Curated articles and podcasts from trusted financial experts and real retirees.
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All the right attitude and technique in the world won’t get you one step closer to your goals if you don’t act....
Know how to navigate the IRS regs to capture the tax credits under the Inflation Reduction Act....
To avoid lying awake at night once you’re retired, consider having these strategies in place before you take the plunge....
Fitness is an integral part of a healthy lifestyle. We need to exercise to stay healthy. However, life often gets in the way. Most of us are busy with work, kids, chores, social gatherings, side hustl...
Is your portfolio positioned to win the financial “Triple Crown”? It's that time of year when the Kentucky Derby and horse racing enters the national conversation. On this episode we draw ...
My life has been filled with rejections, and I've finally come to embrace rejection as a natural part of life. To me, being rejected is akin to the urgent need to visit the bathroom after indulging in...
After I left the Navy I started working and putting money in a pre-tax 401k. About a year ago I decided to shift my contributions to a Roth 401k. But still about 90% of my 401k is pre tax. I wish I ha...
Snowbird wannabe here. I am hoping for suggestions from active snowbirds who take their pets with them and have experience renting pet friendly accommodations. I have two small dogs that have to come ...
Fintech software companies offer solutions such as digital banking, data analytics, and expense management solutions to the financial sector. Partnering with a fintech software company gives you many ...
The FTC recently prohibited non-competition agreements (and non-disclosure or non-solicitation agreements),. This may adversely impact estate and succession planning....
Looking for the cheapest places to live? Here are 13 destinations where you can live the good life on a monthly budget of $1,500 per month (or less)....
Forget the Lambos and designer clothes! Dr. Jeff Anzalone, the Debt-Free Doctor, exposes what millionaires really refuse to spend money ... Read more...
My wife died a few years ago and took her SS benefit about 11 months before FRA (at a reduced value) and passed about four months later. I still have a couple years before reaching FRA and will likely...
I've been reading and researching different allocation and withdrawal strategies for retirement savings and the 'bucket strategy' was one that appealed to me. The basic premise as I understand it, is ...
So I have been retired for about 3 years now and my goal was to try new things and to keep myself active and sharp by leaning new skills. When people ask me what my hobby is I tell them I am a skill c...
Think you know everything about retirement accounts? TheMadFientist reveals why the ultimate retirement account isn’t one you’d expect. In this ... Read more...
Here are some general considerations to ensure the gift of assets to your kids will not negatively affect your financial future....
Waiting until 70 to claim Social Security benefits can pay off, so how do you bridge the gap between giving up your paycheck and filing for benefits?...
It’s inevitable that one spouse or partner will live alone at some point in their life; plan ahead to make sure the survivor will be OK financially....
Let’s be real—the prevalence of social media has changed how we perceive the world around us. The content we consume rarely highlights the traditional nine-to-five, but rather, the dreamy ...
My main goal* was to build an investment and cash portfolio of$1,120,000* ($1,000,000 to retire on and $120,000 to pay off the house) in1500 days**, starting from 1/1/2013 and ending in February of 20...
While you’re decluttering your home for spring, consider taking a crack at cleaning up your finances and old paperwork, too....
If I quit working at 62 but wait until 70 to start drawing social security, will the quoted benefit at 70 be adjusted for inflation, or will it stay at the quoted amount. Social security presently quo...
Spouse (62) is cutting back to part time soon and will still have health insurance. We're going to start taking distributions from one of the 401Ks to make up for the loss of income. (Funny thing is s...
I'm curious if any of you were able to retire, but chose to work a little bit longer and why (for other than financial reasons)? Meaning, financially you could make the jump and be okay but decided to...
Here’s how to use your home equity in combination with an annuity contract to produce late-in-life income....
Above all, you should choose someone you trust, keeping in mind that acting as a trustee or executor can be a complex, thankless and sometimes long-term job....
Active investing in the stock market is a strategy for building long-term wealth that’s not often part of FIRE. Leif ... Read more...
The Retirement Savings for Americans Act, currently pending in Congress, is also part of the solution....
A series of academicpapersbeing rolled out by the National Institute on Ageing (NIA) has added fuel to the oft-argued case for delaying benefits for the Canada Pension Plan (CPP) to the latest possibl...
Car accidents can be devastating both physically and financially. Beyond the immediate trauma, they often leave lasting financial implications. In the aftermath of a car crash, many people find themse...
Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, I embarked on a quest to find the most budget-friendly car brands for long-term upkeep. With my fi...
Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Today, I...
To retire is to enter the unknown. Rick Fine has demystified one aspect of retirement: Medicare. As the director of financial planning for an advisory and investment firm, he has put together a list o...
I'm getting close to pulling the trigger and starting to consider notice. I've read a lot of comments about when to give notice, but I'm wondering how much the fact that I'm a federal contractor, in m...
Are Joe Namath and William Shatner giving you the best possible advice about Medicare? During the Medicare Open Enrollment period last fall, you probably saw TV ads for companies selling Medicare Adva...
If you are retiring soon, you've most likely wondered if your asset allocation is too risky. Some have called the period just before and after retirement the Retirement danger zone as it's a time wher...
In retirement, cash is king. Here’s how to get your fair share....
Whether it's from a side hustle or an investment cash haul, extra income can add up in retirement....
Identifying the right start dates for Social Security depending on your unique situation, when your Social Security benefit will send you your first check based on your birthday, and IRMAA cost strate...
Without a will, asset dispersal can be problematic. This blog post reports on the results of a survey that asked participants whether or not they have a will and why. Next week’s post will prese...
Hey all, I am in my 50s and need to change 401(K) providers - likely from Vanguard to Fidelity. I also run a small business, so this is specific to the Individual 401(K) plan I have with my wife toget...
Recently, the Economist published an article on the economics of American lotteries. In it they found that, if Amercia's lotteries were a single company, they "would be the ninth-most profitable in th...
Relocating to a European city is doable when you learn the costs and identify the place that most suits your needs....
The new DOL rule expands the definition of investment advice under ERISA. It is designed to provide additional protections to investor retirement accounts....
The new rules apply to IRA beneficiaries who received an inheritance in 2020 or later. Tax planning can help minimize the taxes you owe on your inheritance....
Retirement doesn't have to mean scrimping and saving. Here are five parts of the country where seniors are living large in their golden years....
Many of the tactics used to increase longevity in "blue zones" are attainable, and as people age longer, habits and financial planning need to adapt accordingly....
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
I'm a teacher and I planned on retiring at the end of this school year. I am 65 and this is my second pension. Our district increased salaries significantly for the next school year. My pension is bas...