Curated articles and podcasts from trusted financial experts and real retirees.
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We all know it's important for advisors to look out for the best interest of their clients. In this episode we discuss important red flags to watch out for when considering a client/advisor relationsh...
In the comments on my last post, several readers asked thoughtful questions about family trusts, second marriages, and protecting assets in the event of cognitive decline. A few readers even […] The p...
Are you aware of just how much investing is costing you? Explore all the fees associated with your mutual funds and ETFs. The post Fees and Expenses on Mutual Funds and ETFs: A Complete Guide to the O...
We are one step closer to make retirement official, we have filed for our Social Security benefits! Now I'm curious - the literature we received in the mail suggested voluntary withholding on our bene...
Everyone might want to read this recent editorial from MarketWatch and Morningstar here - - https://www.morningstar.com/news/marketwatch/2026031757/social-security-benefit-cuts-are-coming-and-they-wil...
Are you in a good position to retire at 67? Find out with this quick quiz.
Dr. Jim Dahle and Dr. Tyler Scott answer listener questions about 529 plans and Trump Accounts and how and if you should use them for your child's education. The post 529 Plans: How Much to Save and W...
How do you know when it’s time? I am 67 years old and have been working in my industry for 50 years. During that time I have had the opportunity to influence my business in positive and meaningful way...
We retired last year at 67 with $3.1 million. My husband works two days a week, but it's interfering with the travel I want to plan. Help!
Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.
Sunday evening was so different without thinking and fussing about Monday morning! Last day of work was Friday. We drove 3 hours north to a ski resort and skiied on Saturday. Some of the best weather ...
? Show Notes Wade Pfau, author of The Retirement Planning Guidebook and creator of the Retirement Income Style Awareness (RISA®) assessment joins Roger for a wide-ranging conversation on the big quest...
Is SurveyWorld Legit? Can You Really Make $300 Per Month?
Does medical school still make financial sense after OBBBA? Let's run the numbers and see how it all pans out. The post Helping a Pre-Med Run the Numbers on Medical School appeared first on The White ...
We retired with $4.6 million. Even so, our Medicare Advantage plan limits coverage when we travel or want to see a specialist. How can I convince my wife to switch?
A 401(k) student loan match allows employers to make retirement contributions based on your qualified student loan payments instead of requiring direct 401(k) contributions. This SECURE 2.0 provision ...
When you create a trust, you select the state law that will govern it.
I graduated from dental school with $300,000 in student loans. Nearly two decades later, I'm financially independent. Well, sort of. The post Financially Independent but Trapped by My Assets appeared ...
Juan and Mary in Brooklyn are 49 and 48 with $2.2 million saved. Can Juan afford to retire early, or just walk away if he gets fired? And if they get divorced, yikes - but does the math still work? Th...
If you’re earning 1099 income, you likely aren’t spoiled for choice in the retirement savings department. When it comes to ... Read more
The Actuarial Approach: Employs an easy-to-understand and robust financial metric (Household Funded Status) Permits adoption of easy-to-implement guardrails that suggest future spending changes Uses b...
If you’re in your fifties or later, or if retirement is on your radar, you can learn a lot from regrets that retirees have about money.
One of the biggest conundrums parents face is managing their own emotions when a stock market, real estate market, or any other risk asset takes a dive. On one hand, it's painful to watch your portfol...
Looking for a trustworthy financial professional? That term can cover brokers, insurance agents and advisers who don't all have the same standards.
Hey everyone! Have you seen Alysa Liu’s Gold medal cinching performance at the Olympics? It was carefree, joyous, and inspirational. She glided over the ice and won the heart of ... Read more The post...
Looking for input, as one or more of you have have experienced my situation, and I’m not sure where to go next. Background: husband, 60, retiring next January, originally from nyc moved around a lot g...
Research shows that many investors fear policy changes could hurt their retirements, but these concerns often go unspoken with financial advisors, creating a planning gap.
Adding just 1% more can have a transformative impact on your retirement savings and spending. See how this painless hack works.
I know many of us in retirement, or close to it, have bucket lists. But listening to a podcast last week and their approach was to make a "not to do" bucket list ie "not set the alarm, not care about ...
Hello. I was feeling pretty low 3 weeks ago, after my job of almost 26 years ended on January 30. What has helped me so far: Daily exercise. Walking 5 days a week, and dumbbells for upper body 2 days ...
In poker, having position means you act last. And acting last is one of the most powerful advantages in the game. You can raise with nothing to push opponents into folding, call with a weaker hand wit...
See the end from the beginning and figure out how you're going to get out of real estate investing before you get into it. The post The 7 Ways to Get Out of a Real Estate Investment appeared first on ...
We asked wealth planners if "tithing" (donating 10%) in retirement could be done prudently.
Educational opportunities for older adults are plentiful, and the payoff — in terms of enrichment, health, and community — is great.
Americans often delay or redefine retirement because they have a lack of clarity and confidence in their financial plan. Here's how you can fix that.
People in their 40s can find their finances stretched as they care for children and aging parents. Here are some strategies to help with competing priorities.
Pre-retirees in the critical "retirement red zone" often take on significantly more risk than they want or are comfortable with. Here's how to fix that.
Affordable luxury in the Mediterranean may be closer than you think. Here's how.
I collect and refurbish hi-fi stereo equipment. Here's how to find a deal on a vintage system and pair it with your favorite streaming service.
The real risk in retirement is failing to plan for the "descent" — the psychological and lifestyle changes that occur after you reach your financial goals.
Deciding when to claim Social Security is tricky — and the wrong decision can be costly. DIY investors shouldn't leap in without these tools and rules.
Inheriting assets comes with various tax considerations. Here's a guide on everything you need to know, from estate taxes to new rules on inherited IRAs.
62 year old Canadian here. I'm currently in a situation where I am living on 1/2 my take-home pay so am slamming every other cent into savings. Theoretically in about a 1 1/2 years I should be able to...
currently navigating elderly parent assisted living, hospital after fall, skilled nursing care - they have sufficient resources but the costs are insane once you get past Medicare coverage - even at s...
It’s incredibly common to assume that saving and investing are about becoming rich; building the biggest pile of money possible. ... Read more
Understanding the difference between per stirpes and per capita can determine whether your grandchildren receive an inheritance or are unintentionally left out.
Here's what you need to know about prediction markets like Kalshi and Polymarket and whether you should risk your money with them. The post The Perils of Using Prediction Markets Like Kalshi and Polym...
Once people become aware of the benefits of passive investing, they sometimes "jump the shark" with it. You can take this concept too far. The post Understand the Passive Investing Data appeared first...
Most people have piled their savings into tax-deferred accounts, delaying taxes until they retire. Using Roth options can help ease your tax bite.
In this week's Ask the Editor Q&A, Joy Taylor answers questions on monthly Medicare premiums, IRAA and tax-deductible medical expenses.