Curated articles and podcasts from trusted financial experts and real retirees.
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Please explain. My husband is a recently retired postal employee and we are confused if we can take out large amount out of 401k and not lose his pension? He says he can only make $22,000 a year now t...
I just can’t do it. 9 years here in Washington state, and I have not adjusted to the grey days for these incredibly long stretches of time. It’s beautiful here, don’t get me wrong. M...
Hiya, I hate me sometimes. I thought I did the research, but with all "this and that" this year, I dropped the ball. The sales staff said everything was covered. But, I should have looked so much clos...
Managing your own investments can be intimidating, but the right tools can make it a more enjoyable experience. Among Canadian investors, one of the most popular online investing platforms is Wealthsi...
I officially retired at the age of sixty-one in the summer of 2021 after a rewarding career of four decades. ... Read more...
In today’s ever-evolving real estate landscape, investors are met with a mix of optimism and skepticism. There’s no denying the ... Read more...
If you haven’t done this yet, do it as part of your retirement planning! You aren’t going to be alive and well forever. Yeah, I know thinking about this is a bummer. You and your spouse/pa...
Jobs Report Reflects UAW Strike And 5.4% Real Wage Loss Since January 2021. Hourly wages are up as workers slowly get wage increases to make up for inflation....
The holiday season is here. This post was contributed to Leisure Freak by Jim McKinley, a retired banker and the creator of Money With Jim. Having fun while staying on seasonal financial track is a wi...
– The thing that drew me to early retirement is freedom, and that’s still the best part of it. Back in 2005, the primary reason for this freedom-seeking was being able to devote my best ho...
Don’t get trapped by binary thinking in retirement planning. Creativity helps you find the balance between living a great life today and planning for tomorrow....
Hourly wages are up as workers slowly get wage increases to make up for inflation....
The insurance broker sent us an estimate of policy cost and maximum benefits. I asked for information on price increases over the past several years so that I could get a feel for what to expect. He t...
It's time for another discussion of common retirement questions. Listen in on our conversation as we delve into another round of questions that often come up when thinking about retirement and plannin...
We have owned our house for ~28 years and it's all paid for like it says in the title. The house is way too big for the two of us and it's a lot of upkeep. I would like to sell it and buy a smaller ho...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
As a real estate investor since 2003, I've been disappointed by the real estate buying and selling process for a long time. While transaction costs have declined to zero or near zero for every industr...
The stock market has its stomach-churning moments. Dedicating a portion of your portfolio to investing outside of the stock market can help put your mind at ease when the market gets inevitably uncomf...
NAGDCA and Savvy Advisors appoint new leadership, JULY receives a CEFEX certification, and more...
Among the many new alterations to the federal student aid application include the removal of…...
Additionally, close to one-third believe the economy will drop to a recession if their…...
Mesirow's corporate retirement advisory service business works with over 350 plans and holds…...
IRA limit also gets $500 boost while catch-up contribution limit remains the same...
I am 60 and single. This may sound dumb but I am just realizing what an absolute windfall my job is at this time of my life despite the fact that I have to live where I don't want to be. I really shou...
I will reach FRA in April, 2025. I plan on taking SS early, in Jan, 2024. I am still working and I understand that if I earn over the approx 22K amount, I will be subject to the $1 reduction per $2 ea...
Hello, long time reader, first time poster in this forum! In a nutshell my questions are: Did people with a desk job see a significant change in their pain after retirement? How long did it take thing...
Boston’s years-long struggle to deal with the homeless encampment of tents and an open-air drug market near what city residents call “Mass and Cass” – the intersection of Massa...
The National Association of Business Economists mid-October reported falling sales and fewer incidences of rising sales since July....
BCBS FEHP has decided to opt out individuals who have BCBS Medicare A and B from their prescription drug program without their permission. This includes only the disable and elderly who are on Medicar...
My company/401k investment firm only allows 50% of my wages to be deducted. This level of deduction does not allow me to max out my over 50 additional $7500. I believe this is form of age decimation? ...
For those on this board doing the countdown to retirement, how much longer do you have? How old will you be? Also, do you think you will call it quits then or work a little bit longer, at least part-t...
My daughter is about to get married again and she is asking me to help with the wedding. I don't mind doing it again but her fiance was asking about whether we could take out a reverse mortgage. He sa...
I will be retiring with generous pension, paid in social security for 40 years full time. I’m told they will tax my SS benefit about 85%. I’m holding off applying until I know for sure. I ...
I’m not in this boat, but I know a bunch of you are out there. Is it easier to be flexible in what to do and what time to do it? Are you doing conventional dinner+ dates, or are you doing unusua...
First public look at controversial new rulemaking comes after White House event at 3:30 p.m.…...
President Biden will speak about the rule from the White House at 3:30; new proposal applies…...
President focused on retirement security during White House remarks Tuesday; Insured…...
The investment manager is introducing multiple CITs at a time when more employers indicate…...
More Americans are resorting to 401(k) hardship withdrawals for income, signaling financial distress in on the rise. But what are driving forces and future indications?...
The American Federation of Government Employees calls the reduced raise a "diet COLA."...
There are a lot of DIYers out there. If you are one of them, you need to make sure you have your own WRITTEN financial plan. I have yet to meet anyone who really does. Many people have told me this is...
The Internal Revenue Service announced today that the amount individuals can contribute to their 401(k) plans in 2024 has increased to $23,000, up from $22,500 for 2023....
More Americans are resorting to 401(k) hardship withdrawals for income, signaling financial distress is on the rise. But what are the driving forces and future indications?...
This can happen whether you have a stand-alone Part D drug plan or a Medicare Advantage plan that includes drug coverage....
One of the largest RIAs in the country is adding another purchase to its hot streak of acquisitions, which included the former United Capital from Goldman Sachs....
Look at the practicalities associated with saving and retiring early before setting up a plan....
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Google Podcasts” or read below for 3 Medicare Decisions to Protect Your Heal...
Bonds are a ubiquitous part of a balanced portfolio and in recent years bond funds have become even more attractive to many investors. However, due to rising interest rates, bond funds are now losing ...
I have a non-Roth Fidelity IRA which I started in 2005 that is comprised of 6 mutual funds. One of those, a now-closed fund managed by Baron Partners, has had tremendous growth over the years - as of ...
If you’re wondering if you should stop funding your 401(k) because you’re having a hard time making ends meet or are nervous about the economy, you aren’t alone. A 2023 CNBC Your Mon...