Curated articles and podcasts from trusted financial experts and real retirees.
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High fuel prices and the cost of living have made vacations much more expensive. Will going away this year put you in debt or affect your long-term goals?
I graduated from nursing school in 1974 and have worked ever since. Monday will feel weird, but I’m pretty sure I’ll get over it . Healthcare is a tough field, and it got to the point where I really d...
Some ultrahigh net worth clients would be affected by a change to retirement plan contribution and distribution rules that's under consideration in Congress.
Last night I had my first dream about retirement. In my dream, I was at work, and we were doing something, which is what we are always doing. I and everyone in my dream were aware that I had two month...
Here’s a look at QQQ vs. QQQM to understand the differences between the index funds and help you understand which may be a better fit. The post QQQ vs. QQQM: What’s the Best NASDAQ 100 Index Fund? app...
It's pretty common for retirees to try to measure how they're doing or how they've done so far in their life's journey. There are many ways to measure success and on this episode we discuss how someti...
Adviser Intel contributors have been discussing the risks of letting your spouse handle the family finances. How much do you know?
I clean the filter on my septic system twice per year – an awful job that I handle myself because it’s fairly quick and easy, despite how gross it is. I still remember the septic guy’s technique for r...
Retirement planning feels more urgent when you don’t like your career. I’ve always admired people who genuinely love their work. But I didn’t like my career from the early days. Instead of pivoting to...
Here's the info a physician needs to manage student loan debt, including private and federal loans, PSLF, RAP, IBR, and how to pay them off. The post Student Loans 101: Ultimate Guide to Student Loans...
This tax calculator is purpose-made for retirees. It covers everything relevant to retirees for 2026. It will be updated to include 2027 tax year shortly. Learn the Nuts and Bolts I put everything I u...
This article originally appeared on A Wealth Of Common Sense There are certain financial scripts ingrained in our culture when ... Read more
When thinking about where to retire, most seniors don’t think about fraud risks. But fraud is a growing threat to retirement security.
The uncertainty and turmoil regarding estate planning is over. There is no reason now to delay action. Create or update your estate plan using this checklist.
I'm currently a health care slave, working for insurance until 65. Private insurance/COBRA not a realistic option unless no other option. I'm just entirely sick of getting up and going to work. I went...
Conventional wisdom says to keep stocks, but experts outline three reasons you might want to go stock-free in retirement.
Florida retirement not what you expected? You aren't alone. Explore the top four half-back states offering affordable living options closer to family.
Create a budget to see what expenses you can cover in retirement while still enjoying perks.
The market is doing well, but you still want to monitor your retirement plan.
Men and women both want to live comfortably in retirement, but they may take different paths toward achieving that goal.
Recently, I shared a sample budget of a family of four earning $408,000 a year on Twitter, the amount third-party data deems necessary to feel comfortable in San Francisco. To be clear, this wasn't my...
Many retirees have built enough wealth to be secure. The harder challenge is learning how to trust the life their discipline has made possible.
The National Association of Personal Financial Advisors (NAPFA) was set up to help consumers find unbiased financial advice. Today, it's more needed than ever.
There’s a particular kind of whiplash I used to feel that I don’t think medical textbooks can quantify. I’d finish ... Read more
There are lots of ways people envision what it means to have wealth. Time freedom, excess cash flow, ultimate flexibility, ... Read more
Originally published on Millennial Revolution. The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at ... Read more
Everyone tells caregivers to look after themselves, but rarely explains how. If you're exhausted from looking after a loved one, here is how to actually find relief.
I (61M) have been contemplating retirement for a couple of years now. Suddenly this week, my company made the decision for me during a round of “streamlining” layoffs. Fortunately, I did receive a goo...
Powers of attorney are powerful estate planning tools, often signed without full consideration, yet they carry significant risk of abuse.
More than half of Americans in their 40s are considered the "sandwich" generation, supporting both their aging parents and raising kids. Here is how financial advisors can support them.
People retiring this year can expect medical expenses to take a significantly bigger bite of their savings, according to a new report from Fidelity Investments.
Answering reader questions about what to evaluate when considering a partnership opportunity, what the financial priorities are for new attendings, and how to manage a large financial windfall. The po...
As many have recommended, you shouldn't rest on your laurels in retirement. You should set new lofty goals and spent your retirement years in worthwhile pursuits. For example: Scanned all my photo neg...
A Deloitte analysis shows that alternative allocations — to private equity, private credit and other vehicles — in DC plans could grow quickly.
What if one simple exercise could help you uncover what truly brings you joy, clarify your purpose, and shape a more meaningful retirement? As part of our "Freedom After 50" series, author Jet Vertz s...
Delaware Statutory Trusts (DSTs) can keep capital gains taxes at bay when your children inherit your property. But you need to handle them smartly.
Does your retirement plan account for increasing healthcare costs and longevity? It's time to stop focusing on market returns and take a more complete approach.
I recently retired at 63.5. Currently 65 (M). Wife is 61. I see that most of the posts on here and other threads are worried about running out of money at the end of retirement. I get that. No one wan...
I recently got an e-mail from a reader who’s on the fence about having kids, wondering why we decided to have a kid, and how they can make the decision. I told him while I couldn’t give them the answe...
There's value in having money in one place, but some 401(k) rules make rollovers more trouble than they're worth.
Inheriting money sets off 3 things fast: taxes, timing rules, and decisions people rush into. Here’s what to expect. The post What Happens When You Inherit Money? First Steps to Know appeared first on...
Two 2026 surveys put the number at $1.2 million and $1.46 million, $260,000 apart. Here’s why, and how to find your number. The post Is the Magic Number for Retirement $1.2 Million or $1.46 Million? a...
Two CFP® professionals answer real questions on Roth conversion timing, the pro rata rule, and avoiding surprise Medicare or ACA costs. The post Backdoor Roth, Mega Backdoor Roth & Your IRMAA/ACA Cost...
A home has long meant more to its owners than a place to live. It’s a source of stability, family memory, and long-term security for millions of Americans. But for many of these households, it’s also ...
When you need mental health help, confusion can tend to set in. Should this support be in the form of therapy or coaching? The post Therapy or Coaching? A Practical Guide for High-Income Doctors Who W...
59yo who gave a 2 year retirement notice. Retirement date is now fast approaching. Also, had 2 heart attacks, one at my desk, and got a stent within the last few months. My skill set is exceptionally ...
A Deloitte analysis shows that alternative allocations — to private equity, private credit and other vehicles — in DC plans could grow quickly.
How do you know when it's worth optimizing your retirement plan and when it's better to keep things simple? This week, Roger answers a listener question by exploring Aristotle's concept of the "golden...
The S&P 500 has been a portfolio staple for generations. But how should an index ETF actually fit into your retirement strategy? Here is what experts say.
Income from multiple sources such as pretax accounts and Social Security can result in a tax bill that might surprise you … and not in a good way.