Curated articles and podcasts from trusted financial experts and real retirees.
Showing 50 results of 14301
It was my turn to lead our monthly Retirement Mastermind meeting. I decided to challenge the members with a question. “How do you find joy in life?” The answers were brilliant. So brillian...
Im 56 have $490k in a Roth, $60k in Traditional IRA will collect $1299 in pension in 10 years with an estimated $3900 a month in SS in 10 years. $75k in savings. Can I retire in 10, or will I have to ...
I kicked off the holiday season at Thanksgiving with my family. In the United States we celebrate on the fourth Thursday in November. This year I felt especially grateful for my life and those sharing...
Here's a look at the year's average 401(k) balances, market trends, savings rates and asset-class performance....
The Evolution of Home Design in Land Lease Communities The landscape of Land Lease communities has undergone a remarkable transformation, particularly in the realm of home design. Gone are the days of...
I never realized I was going through a real midlife crisis until recently. I'm in my 50s (not yet 59 as the group requests but not too far off) and I just lost a parent. It's been mainly me and my par...
Social Security beneficiaries are getting a raise, and the COLA (cost of living adjustment) for 2024 is 3.2%....
Pessimism about Social Security appears to have peaked a decade ago....
In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or...
Abstract In most disability insurance programs, beneficiaries lose some or all of their benefits if they earn above an earnings threshold. While intended to screen out applicants with high remaining w...
Check out Jeremy’s latest podcast on retirement planning by listening on “Apple Podcasts” or “Spotify Podcasts” or read below for How to Improve Your Relationship With Yo...
Have you ever wondered how the subjects from our Retirement Plan Live series are doing now? Did everything turn out okay for them? Find out how Emma (from 2019 RPL) is doing on this episode of Retirem...
With 2023 coming to a close, it’s time for my annual tradition of gathering my favorite investment writing of the year. I started this tradition in 2017, and have continued it ever since (2018, ...
Found a fascinating article about eating for longevity here: https://www.marketwatch.com/story/at-65-i-thought-i-could-eat-whatever-i-wanteduntil-i-woke-up-in-an-icu-7ca9906a?mod=home-page ​ Thi...
Joining us to discuss IBM's DB Plan and its wider implications within the retirement…...
Americans worry advisors will try to sell them products or judge them...
Industry leader George Fraser and his team will continue their existing roles and combine…...
Care Connector recently celebrated its 10th anniversary through announcing the appointment of Kim Sutton as Holistic Nursing Solutions (HNS) chief executive officer. Kim will head parent company Care ...
Hello community! In support of being a resource for retirement - today is the second edition of Wiki Wednesday. These posts highlight an item in the r/retirement wiki located on the sidebar/ about/ co...
The first state will be joining the Partnership for Dignified Retirement, which includes…...
Tom Hawkins explains how auto portability expressly addresses the needs of small-balance…...
Across all industries, half of workers have less than $100,000 saved for retirement, Human…...
While recent data from Charles Schwab shows a dip among SDBAs in Q3 2023, year-over-year…...
Faced with competing priorities and little help, Gen Xers aren't sure they'll achieve their…...
“Don’t hire a financial advisor, it’s expensive” I see posts like this all the time But… what if the mistakes you make are way, way more costly than the advisor? Sure, I...
For obvious reasons, people who do physically demanding work are prone to injuring themselves on the job and are more likely than office workers to apply for federal disability benefits. But is techno...
If you want to retire early but don’t have enough financial resources, you can still turn retirement fantasies into reality by applying creative design principles....
VUG and QQQ are two ETFs highly concentrated in three sectors, with the largest information technology sector for both. VUG ... Read more...
Steady earned the following reviews: 4.6 Stars on the Apple App Store (21,000 reviews) 3.8 Stars on TrustPilot (2,700 reviews) 4.0 Stars on the Google Play Store (39,000 reviews) 3.7 Stars on Think Sa...
By Dr. Jim Dahle, WCI Founder I find it fascinating and a bit nonsensical to see so many articles out there arguing that US doctors are overpaid. Usually, this shows up in an article talking about how...
James addresses a listener's question regarding Social Security strategies in retirement. Sasha, aged 59, seeks advice on when to start collecting Social Security, considering her husband's benefits a...
Today’s guest post is from David, a long time blog reader. He retired early at age 52. In the five years since, he has lived exclusively off of his investments while leading an adventurous lifes...
Do financial advisors have some secret blood handshake that they’ll all claim they can get you 8 percent returns, but then tell their clients they can only withdraw 4 percent in retirement? That...
How unusual is a 10-percent 401(k) contribution – with no required employee contribution? A reporter asked recently what I thought of the new 401(k) contribution rate in the United Auto Workers ...
It’s one of the most critical questions facing aging Americans: Where to live as you get older, and may require more care? Many might imagine living in a nursing home. But an analysis of census ...
Some retired folks I know threw the switch to sell the house and buy and RV and live the mobile life. I also know some that did that for about five years and then gave that up and resettled in a perma...
Episode 437: Layoffs at smaller companies appear to be on the rise. That’s good and bad news. Sign up for free ALERTs & Market Commentary at: https://www.investablewealth.com/subscribe/ &mda...
House rich, cash pooris when you have a lot of equity in your house but not a lot of cash. For whatever reason, a homeowner has untapped equity in their property but is unwilling or unable to withdraw...
By Dr. Charles Patterson, WCI Columnist Readers of The White Coat Investor know that the theme and general audience tend to favor a long-term, low-cost, tax-efficient approach to portfolio constructio...
It’s time for another reader case! This one is about how no matter how carefully you plan your path to FI, sometimes things come along unexpectedly and derail you. Kind of like parenting actuall...
Photo credit: diedoe If the beneficiary of an inherited IRA dies before exhausting the inherited IRA or qualified retirement plan (QRP) through distributions, how are the ongoing distributions to be h...
I am 63 and have been living in Seattle for 30 yrs. I will be retiring in the next few years and don’t want to stay in a big city. Both of my kids live in Massachusetts and my entire family is o...
Another special encore episode just in time for year end. Managing taxes in retirement may have a greater impact than any other single cost-saving measure you take. Today, we're replaying our epsiode ...
In prior posts, we discussed possible assumptions used by life insurance company actuaries in pricing single premium immediate life annuities (SPIAs). In those posts, we provided implied discount rate...
If you are planning on retiring before age 65, there is no doubt that you have had this question. What do you do about health insurance? In the United States, the health insurance landscape is ever-ch...
The Secure Act 2.0 is bringing numerous changes to your 401(k) in 2024. The 2022 legislation had over 90 provisions in it that encourage more people to save for retirement and to help grow their retir...
Understand how Social Security payments are adjusted for inflation and think about your taxes for the coming year....
The Sunday Bestis a collection of articles I’ve curated from the furthest reaches of the internet for your reading pleasure. ... Read more...
Are you familiar with Investopedia? If you’re reading Retire by 40 and other personal finance blogs, you probably know about them. I regularly visit Investopedia to check economic news and resea...
Hello, I am glad to have found this thread. After working for 30 plus years in the finance industry, I'm finding retirement to be an interesting adjustment. I've always operated on a very regimented s...