Discover the Best Insights for Every Stage of Retirement

Why Annuities Are Healthy For Retirees

Economic security — through annuities — is good for retirees' emotional and physical health....

16 Dangerous Jobs That Pay $100K or More

Danger can pay, and sometimes it pays big. In 2023, the U.S. saw 5,283 fatal work injuries, a rate of 3.5 per 100,000 workers according to the Bureau of Labor Statistics. This gallery covers 16 jobs t...

Is It Time to Replace Our 15-Year-Old Car?

How are everybody’s vehicles doing? I hope your car is going strong because new and used vehicle prices are more expensive than ever. The average price of a new vehicle ... Read more The post Is...

The White Coat Investor’s 11 Most Controversial Teachings

Let's go over some of the more controversial pieces of advice WCI gives, the things that people disagree with us about the most. The post The White Coat Investor’s 11 Most Controversial Teaching...

BLS Data Show White Men’s Employment Opportunities Declining In Recent Months

White men’s unemployment rate has risen faster and their employment rate has fallen more than was the case for their counterparts since January 2025....

20 States With the Highest Cost of Living (California Isn’t #1)

Bills are high everywhere. But some states are much worse than others. This gallery ranks the 20 most expensive states to live in using the Cost of Bills Index Report (COBI). It tracks real costs like...

AI Is Missing the Wisdom of Older Adults

AI will increasingly affect your healthcare and finances, but young workers are primarily designing the systems and getting most of the jobs....

A Financial Adviser's Guide to Solving Your Retirement Puzzle: Five Key Pieces

If retirement's a puzzle you're struggling with, try answering these five questions. The answers will guide you toward a solution....

Here’s Where Doctors Are Most Comfortable Investing

Not all physicians or other high-income earners take their cues from John Bogle. Some have their own ideas about how to invest their money, The post Here’s Where Doctors Are Most Comfortable Inv...

Why Does My Company Make Me Wait 3 Month After Retirement To Reapply?

I work part-time with benefits for a non-government hospital. I am told that after I retire, I have to stay out 3 months before I can reapply for a per diem (less hours) job, which is downtime I don't...

You Don't Need a Side Hustle

Side hustles might be slowing your FIRE progress. Learn a more effective approach to financial independence....

The Sunday Best (06/08/2025)

Thermodynamics vs. Your Retirement Portfolio The universe is rigged against your wealth (here’s proof) Dr. Chen, physics isn’t just theoretical—it’s ... Read more...

Master’s Degrees With the Highest Return on Investment in Today’s Job Market

Getting a master’s degree isn’t cheap. Tuition costs are up, competition is high, and too many people jump in without thinking about how long it’ll take to pay that bill back. That s...

Baby Boomers vs Gen X: Who Spends More?

Baby Boomers and Gen X are guilty of spending a lot of money. Here's a look at where their money goes....

Retire in Finland and Live the Nordic Dream

Here's how to retire in Finland as a US retiree. It's ideal for those who value natural beauty, low crime and good healthcare....

What Is the Guyton-Klinger Guardrails Approach for Retirement?

Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons. The post What Is the Guyton-Klinger Guardrails Approach for Re...

Annuity advice/experience? Planning to retire at 59.5

Greetings. I turned 55 this month and hope to retire in 4 and a half years. My wife and I want to retire in Italy at some point. My tentative plan is to convert my 401k at retirement to a joint life a...

What have you done for the very first time since you retired?

I just got back from a trip visiting a friend about 1600 miles away. From his house, we took off, just the two of us. He has a little sailboat (a 14' gaff-rig catboat, sleeps 2), and he wanted a partn...

For those with book collections, do you ever re-read your books?

I have a large book collection. I’ve justified keeping them by telling myself I’ll re-read them when I retire, with the added perspective that age and, hopefully, wisdom give me. Am I kidd...

Stress dreams after retirement

I retired at the end of June in 2024 at the age of 62 from my job as a clinical lab scientist at a VA clinic. My last boss was a micromanager who loved to play favorites and blame us more experienced ...

You're Close to Retirement and Cashed Out: How Do You Get Back In?

If you've been scared into an all-cash position, it's wise to consider reinvesting your money in the markets. Here's how a financial planner recommends you can get back in the saddle....

Descending The Corporate Ladder: A Great Solution To A Better Life

Feeling burned out and underappreciated? Tired of managing people and just want to focus on your craft? Thinking about going back to school to do something more meaningful? If any of this resonates, d...

Put Together A Professional Team For Your Small Business

Your time is valuable, and so is doing things right. So get yourself a payroll service, bookkeeper, tax pro and insurance broker–and keep multiple lawyers on speed dial....

Retiring Abroad On A Military Pension—3 Expat Havens For U.S. Veterans

Here's a look at 3 overseas havens offering laidback living, excellent health care, and welcoming communites, ideal for U.S. Veterans retiring on a military pension....

Should You Ditch Your Medicare Advantage Plan? Most People Do

If you want to switch your Medicare Advantage plan or enroll in original Medicare, you're not alone. Here's when it's a good idea and how to go about it....

22 Everyday Products That Are Rarely Worth Full Price

Paying full price is usually a choice, just not a smart one. Retailers bank on urgency, impulse, and people who don’t know any better. But with a little patience and a solid strategy, most of th...

The 401(k) Mistake That Could Cost You Millions in Retirement Savings

Thinking about reducing your 401(K) contributions in the current market? Here are six reasons why you may want to reconsider....

What the HECM? Combine It With a QLAC and See What Happens

Combining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses....

Boldin Users Show Striking Financial Confidence—Far Outpacing National Averages

Testimonials and a recent survey of Boldin users show how retirement planning increases financial confidence and can trigger earlier retirements. The post Boldin Users Show Striking Financial Confiden...

The Beige Book, Explained and Takeaways for Retirement Planning

The Beige Book: what it is and what the latest report has to say about the economy (and therefore your life). The post The Beige Book, Explained and Takeaways for Retirement Planning appeared first on...

Your Retirement Emergency Fund: Why Emergency Savings Are the Foundation of Financial Wellness

The first thing you need to do to gain financial control, is build emergency savings. Find out why and how much you need to have. The post Your Retirement Emergency Fund: Why Emergency Savings Are the...

Do It for Your Future Self: How to Make Smart Choices Today for a Better Future Retirement

Do it for your future self seems like an odd mantra. However, it will help you get the life you want. Find out why and how to do it. The post Do It for Your Future Self: How to Make Smart Choices Toda...

Your Social Security Benefits. What Now?

Your Social Security benefits might be at risk… and it could cost you $16,500 in benefits EVERY YEAR! Learn more on this special edition of Retirement Solutions Radio, “Your Social&hellip...

5 Boxes You Must Check Before You Can Retire!

Are you planning to retire in the next five years? Don’t miss the latest episode of Retirement Solutions Radio, where Ryan Thacker reveals the five essential boxes you must check…...

Ask the Editor, June 6: Questions on Hobby Losses, Medicare

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on hobby losses, I bonds and Medicare premiums....

Physician Surveys Step by Step (And Why Making $30,000 in a Year Was Easy)

I've made as much as $30,000 a year taking physician surveys. Here's how I do it and why it could be such a valuable experience for you. The post Physician Surveys Step by Step (And Why Making $30,000...

Thought Exercises To Get Out Of Your Rut And Live Bigger

In this post, I present you with two thought exercises. The first helps me get off the hedonic treadmill that I seem to be addicted to. The second helps me live bigger which I also struggle with. Exer...

Potential Problems Loom Underneath Resilient Labor Market Data

The labor market added 139,000 jobs and the unemployment rate held steady. But, there are signs, especially a drop in the labor force, that a slowdown may be under way....

I'm 60 With a $4.2 Million Nest Egg. Can I Stop Saving and Start Spending Until I Retire at 65?

Should I continue contributing to my 401(k) or treat myself now?...

21 Simple Changes That Cut Costs and Grow Savings Over Time

Small changes might feel pointless at first. A few bucks saved on groceries or a slightly lower utility bill doesn’t seem like it’ll move the needle. But stack enough of those shifts, and ...

When to retire and how it impacts filing for Social Security

Retiring at 65, and I have some questions about when to retire and when to apply for Social Security. The Facts are: I turn 65 on a Saturday. My employer's pay period ends the next day. I am thinking ...

Your weekly /r/Retirement roundup for the week of May 27 - June 02, 2025

Tuesday, May 27 - Monday, June 02, 2025 Most Commented score comments title & link 64 202 comments Retired at 63; financial advisor wants a big stake in alt investments 34 62 comments The Final Pu...

Doctors that don't accept Medicare

My wife and I are both 66 1/2, and have been on Medicare since we turned 65. For the first time, my wife encountered a physician who does not accept Medicare. What we didn't know is that part B supple...

Single people - carrying mortgage balance into retirement

I have tried to post previously, but my posts haven’t gotten approved. I’m not sure if the content of this one will be allowed. However, what I am looking for is specific input from single...