Curated articles and podcasts from trusted financial experts and real retirees.
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As Father's Day approaches, I remember how my father's small acts of love and generosity added up over time and influenced my relationships with my own children, proving that the best investments can ...
What happens when you forgo Social Security benefits?...
Should you add crypto to your 401(k)? Explore the DOL’s 2025 rescission of its 2022 guidance and what it means for your retirement savings....
Tipping used to be simple—waitstaff, bartenders, maybe a haircut. But now, it shows up on self-checkouts, at retail counters, and even at medical offices. In many of these cases, there’s n...
What does it really mean to change someone’s life through financial advice? While we’re not saving lives like doctors, the impact we have on our clients’ futures can be just as meani...
Answering reader questions about the Mega Backdoor Roth, the regular Backdoor Roth IRA, and IRA rollovers. We also talk about high-yield dividend funds and answer a question about asset allocation and...
Hello, Not retired yet and a ways off, but we're looking at NE TN in the Tri-cities vs the west side of VA from the South to North and in either state as long as it's country and less people per squar...
The “doctor car.” You know the one; a luxury vehicle that practically screams, “I’m successful, and I’ve got the car ... Read more...
Not every income stream requires nonstop hustle. Some just need a smart setup and a bit of consistency. This gallery breaks down 17 online income strategies that quietly earn in the background without...
Healthcare in retirement can be expensive, but some Medicare-covered services cost nothing out of pocket. The key is knowing what’s available. This gallery highlights 24 fully covered Medicare b...
In late 2022, my wife and I were finally able to lock in matching 20-year term life insurance policies at an affordable rate through Policygenius. For five years prior, I had been concerned that I wou...
I recently received a question that boils down to this: How do you know when you have enough money? And once you do, when is it time to shift from chasing excess returns to simply maintaining what you...
Figuring out the foreign tax credit isn't as easy as you might hope. Here are some step-by-step instructions that should help. The post The Foreign Tax Credit appeared first on The White Coat Investor...
Utah tops the list for having the happiest retirees, while Minnesota ranks high for best overall healthcare. Where does your state rank?...
Creating guaranteed income sources in retirement will help you truly enjoy your golden years and spend less time worrying about money....
Using an independent agent for auto and home insurance gives you a different channel for lower premiums. It's worth a try. Learn the Nuts and Bolts I put everything I use to manage my money in a book....
I looked at a reasonably priced house in Silver City, New Mexico. The property taxes were listed at $6000/year. I'm paying approximately $1200/year (in California). Can the other expenses be low enoug...
Many things in life don’t come easily. Becoming a homeowner is one of them. It’s not something that happens overnight ... Read more...
May’s Consumer Price Index report has its share of good news, mainly slowing inflation. But some issues remain and emerging trouble spots could get worse....
Your will and estate plan should leave your heirs feeling loved. An expert weighs in on how to avoid family feuds after you're gone....
Think you may have more retirement savings than your peers? Here's your answer....
? Show Notes In this episode, Roger Whitney dives into the essential elements of not just surviving, but thriving in retirement. We kick off with a listener's story about the challenges of early retir...
It's a comfort to know that with the right strategies, you can weather just about anything a crazy stock market can throw at you....
I have been posting here for over a year. In my last post I talked about my boss asking a colleague/friend if he knew of my upcoming retirement. I took the advice of ignoring that my boss did that. La...
Some 2.8 million Americans may be eligible to receive an increase in their monthly Social Security benefits. Are you one of them?...
Some families build wealth that lasts. Most don’t. What looks strong on paper often falls apart through habits that quietly drain it away. This gallery breaks down the behaviors that quietly des...
The future of work is already here, and it’s about to thin out a lot of job listings. Automation and AI are speeding up fast. And this time, it’s not just factory jobs. In this gallery, yo...
Are you so worried about Social Security disappearing that you want to redo your financial plan? Here's why that approach isn't necessary. The post Social Security Is Not Going Away (But You Might Hav...
A lot of people get arrested and convicted in the United States. Those interactions with the criminal justice system cast long financial shadows....
We need to keep the lines of communication with our clients open so that we can anticipate and help them navigate issues that arise over time....
What time is it? It’s reader case time! Hello – I’ve read your book Quit Like a Millionaire, which provided a lot of very useful information. I’ve now found your blog and am fi...
I live in a wonderful home in a great neighborhood. I am single and property values have exploded making it hard for young people to buy even a starter home. It’s zoned a double lot so there is ...
Most information I see regarding the period before retirement focuses on finances. One thing I don’t think that gets talked about a lot is what life looks like those 5 -10 years before retiring,...
FIRE vs. Fat FIRE: Which Path Are You Really On (and Does It Even Matter Anymore?) TL;DR: FIRE Isn’t a ... Read more...
You may need a family office if you are a high-net-worth individual, because being wealthy turns a family into a family business....
Before she retires next month at age 52, Rowan in Georgia wonders how to maximize growth in her IRA, which will be funded with 72(t) early retirement withdrawals. What do Joe Anderson, CFP® and Bi...
If your goal is to spend $10,000 a month in retirement, how much do you really need saved? The answer isn’t as simple—or as overwhelming—as it might seem. In this episode, I break do...
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Whether you're Gen X or a baby boomer, your younger colleagues' opinions on work may help you find a new job or be happier in the one you've got....
Gen Z is the newest generation in the workforce. But for many employers, hiring them doesn’t come easy. This gallery breaks down 20 reasons why younger job seekers are struggling to get hired &m...
It's the club no one wants to join. But if you are over 50 and still paying student loans, there are ways to tackle both debt and retirement savings....
Two-thirds of Americans don't have an estate plan. If you're one of them, these are the essential steps to take now to prevent problems for your family later....
Get early retirement tips and tricks from people who successfully retired in their 40s and 50s and are thriving now. The post Early Retirement Tips: 28 Strategies, Tricks, and Insider Info from People...
A softening stance from the Trump administration could lead to a rise in the availability of cryptocurrency investments in 401(k)s. While some plan sponsors are considering crypto, they emphasize that...
You would be better off claiming early If you die young, but if you don't, starting too early can lock you into reduced payments for decades. So, what’s the right move?...
Becoming a multi-millionaire is quite simple, but it buildig life change wealth was easy everyone would be doing it. Why you may never become a multi-millionaire....
White men’s unemployment rate has risen faster and their employment rate has fallen more than was the case for their counterparts since January 2025....
Even wealthy aging parents can overspend and enganger their financial safety. Adult children need to watch over finances and take action when spending is out of control....
People receiving Supplemental Security Income are is denied the ability to save for retirement. Hopefully this policy will change so everyone save for retirement....