Curated articles and podcasts from trusted financial experts and real retirees.
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Gen X is stuck in the middle of kids and aging parents, but retirement's not far off. Time to prioritize, with help from Nirvana, The Eagles and David Bowie....
Whether you're starting a new job or have never opened a 401(k) account, it's time! Here's how to open an account in five steps....
I discovered FIRE in October of 2012 when a google search led me to MMM: How do I retire early? I wasn’t expecting much. The search was a hail mary move during a difficult part of my life. But M...
Various pundits and some media outlets have been predicting a potential crash in the U.S. housing market for several years ... Read more...
The Social Security cost of living adjustment (COLA) for 2024 stands at 3.2%, much less than 2023. Is it enough? The post Modest Social Security COLA (Benefit Increase) for 2025 appeared first on Bold...
With inflation figures falling, retirees can expect a 2.5% increase in 2025. Here's how planners are guiding clients through the impact of that slight bump....
According to a recent Cerulli study, more than half of retired 401(k) participants say Social Security is their primary source of income. At the same time, only 6% of millennials predict they will rel...
The Goldman Sachs 2024 Retirement Survey & Insights Report found that while competing priorities affected workers' ability to save, having a plan in place helped clarify goals and the grit require...
You don’t know what you don’t know. That’s the case with a lot of things in life. That’s why knowledge is power. Knowing that something is even possible to do gives you the upp...
2025 COLA Adjustment Announced SSA.gov. 2025 COLA Adjustment & Other Related Income Amounts Announcement from the link: Social Security and Supplemental Security Income (SSI) benefits for more tha...
If I were to make a list of the most common money worries that I've helped seniors deal with in my 30-plus years as a financial advisor, running out of money in retirement would probably be number one...
The comprehensive financial plans we design at Keen Wealth factor in every piece of available information to help folks plan for what we know is coming and prepare for the unexpected. While recent eve...
FROM THE ARTICLE - SEE ARTICLE FOR MORE!!! By Laura Petrecca, AARP. Published September 24, 2024. One of the few certainties in life is that unpredictable events will occur. Some can be wonderful, lik...
An Executive Bonus Plan, Incentive Bonus Plan, or Nonqualified Deferred Compensation Plan can offer options and flexibility to drive success for many types of firms and employees. According to Princip...
Policies tried by countries like Sweden might prevent the fertility rate from falling further. The decline in the fertility rate is a significant development, not just in the U.S. but around the world...
For many people, the spookiest and scariest things in life are those for which we are not prepared. Mindset influences how afraid we are of retirement....
Depending on what happens in the court system, SAVE might permanently disappear. If you have student loans, what are your best options now? The post 3 Backup Plans If SAVE Is Eliminated appeared first...
Two New York television producers found joy in mentoring underserved students, making cinema a little more diverse along the way....
A fact check of what the Trump and Biden-Harris administrations did around Medicare drug price negotiations....
You might consider starting with a model retirement plan that has already been assembled and is ready to be refined to meet your objectives....
Retirement plans that worked for Baby Boomers may not fit the bill for Gen Xers. If you're nearing 60, it's time to bring your retirement strategy up to date....
As we approach the final quarter, it’s time to talk about financial risks that could significantly cost you. Let’s say you’ve made a financial goal for 2024. If you aren’t payi...
Americans are not saving enough for retirement. In a report entitled Americans Face Alarming Retirement Savings Shortfall, the National Institute for Retirement Security shares, “Most Americans ...
DealDash Review and strategies for winning auctions, and whether DealDash.com is legit in our 2024 review. Learn how to make the most of Deal Dash....
Looking to enjoy gaming on a budget? Discover money-saving tips on games, hardware, and subscriptions to indulge in your favorite hobby without breaking the bank. From used games to budget-friendly PC...
Retiring early with a severance package is one of the smartest ways to leave the corporate world. Walking away without trying to secure one could leave tens of thousands, or even millions, on the tabl...
Learn how to supercharge your Social Security benefit and potentially grow your lifetime income by over $100,000....
According to Vanguard’s 2024 How America Saves Report, the average 401(k) balance for participants in 2023 was $134,128, with a median balance of $35,286. Vanguard participants’ average ac...
In this episode of the Rock Your Retirement Show, Betsy makes a triumphant return to update host Kathe Kline on her exciting journey since retiring four months ago. From embarking on an exhilarating t...
Global lifespan increases mean later retirements, so plan your finances and health care for your ideal exit....
We are thinking of moving a suburb of a big city that has old historic homes, with friendly neighborhoods and excellent medical care nearby. We know these types of places exist primarliy in the midwes...
Welcome to the second week of our series on improving decision-making skills with mental models to help you rock retirement! This week, we delve into the concept of second order thinking, also known a...
We Try to Convince Ourselves... Most of us thought that happiness is linked to our accomplishments. We convinced ourselves that we’ll find contentment in life when we have an ample amount of mon...
As a parent, your top priority is to protect your children until they are old enough to fend for themselves. Protecting your children requires good health, being alive, having resources, self-defense ...
Hi you two! I first found your blog in 2017, and while it completely changed my plans for the future, it took me a while to get serious about it—better late than never, right? After reading the ...
Visiting all 63 of America’s national parks requires stamina, planning, patience, persistence, flexibility, and a healthy but evolving budget. The post From Road Trips to Bush Planes: Getting to...
The most effective way to save for retirement is through a workplace-based retirement plan, but many workers lack access to one. To help close this gap, a number of states have adopted programs that r...
Currently, only Medicaid and certain Medicare managed care programs provide long-term care benefits....
The Medicare Prescription Payment Plan, also known as MPPP, MP3 or M3P, is a brand-new program that will take effect on January 1, 2025....
Vice President Kamala Harris proposed a plan for Medicare to cover in-home healthcare....
I'm retired, husband will be retiring in about 2 years. We are planning to sell our large, Midwestern home and move out west into a smaller house when he does. If we don't go crazy we can pay cash for...
I am just a month shy of my 63rd birthday and I just retired at the end of last week. I worked at my company just under 25 years as a corporate lawyer. There were lots of lunches, dinners and even a c...
https://rootrivercurrent.org/a-tiny-bakery-thrives-in-newburg/ I love that this couple found a place to fulfill their retirement aspirations ...off the radar. (The Midwest is a great place to retire.)...
It is difficult to get straight answers as to whether adult children are allowed to live in these 55+ communities between college and grad school or such. Obviously they cannot buy or rent, but do the...
I've reached a stage where I can travel anywhere, but I want to do something other than travel. Although I grew up poor with immigrant parents, I earned and saved during my sales management career, am...
I was recently invited to speak at the EconoMe conference about the process of creating more accurate retirement projections. In preparing for my talk, I reviewed Darrow’s extensive work on reti...
We’ve recently received a bunch of questions from our listeners and today Jeremy answers the first batch! Tune in to learn about Social Security, required minimum distributions, and annuities....
Tune in to learn about differences that Canada and the U.S. have when it comes to retirement accounts, tax, pensions and benefits. Find out how to get the most out of your u.s. and canada retirement a...
ames responds to a question from Chris regarding restricted stock units (RSUs) and how to avoid costly mistakes when managing them. He explores whether it’s wise to hold onto company stock or di...
What are the benefits of Roth conversions in retirement planning? James addresses questions about when Roth conversions become worthwhile. This episode explores key factors: Changes in tax bracket Spo...