Curated articles and podcasts from trusted financial experts and real retirees.
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I'm 62, and will be "retired" fully within the year (10 more months). My hubby is 53 and will likely retire in a couple years. What bothers both of us is that we feel the word 'retirement' has such a ...
When I was working full-time, and putting away money into my retirement plans and after-tax accounts, I could always put a smiley-face on long-term market declines by thinking of those times as "buyin...
As you’re getting closer to approaching your retirement, the last five years before you retire take on incredible importance in ... Read more...
High-tax states try to tax residents who moved to lower-tax states....
There are 46 million foreign-born people in the United States, creating a new, diverse market for financial services, employers, and financial professionals to discover....
“We’re going to need to see a Japanese tax return.” “You want a what?!?” I sputtered. There are lots of things FIRECracker and I pictured when we started down the path of...
I admit it – I’m a boring guy when it comes to my investment portfolio. Over the years, low-cost broad-based index funds now make up over 77% of our investment portfolio. REITs and bond fu...
I wrote in a previous post Our Experience in Building a Home Over Buying an Existing Home that I built a new home. By coincidence, the final all-in cost of this new home came to about the same as the ...
Whether you’ve lost your job or plan on changing jobs in the near future, there are common 401(k) rollover mistakes you need to be aware of. Ignore these, and a rollover could take a chunk out o...
Contrary to popular belief, the Federal Reserve does not exert complete control over mortgage rates. Instead, it influences them, with the bond market determining the subsequent course of action. The ...
Aging takes its toll, and can threaten independence. Help can become an essential tool to allow elders to remain at home. This is a real-life example for one elder....
Did you know about 50% of Americans have a side hustle? That’s a staggering statistic, but not entirely surprising given the high cost of living. Many families are having a hard time paying the ...
Thebrief’skey findings are: Writing a will ensures a person’s wealth goes to intended recipients, preventing major assets like a house from being split up among many heirs. Yet many people...
The recession that economists predicted has never materialized. Unemployment has been under 4 percent for more than two years, a low more characteristic of the go-go 1960s than modern times. But altho...
AI companions are more than just machines. Imagine a world where the elderly, who might spend hours or days without human contact, have a companion that listens, learns.....
I can't stand it. I lost $2k last week due to stock market volatility. I understand that a 401k is a long term investment, or you make more conservative choices. Screw that! I can put my money in the ...
So far it's been great. Work was never my life so I don't miss it. I didn't have friends so I don't miss them. My wife is the only person I talk to on a regular basis. No debt, modest home paid for, L...
So you won the lottery - congratulations! After you celebrate, should you rip off the band-aid and convert the entire lump sum payment to a Roth IRA? That’s today on Your Money, Your Wealth®...
Tesla’s earnings come out later today. I’m publishing this now so I’m not biased. I’ll probably add an update to the end after the earnings call. Tesla sales have not been goin...
Pets can be expensive in retirement, not retired yet, 8 more months. We have have 4 pets 2 dogs and two cats. One cat is diabetic so we have the insulin cost every 3 months. We have pet insurance on b...
Hi: I retired in 2022 and was charged a part D monthly adjustment in 2022 for high income reported on 2020 tax return filed in April 2021. May I file for a refund based on 2022 income? If so do I use ...
I am 64 but have not filed for SSI. My wife is also 64 but already filed for SSI when she was 63. My benefit will be significantly higher than hers. My question is does the benefit for her as a surviv...
A friend and I were just talking about this this morning. It feels to both of us that having an outlet for usefulness is important, or otherwise we get the feeling that we've become useless, invisible...
Whether you love or hate him – it’s hard to argue against Elon Musk’s criticism of the controversial ESG (Environmental, ... Read more...
An interview with a financial adviser about the financial steps widows should take....
Waiting until 70 to file for Social Security benefits comes with a higher check, but there could be financial consequences to consider for you and your family....
Students have always faced and continue to face various challenges. This is not surprising, because they have started a new stage of their lives. An independent stage. Often, it is a lack of time and ...
If you’re a wordsmith looking to turn your passion for writing into profit, you’re in the right place. While starting a freelance writing hustle can be overwhelming, we’ve simplified...
Nursing facilities that receive federal funding through Medicare and Medicaid (effectively all of them) will have to employ enough staff to provide at least 3.48 hours......
Today, I bring you a guest post from a couple of nomadic retirees, Tom Swan and Georganna Hawley. They’ve been living a nomadic lifestyle for about two and a half years and have no plans for sto...
Photography is often viewed as a simple act of pressing a shutter button. But why do some people create genuine masterpieces from everyday scenes while others capture average snapshots? It's because p...
The program pairs people over 50 and typically retired with younger students who need to catch up on reading. Tutors typically spend two 30-minute sessions with students per week and are trained by AA...
What to know about selling your home in order to downsize in your retired years....
Retirees who explore new interests and have an active social life are more likely to find joy — and even greatness — in the newfound freedom of retirement....
How our life ends isn’t always up to us, but that question too often must be answered by loved ones and health care workers who don’t know what we would want....
Fidelity retirement specialist is telling me that I could take a portion of my 401(k) money and put it in what is called an anchor strategy. He is proposing an annuity for three years. The goal would ...
The Sunday Best is a collection of articles I’ve curated from the furthest reaches of the internet for your reading ... Read more...
The antiquated argument that personal finance should be taught at home simply looks silly in 2024....
Certain benefits are guaranteed if your pension plan fails....
My professor is retiring after this semester and he made such an impact on my life, I was wondering what would be a fitting gift? We have a great relationship where we banter and I show up to a class ...
We are considering/planning to move after I retire next year. We've already been taking week-long vacations in various potential places, but after the last two, I'm beginning to wonder if that is real...
I love r/retirement. The ideas and different views that I have read are an unbelievable wealth of knowledge. I am 47 & starting to look to the future more closely now. I am retired from the milita...
Am I wrong in thinking our/my retirement will be financially ok? I see people mention massive (to me) amounts in their retirememt/savings accounts. My partner retired almost 2 years ago, and I've deci...
I was talking to my friend and FI Blogfather, JL Collins recently and he made a thoughtful point. We were talking about money and happiness and he told me that it’s silly that people think they&...
What volunteering gig has given you the most rewarding social connections? Or intellectual satisfaction? When folks (like me) mention that they are bored and lonely in retirement, it's very common for...
In two months, I will hit my 3-year mark of retirement. I officially retired at the age of sixty-onein the ... Read more...
Men, who tend to die earlier than women, spend their time in retirement grappling with intensifying mental health issues and often find themselves with few friends or relationships outside their immed...
Don’t be swayed by scary headlines. Learn about the reality of Social Security’s financial status and act to protect your retirement....
Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly....
Joe is planning for retirement and wants to minimize his tax burden, especially on the interest earned from his three annuities. James explains that non-qualified annuities are purchased with post-tax...