Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 15128
Since Portugal's Golden Visa has come to an end, I was thinking of retiring there instead. My question is it possible to buy residential real estate using my retirement fund (e.g., 401k, IRA, etc.)? W...
In retirement, each source of income has its own set of tax rules. You may need to set up withholding and quarterly payments. Here are the tax rules that apply....
Friday night is our witching hour, beginning with craft cocktails with freshly squeezed grapefruit juice, Japanese plum wine, Sake, and tequila. The drink, O-REN Ishii, is named after the female assas...
submitted by /u/totemp0le[visit reddit] [comments]...
Although I do several things, the single most important one to me is healthy eating choices. It's true you need good nutritious food to keep your body fit, but the nutrition you gain from good food al...
The previous post Opt Out of Underpayment Penalty in TurboTax covered how TurboTax calculates an underpayment penalty that the IRS may not actually assess. You have to take an extra step to decline th...
In this article, we answer: $60,000 A Year Is How Much An Hour? In today’s economy, it’s not uncommon for people to wonder how much their salary equates to in hourly pay. Knowing your hour...
The labor market is still going strong overall, but communities of color still struggle with higher and, in some instances, worsening unemployment. Further economic pain can quickly spread amid politi...
Early in retirement is when you are most likely to have the three necessary elements going for you at the same time — money, health and time....
Im hoping to get some clarity on deciding. The usual advice i see is if you think youll be in higher tax bracket in retirement then go roth, if same tax bracket it doesn't matter and if lower tax brac...
I have made an informal study of my widowed mother in law (funeral was yesterday - she was 93) and my own parents (dad and mom/ 88 - dad died last October) and compare their retirement years for my ow...
My understanding is I can earn up to $21,240 this year without any impact on my SS benefits. Is this true or did I miss something? submitted by /u/mrcanard[visit reddit] [comments]...
Hi everyone. I have approximately 53k in student loans that I want to pay off. It’s like a black cloud over me. My company contributes 10% of my pay to my 403b~ $176 per paycheck while I contrib...
I'm 33 years old and just recently started saving for retirement. Maxed out my Roth IRA last year( put it all into VOO on vanguard) and will max it out again this year, but I have no 401k at my job an...
I wrote this tounge in cheek essay for an ezine around 2005 or so. Enjoy! Knowledge is irrelevant to the mystic. The true mystic strives for something greater than knowledge. Knowledge is but the logi...
[Editor's Note: The vast majority of the world’s millionaires have created wealth by investing in real estate. The White Coat Investor wants to show you how that’s possible for you. That&r...
If you want to lower your taxes, it’s important to have more than a vague understanding of how our tax ... Read more...
March 10, 2023 After seven years of blogging in the personal finance and FIRE community, I realize that there’s one type of post I’ve always avoided: How to explain FIRE to a complete newb...
The new legislation requires employers to automatically enroll employees in retirement plans like 401(k)s. What are the benefits and drawbacks?...
Wage growth adjusted for inflation is the lowest in over 60 years....
Sadly, Silicon Valley Bank (SVB, $SIVB), the 16th largest bank in America at the end of 2022, experienced a bank run. Now the contagion has spread to other regional banks such as First Republic Bank, ...
The Administration's Greenbook budget proposal includes broad, invasive and harsh reporting requirements for most trusts....
Depression and isolation are common problems in aging, made worse by the aftermath of the pandemic. Getting help can change lives. Treatment is usually very effective for elders....
I retired from the military a few years ago. Both wife and I are stay at home parents. I’ve been working in several startup. How many of you who retired young, don’t have to work if you do...
In a post written almost nine years ago, I asked for your feedback on the validity of the so-called American Dream. That was a few years into the Tea Party movement and the economic recovery after the...
Although age brings wisdom, one in nine Americans 64 and older still don’t have life figured out, according to new research. A survey of 2,000 Americans 64 and older dispelled the idea that olde...
My dad is retired now and he and my mom would like to move to be closer to my family. They have a nice house that is paid off that they will be selling, it’s in a pretty desirable area, so we ar...
April 15th, that dreadful tax day is fast approaching. But it doesn’t have to be stressful. In previous years, I’d be going over our accounts and entering the numbers into H&R Block by...
Yesterday, French workers amped up their protest over President Macron’s proposal to cut pensions by raising the retirement age from 62 to 64....
Today, we interview a doc who shares his experience of navigating a lawsuit. While he keeps the details of the case private, he shares what he learned through this long and arduous several-year proces...
President Biden wants to increase the capital gains tax rate and the Medicare tax rate to have wealthy people pay a “fairer” share of taxes....
Is inflation scrambling your nest egg? Fortunately, there's still time to add inflation-resistant investments to your portfolio. A good mix of asset classes can smooth out your volatility, both for th...
Want to get rich? Then you should just keep buying a diverse set of income producing assets. While this advice sounds easy enough, the hard part comes when deciding what kind of income-producing asset...
Running fast to slow down. It seems an oxymoron, but it’s a reality that many of us face at various seasons in our life. Seasons such as… …cramming for Final Exams to enjoy the sum...
I would appreciate some advice concerning the timing of my Social Security payments, and how that interacts with ACA subsidy payments. I am 60. I will turn 65 in August of 2027. I have an ACA plan. Du...
I'm hoping I can get some insight on how to handle this. I was a Connecticut teacher for 6 years, so have accumulated a bit of retirement through the CT Teachers Retirement Board (TRB). Just last year...
Hypothetically, if you had a pension that you were given early in life (20+ years before normal retirement) that covered 90-100% of your expenses, would you retire early and reduce your expenses? Edit...
COVID has moved from a central place in our lives to a risk that, while still important to heed, has moved out of the foreground. One thing we will not forget, however, is COVID’s toll on nursin...
Link to the full article (3 min read)Short-term rates are closing in at 5%, making the yields more appealing to investors who have been forced to take on risk. There’s no way to know for sure wh...
At the time I did not know I could cash out my retirement just curious if anyone would know if I would still be able to now? Or would it be gone at this point? Thanks submitted by /u/AdMundane8697[vis...
I spent the summer of 1996 tending the 13th street beach stand just off the boardwalk in Ocean City, MD. Beachgoers came to me for rentable beach chairs, umbrellas, and bodyboards. On a good day, I&rs...
I was hoping to retire this year, but the media's daily dose of FUD is giving me doubts. I need to read some retirement articles (hopefully somewhat recent) to help convince me that the world is not o...
Loneliness boosts risk for many health problems, and can even contribute to an early death. Many people find it hard to reach out to make new friends, but there are strategies that can help.......
Retiring early is one of the most common goals I see from our generation. It's an awesome idea to want to be work optional at an early age, but it also...
I love the idea of convergence — those rare times when multiple stories about very different issues seem to all land on the same “Grand Truth,” albeit from very different perspectives. Yester...
The tax-now Roth IRA will increase in popularity over the coming years. Let me explain why. When Congress passed the Tax Cut and Jobs Act (TJCA) of 2017, it inaugurated an eight-year period of the low...
Biden’s package, which the White House previewed yesterday, combines cost savings with tax increases....
New research from Vanguard details how a retire-and-relocate strategy can add to your savings, but it’s not a strategy that works for everyone....
Okay, so this may seem like a silly question, but consider me completely uninformed regarding retirement and cash flow. I will provide a little bit of my situation for context. I am 52 and married. Th...