit some annuities more than others....

How to Use Annuities for Retirement Paychecks

Predictable income can provide stability and peace of mind. Here’s how to decide whether an annuity is right for you — and sort through the options....

How to Shop for Annuities Like You’re Buying a Car

Figuring out which annuity suits you best starts with knowing what you want the annuity to do for you. Like vehicles, there are lots of options and add-ons....