Curated articles and podcasts from trusted financial experts and real retirees.
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In this heartfelt episode of the "Rock Your Retirement" podcast, Kathe and Barbara discuss a cherished tradition they each hold dear: taking their grandchildren or nieces and nephews on special trips....
What’s a safe withdrawal rate for Wine Guy and Wine Gal in Sonoma California to have 35 years of “guaranteed” retirement spending? How aggressively should they convert their retireme...
While family caregivers are the backbone of the long-term services and supports (LTSS) system of care, caregiving is challenging and often comes at a financial cost for caregivers, from both the direc...
Family caregiving is the cornerstone of long-term care for older adults, especially in underserved communities. This care, however, poses significant challenges and often requires financial sacrifices...
If you are living in a multi-generational household or considering it, you must listen to this series. Last week we discussed the pros and cons of multi-generational living. Today, we are talking abou...
Alright, retirees. In the last two weeks: What thing have you gotten rid of that you’ve had for a long time but decided you have no need for? What new thing have you learned how to do, or have s...
I’m a current federal employee, and I qualify for retirement with a pension. I know the approximate monthly pension amount as of the date I qualified. How do I calculate how much it increases as...
I try to avoid talking about politics on this blog, because a) There is no shortage of people discussing politics on the Internet and b) It keeps attracting crypto bros to the comments section, and no...
Note: you can find the first part of this discussion of Social Security Survivor Benefits at the link. Part 1 covered the basics of Survivor Benefits, and this article covers other considerations with...
Don't withdraw retirement assets haphazardly. Managing distributions intentionally can lower your taxes, conserve your wealth and reduce Medicare premiums....
Spoiler alert: It's the secret weapon of savvy real estate investors. Here's how it works and details about the tools you need to do it....
The 2025 Wall Street S&P 500 forecasts are rolling in, and so far, the outlook is all bullish. I haven't found a single bearish forecast, which is somewhat worrisome. Most firms project the S&...
While retirees want to have happy children, there are secrets they should not tell their children who need to create their own paths in life....
Holiday season is scammers’ season too. Warn your aging parents about online phishing scams and how to spot the red flags of a scam. Awareness can stop these thefts....
The most important part of your estate plan isn't about taxes, investments, gifts, or other financial issues. The priority of every estate plan, for people of every age, is the medical care documents....
Welcome back to Physician on FIRE’s weekly market updates! In the weeks ahead, markets are brimming with opportunities as President-elect ... Read more...
Like any good web-based application, an online retirement calculator should provide an intuitive and consistent user experience. Changes to the user interface should be made infrequently, and then onl...
Over the past few months, I’ve been having different members of the Abundo Wealth team contribute regular blog posts. They’ve focused on different technical topics we encounter with client...
Basics of the Social Security Survivor benefit. This article lays the foundation for understanding this confusing aspect of Social Security. The post The Social Security Survivor Benefit – Part ...
Many of us dream of retiring early to enjoy life with our loved ones. The problem? Few of us—The Jackal included—have the financial resources...
Your traditional IRA has served you well, but when your heirs inherit it, watch out. Consider some of these strategies to minimize their tax burdens....
Six out of 10 retirees leave the workforce earlier than they planned, according to a new Transamerica study. Here's why — and how advisors can help....
Buying your first home is an exciting journey filled with big dreams and new possibilities. It’s a major step towards building your future and creating a space that truly feels like your own. Bu...
I understand that emergencies don't end in retirement. As referenced on another thread, we could need a new HVAC system, car could need major repairs, dogs could have vet emergency, and on and on and ...
Welcome to this week’s edition of The Sunday Best, where we reflect on two decades of investment wisdom with Ben ... Read more...
Last month at FinCon, my new friend Paulette asked me a question that I had no answer to: What is something you have purchased lately that’s made you happy? I thought about it a while but nothin...
Native Americans die 12 to 13 years earlier on average than Whites. Extreme poverty on reservations has been linked to alcoholism, addiction, anddeaths of despair. Poor health played out dramatically ...
If not, even an 80- to 90-year life needs rethinking. This post was written by Harry Margolis, a new contributor to the Squared Away Blog. In their book,The 100-Year Life: Living and Working in an Age...
Embrace a digital nomad lifestyle to satisfy your wanderlust. Here are tips from an ultramarathon runner, a professional blogger and a financial planner....
Declining inflation led to the lowest cost-of-living adjustment since 2020, with the 2025 COLA set to rise 2.5%....
Did you buy an annuity in the 2000s? If it’s been out of sight and out of mind since then, it's time to dust it off and start making it pay for your retirement....
I firmly believe that above-average wealth is largely a result of luck. If we fail to recognize our lucky financial breaks, we risk confusing our abilities with good economic times. This overconfidenc...
Health insurance is one of the most complex and aggravating topics for both consumers and providers in the US. Speak with anyone based outside the US and they all will comment about how much better th...
Bank of America supports free fast ACH push to another account with a high limit. It's a little tricky to set it up though. Here's a walkthrough. Learn the Nuts and Bolts I put everything I use to man...
For various reasons, I expect the US will more likely than not fall into a hard recession at some point within the next several years. I expect it to last two years or more. Let's pretend a crystal ba...
I thought I had my retirement budget lined up for early retirement at 60 in two years. My mother (80 and healthy) now says she is 4 years away from being broke. Help… I just can’t do this...
F66 and Husband 71. Full Retirment is 66 and 8 month. Received a severance package that covers me till January 2025. Our total combined net worth including home around 750K Home is about $250k SS woul...
Thinking about living abroad? International Living just released its Annual Global Retirement Index—which highlights the best places to move....
What do Joe Anderson, CFP® and Big Al Clopine, CPA think about alternative investments? Andrew in Ohio wants to know. Are real estate syndication deals for real, and a YMYW listener just chose poo...
Should Terry and his siblings take out a whole life insurance policy on their parents before they inherit their folks’ $10 million worth of farm land? Is Terry on track for retirement? That&rsqu...
Market declines just before you retire, or early in your retirement, can really screw up your retirement income strategy. If you’re in the middle of the expensive kid years, how do you avoid thi...
Will building a new home delay Janelle's early retirement? Can Mike and his wife retire early at ages 50 and 55, and how much should they convert to Roth? Maria and her partner keep their finances sep...
Rob and his wife in North Carolina are 51 and 44 and would like to retire in the next 3-5 years. Are they on track, and what should they consider as far as Roth conversions are concerned once the tax ...
Roth conversions are almost a buzzword today, with many people jumping into them like they’re a guaranteed fix for tax worries—much like rushing into surgery hoping it will solve all your ...
Meet Sarah—a retiree with a multi-million-dollar portfolio, no mortgage, and all her income needs covered by Social Security. Yet, she hesitates to furnish her newly expanded home, fearing it wo...
We meet many people who are in a position to retire early. But when they think about healthcare in retirement and not being eligible for Medicare until age 65, they feel stuck, even though they’...
Jennifer, 54, plans to retire soon. Her husband, 70, is retired, on Social Security, and dealing with some severe health issues. Jennifer worries about possibly becoming single in retirement, which co...
When we think of retirement, it often evokes dreams of leisure, relaxation, and the freedom to pursue one's passions. Yet, the decision to retire is not merely about leaving a career; it's about embar...
Think about what you could receive from a $1 million annuity as you plan for retirement....
Early retirement has unique financial planning challenges, particularly regarding health insurance and tax strategies. For people who retire before age 65, the challenge of finding affordable and adeq...