Curated articles and podcasts from trusted financial experts and real retirees.
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A listener asks about a spendthrift trust for his adult "airhead" granddaughter. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through thei...
More people are using AI tools every day to ask questions, solve problems, and even talk through personal decisions. But many users make one dangerous assumption: that their conversations are complete...
Advances in predictive medicine are starting to raise a fascinating question: what if we could estimate our longevity with much greater accuracy? New blood tests and biomarkers are being developed tha...
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Gen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
A proposed Labor Department rule could ease the path for alternative investments in 401(k)s, but advisors may face new due diligence and communication challenges.
From JL: Turns out you can still travel, even with a kid. Who knew? Certainly not their detractors. For years they confidently said, “You can only travel as you do, and be FIRE’d, because you don’t ha...
Photo by Gabriel Meinert The subject of spending seems to be getting a lot of attention of late in and around the financial independence (FI) community. The issue seems to be that those pursuing FI ar...
We asked a wealth planner if borrowing from a 401(k) will throw a retirement plan off course. The answer may surprise you.
The Social Security provisional income threshold can create a "tax torpedo" for disciplined savers, raising your effective marginal tax rate to 40.7% or more.
Increasing longevity means you could outlive the money you've saved for retirement. Social Security may not bridge the gap, but an income annuity could help.
New login rules at Medicare.gov can cause problems.
Brigadier General Michael Meese details the critical decisions military families must make before retirement. Transitioning into retirement is a major life change for anyone. But for military families...
We're making a big change in our lives. Here are all the reasons why we're packing up and moving on to somewhere else. The post We Moved to California! appeared first on The White Coat Investor - Inve...
Joe Anderson, CFP® and Big Al Clopine, CPA spitball on how to build your own retirement AND support your kids financially, today on Your Money, Your Wealth® podcast number 575. "Lloyd and Diane" in Mo...
Back in December I got on an airplane, something I try hard not to do these days, and flew to New York. The flights, both going and returning, were delayed of course. What would prompt such rash behav...
Explore how meaningful travel experiences, storytelling, and thoughtful planning can enhance your retirement journey. In this episode, Roger answers listener questions on managing retirement accounts,...
Most people think retirement begins the day they turn in their notice. In reality, retirement begins much earlier than that. It begins the moment you stop depending on your employer for everything. In...
“Only live off the dividends. Never touch the principal.” It sounds responsible. It feels safe. It may be one of the riskiest retirement strategies out there. In this episode, James breaks down why bu...
Everyone thinks retirement is a permanent vacation. For the first few months, it might feel that way. Then something shifts. The novelty fades. Tuesdays start to feel like Saturdays. The structure tha...
Photo by siamak poorjam on Unsplash Sometimes we do things that seem minor to us but somehow create a stir in others. So it seems with a couple of, to me, minor adjustments I recently made to the Coll...
Even with our solid nest egg, it's not clear if we should self-insure or buy long-term care insurance.
What you pay for financial advice is secondary to the true value you receive, which is why the structure of your financial professional's compensation matters.
"Your Retirement Sketchbook" focuses on the hardest part of retirement planning — figuring out what your retirement life will look like.
From municipal bonds to Roth conversions — take our quiz to find out if you know which income streams push you into higher Medicare brackets.
“The 1%” sounds like an abstraction. It’s something economists argue about on cable news. But if you’re a physician, you ... Read more
Why going back to work after 60 is as much mental as it is practical, and often exactly what you need most.
Once you pay all your monthly bills, how much money do you need, to be comfortable till the end of the month. This doesn't include cost of a vacation or special occasion. And what has been your bigges...
In my portfolio, I use a small value tilt—an overweighting toward stocks that are small and value-oriented. Is that still a good idea? The post Why the Small Value Tilt Works: A Psychological Perspect...
Women who gain financial autonomy in later life may be pressured to make quick decisions. Instead, take the time to grow a fruitful new relationship with money.
The Labor Dept. proposed a change that would make it easier for workplace retirement plans to include alternative investments like private credit and crypto.
For retirees seeking less risky savings options, here are a few recommendations based on your preferences.
When you have a child with a disability, your money has to last twice as long. Here is the blueprint for a century of financial security.
When it comes to retirement (and cake), people have their own preferences. Instead of trying to fit into a predetermined box, consider a personalized approach.
Doctors spend a decade in training to earn a high income…only to turn around and spend the next three decades ... Read more
When you die, your 401(k) only passes to the named beneficiary. Spouses can roll the account into their own IRA, but most non-spouse beneficiaries must withdraw the funds within 10 years, which can tr...
Here's how overpayments to Medicare Advantage plans are driving up Part B costs for every Medicare beneficiary.
Outliving your money is the real risk. Learn how longevity can quietly derail even the most well planned retirement strategy.
I recently had a somewhat painful international travel experience. And it made me start thinking about the costs of private jet travel. The post The Calculus Behind Private Jet Services (Should You Bu...
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Having a pet can add to the joys of retirement, but it is best to plan carefully.
I'm disappointed my son can't go to Greece with us, but we can't reschedule. I want him to feel we are treating him fairly.
As many people live longer, inheritances have shifted from life-changing events to late-in-life supplements. The timing of an inheritance is crucial.
If your adviser isn't crunching all the numbers and showing you a complete picture (in writing), then you might need to find one who will.
Hi everyone! My husband and I were having a fun conversation about what to do with our RMD dollars when they start coming in (we are 5 years out so it’s just a fun question, not advice). We both love ...
Radiology is a field optimized for human replacement, where digital inputs, pattern recognition tasks, and clear benchmarks predominate. If the ... Read more
What will you have: benefit cuts or tax hikes? Maybe a little of each. Here is what six potential solutions to the system’s bankruptcy would do to you.
Living longer is the biggest retirement risk for most investors. If your retirement plan doesn't extend to your mid-90s and beyond, this is what you need to do.
Rollover IRAs can end up stuck in cash, while abandoned 401(k)s can be parked in a cash-like Safe Harbor IRA. Here's how to put your money back to work.
What are Passive Income Generators (PIGs) and Passive Activity Losses (PALs), and how do they interact with each other on your tax bill? The post Using Passive Income Generators (PIGs) to Offset Passi...