Curated articles and podcasts from trusted financial experts and real retirees.
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As a man of Science, I’m supposed to hide my enthusiasm about this somewhat controversial subject, and instead direct you only to the peer-reviewed studies. But man, I feel like I’ve stumbled upon the...
Most people have no idea they’re leaving money on the table, especially when it comes to old pensions, forgotten retirement accounts, and benefits from jobs they held years ago.
Following on from my post about Nature and Art, yesterday I found the ideal venue. It was at Nunnington Hall, a National Trust Property situated on the edge of the Howardian Hills. Inside there was a ...
Sequence of return risk focuses on the timing of market drops and how early losses in retirement can reshape your entire income picture. You can average the same annualized returns as another retiree ...
As someone who has been writing about financial independence and escaping corporate America since 2009, I’ve developed several rules that serve as the backbone for achieving FIRE and staying free. The...
Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and deepening insecurity.
Wow, 2025 is almost over. We only have about 2 weeks left to finish tax optimization. Actually, we have less time than that. I want to get everything done before ... Read more The post End of 2025 Tax...
When politicians say “affordability,” they should be thinking about the impact of immigration curbs on costs of care for older adults and people with disabilities
We’ve been here before: congressional Democrats and Republicans sparring over the future of the Affordable Care Act. But this time there’s an extra complication. Though it’s the middle of open enrollm...
Sarah Monroe once had a relatively comfortable middle-class life. She and her family lived in a neatly landscaped neighborhood near Cleveland. They had a six-figure income and health insurance. Then, ...
“Front loading” 401k contributions means pushing as much of your annual contribution as possible into the earliest months of the year.
Leaving a job, whether you’re retiring, changing careers, or simply moving on, often comes with one big financial question: What should you do with your 401(k)? This decision matters more than most pe...
This post is follow-up to our post of December 22, 2024 and will again highlight the benefits of using the Actuaries Longevity Illustrator (ALI) to help you develop reasonable lifetime planning period...
Roth conversions can save thousands in taxes, but they can also trigger Medicare IRMAA surcharges that quietly add up to more than $5,000 a year. Most retirees never see it coming, because the rules f...
It’s shot up from $8 to $460 in just three years! The post Is Carvana’s 5,000% Ride Over? appeared first on Wealthy Retirement.
A new study released by the Nationwide Retirement Institute reveals that for many Gen Xers retirement has arrived faster than expected. The big picture: Despite being close to their retirement years, ...
Manulife John Hancock Retirement published its Financial Resilience and Longevity Report that offers insights into retirement preparedness to help individuals across generations approach their retirem...
The Transamerica Center for Retirement Studies published a report that examines the health and well-being, retirement preparedness and other life priorities of the American middle-class. By the number...
Larry and Barbara Cook thought they were helping government agents. In the end, they found themselves victims of tax and Medicare gotchas, as well as the scammers.
I’m in a cash crunch, and it doesn’t feel good. After buying my house in 2023 and living paycheck to paycheck for six months, I promised myself I would never return to this state. Yet here I am. Part ...
Explore real life retirement lessons from everyday people and uncover practical insights to shape a more confident, meaningful retirement. The post Real Life Retirement Lessons From People Who Chose (...
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event. The post A Guide to Managing Sudden Wealth: Key Financial Co...
Here are 16 tips to help you stay financially stable following a divorce after 50. Get the information you need. The post Divorce After 50: How to Be Sure that “Gray Divorce” Doesn’t Ruin Your Retirem...
The biggest profits are rarely made where the crowd is already looking. The post The AI Question People Aren’t Asking appeared first on Wealthy Retirement.
It seems I’ve been in a bit of a funk. Aside from watching all that is good and decent in America being crushed by soulless rat bastards, my traitorous left shoulder joined the party, and all things c...
Invest time and money now for an early warning system, to help prevent or mitigate serious conditions down the road and save time and money over your lifetime.
Stop trying to become an influencer. Here is the simple, low-tech way to build an online asset without performing for an algorithm.
After enactment of the Social Security Reform Act of 1983, Social Security actuaries determined OASDI’s (Social Security’s or the system’s) long-range actuarial balance (LRAB) to be .02%, meaning that...
What if the biggest obstacle to a joyful retirement isn't your money — but the belief that you never have enough of it? In this episode, we discuss: Why "having enough" is both a financial and emotion...
This week’s mixtape: buried creativity, the return of builders, the midlife pivot and Brett Michaels sweaty t-shirts
Stop trading time for money. Here is how to use AI and Beehiiv to build a digital asset without dancing on TikTok.
It looks like an “eggcellent” option for dividend investors... The post Is Cal-Maine’s 10% Yield About to Go Splat? appeared first on Wealthy Retirement.
In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).
Recently, I’ve been experiencing a bout of financial hopelessness that’s been surprisingly hard to shake. Rationally, I know I’ll be OK, but mentally, I’m stuck in this negative loop. It started after...
Thinking about moving abroad? You’ve come to the right place. International Living just released a new report that highlights the best countries to live in for 2026.
I find myself saying this out loud or to myself more and more lately. The aches and pains—minor at this point, thank goodness—and occasional loss of the exact word I’m looking for aside, being olde...
With 2025 coming to an end, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, 2019, 2...
Many years ago, in that world of work I invariably wore black. Dull, sombre coloured suits with white blouses and heeled shoes were viewed as appropriate attire for both office and court room. I think...
Understanding the average and median 401(k) balance by age helps you see where you really stand. Vanguard’s data shows a wide gap between the average balance of $148,153 and the median of $38,176, rev...
Today, I'm thrilled to welcome Fritz Gilbert back for his second appearance on the podcast. Fritz is an award-winning blogger and author of The Retirement Manifesto, one of the most influential retire...
With talk of bubbles, corrections, and overvaluation dominating the headlines, we unpack how you can stay confident, stay invested, and stay sane when markets feel anything but predictable. In this ep...
Jeremy Keil explores 7 money moves you can consider before the new year to lower your taxes and keep more of your money in retirement. Every December, people scramble to finish holiday shopping, trave...
In this episode, Roger Whitney, a retirement planner with 30 years of experience, breaks down annual gifting limits and year-end planning. He shares practical strategies for giving that make a real im...
Steve spent more than two decades building video games, working with a team that felt more like family than coworkers. By all measures, he loved his work. But a heart attack in 2021 changed everything...
Most retirement advice quietly assumes you have a partner: two incomes, two Social Security checks, someone to split expenses with, someone to catch the slack if something goes wrong. But for singles,...
Retiring at 50 sounds bold, almost unthinkable for most people, but for Kent, it was the only decision that made sense once life, loss, and perspective pushed everything into focus. In this conversati...
Oh.What.Fun Film Review by Darrell Griffin, Pres PureAudacity.com Oh.What.Fun. is a holiday comedy that hilariously reveals the invisible labor of moms. Darrell Griffin, President of PureAudacity.com,...
Far too many investors are just throwing money away... The post My Friend’s $250,000 Mistake appeared first on Wealthy Retirement.
Here are often overlooked aspects of health and longevity in retirement that are backed by research.