Curated articles and podcasts from trusted financial experts and real retirees.
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June 5, 2026 – Almost to the day, today, eight years ago, was my last day at work. One thing I always looked forward to in retirement was never having to pay those dreaded payroll taxes again. Alas, e...
Advisors suggest multiple ways that clients can maximize the triple tax advantages of health savings accounts (HSAs) while avoiding penalties.
Purpose trusts can be used to accomplish a civic, environmental, or other goal but there are issues and an alterative approach may be better.
I confess I lean toward Type A: like to stay busy, love new challenges, don’t shy away from leading, habitually organized, much more of an extrovert than my spouse. Fortunately, retirement was a relat...
I have approximately $500,000 in a brokerage account which is comprised of stock that I have held for nearly 25 years. It’s up approximately tenfold from when I acquired it. I’m about to retire and ha...
It took me seven years to reach the $250,000 threshold in my solo 401() that necessitates that I fill out Form 5500-EZ. Here's how I did it. The post Solo 401(k)s and Filling Out Form 5500-EZ appeared...
What happens when the retirement you worked so hard for doesn't feel as fulfilling as you imagined, and how can you rediscover purpose, structure, and joy in this next chapter of life? As part of our ...
Generation Jones came of age during rising inflation and an oil crisis, so it's back in the cockpit for these digital pioneers as they navigate retirement.
While most DIY investors focus on short-term portfolio performance, CFAs and CFPs specialize in long-term strategies that support your full financial picture.
Cases of anxiety, depression and other conditions are rising, and so is the price of treatment. These strategies can help you get care you can afford.
When tuition stops, it frees up $30,000 to $80,000 a year. Most households don't have a plan for that money. Here’s how to put it to work. The post What to Do With Money After Kids Graduate appeared f...
Some 44% of Americans seriously consider retiring abroad. Greece ranked #1 in 2026. See costs, visa requirements, and where demand is going. The post Best Places to Retire in the World: 2026 Rankings ...
Eight years ago, at 63, I retired to a life of tennis, dinners with friends, DIY projects, and travel. Four years in, angina struck—ten days in the hospital, angioplasty, then lung disease and a chron...
Hello all, Im 66 and retired 2 years ago. I am not as active as I should be but even when I exercise I still have severe insomnia. I don't use my ipad/phone at night because it can cause insomnia, and...
The U.S. Department of Labor collected public comments on its proposal to give fiduciaries discretion to include alternative investments in 401(k) plans.
I recently toured Opus, an inspiring new senior living development in Newton, Massachusetts, and then had a conversation with its founder, Amy Schectman, on my Risking Old Age in America podcast. Amy ...
A retirement plan isn’t about restriction. It’s what turns limited resources into real confidence. Here’s why the constraint is the point. The post Why Having a Plan Gives You More Freedom in Retireme...
I planned to retire 3/30/2027. Today, I was told I am going to be laid off. However because I've been a great performer for so many years, I can choose whether I get laid off October 2026 or Feb 2027....
I've been lurking here for some time now. I'll be 68 in just a few months and for the past few years have gone on YouTube and some of the other retirement subreddits to figure out if my money would la...
Maybe this honeymoon will end, but I am SHOCKED at how content and busy I am in my new life. Celebrated retirement the end of 1st quarter with 5 weeks in a treasured spot abroad, then home to garden a...
Answering listener questions about Roth vs. traditional contributions, brokerage accounts for businesses, and balancing investing with paying for medical school. The post Choosing the Right Investment...
Norman Calvo explains how he found a third act in retirement by going against the norm and choosing adventure instead of a typical retirement. https://youtu.be/81atmTUjBWE One of the questions I ask p...
I recently received a great comment on my post, Why All Rich People I Know Still Have Life Insurance. It was the last line that stood out. Here's what Marc had to say. I had life insurance ($1M) throu...
We consider the case of a retired couple relying on summer rental income from a $1.1 million beach house. Local zoning changes are forcing a hard choice between lifestyle and portfolio stability.
While many retirees keep a job for the social and physical benefits, many are working out of financial necessity. Is working in retirement right for you?
Most of us focus on how much to save for retirement, but what you'll spend is just as important, and your spending habits might change more than you expect.
Don't dip into your own retirement savings if your child's 529 plan won't cover all their college expenses. The plan can be more flexible than you might think.
Long-term care as you age is expensive and, for most of us, inevitable. Making arrangements now, while you can, is a gift to those you love.
Want a powerful small-market prospecting tool? Discover how retirement plan advisors can leverage startup plan tax credits to win new clients and fix a major filing gap.
I’m planning to leave full-time corporate employment on my 66th birthday next year. The time is right to redesign my life in a way that will allow more freedom of travel, no commute etc. I work in a c...
Back in 2014 I followed J. Money through his Budgets Are Sexy website. If I'm not mistaken he was the creator of the Lifetime Wealth Ratio (LWR): https://budgetsaresexy.com/total-lifetime-earnings-wea...
I’m getting closer to retirement and trying to decide how best to manage planning and ongoing finances. I see a lot of discussion around tools like Boldin and other retirement planners, but I’m curiou...
The average physician salary in the US is $386,000 in 2026, according to the Medscape Physician Compensation Report. Eight specialties ... Read more
From Medicare gaps to housing choices, life aboard a cruise ship demands more planning than many expect.
Here are the key things to understand before purchasing an annuity for retirement.
We are pleased to announce that Microsoft Copilot is now an integrated part of our “How Much Can I Afford to Spend in Retirement?” team. Copilot enhances our actuarial approach by providing structured...
Are you ready for the Great Wealth Transfer? Financial analysts estimate that older Americans will pass on as much as $124 trillion of personal wealth to their spouses, heirs, and charities over the n...
Today, 5 pm my retirement has arrived! After saying goodbye to my boss. He was a good one. Closed the laptop and packed it to be sent back to the office. Next step was to delete the work related apps ...
Roger Whitney explores the idea that retirement always involves both excitement and uncertainty. While people spend years gathering information, running projections, and refining plans, there comes a ...
WCI is now accepting applications for our scholarship, which gives away tens of thousands of dollars in money and prizes to 10 winners. The post The WCI Medical School Scholarship appeared first on Th...
Analysis shows that a new tax break designed to help older adults could weaken what is now a key safety net for millions of retirees.
Age 58, plan to retire at 63. Between retirement and when our pension and Social Security kick in (ages 68 and 70 respectively), I'll have a 5-7 year window where my portfolio needs to cover a signifi...
Regretting a move to Florida? You aren’t alone. Many people relocate in retirement to a new place they end up not liking. Here's how a half-back move can save your retirement.
George and Weezy in the land of Lincoln will have deferred compensation and wonder if they can retire in mid-2026, or even earlier. Will they have enough? Should Jenn in Ohio move with work, take a br...
Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. Contact Devin's team at https://carrolladvisory.co/podcast1 C...
Episode 522 00:00 Introduction 01:00 Nature of IPOs 02:30 SpaceX Future opportunities 03:22 No good or bad stocks 03:50 Elon Musk skeptic 04:38 Tesla over promise 06:49 SpaceX package bundle 08:40 Ear...
A few years back, I was pitched an IUL policy. Here's how the salesperson tried to sell me on the policy (and what he didn't tell me). The post When I Was Sold an Indexed Universal Life (IUL) Policy a...
Don't spend money you don't have. Learn why the Great Wealth Transfer might leave you with less than you think and how to plan around it.
Annuity sales are soaring, because retirees and pre-retirees want more guaranteed income and principal protection.
Shifting your identity from working and saving to spending and living can be tough, but here's why you need to do it for yourself and your family.