Curated articles and podcasts from trusted financial experts and real retirees.
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Amid rising uncertainty and inflation, effective portfolio diversification needs to extend beyond just stocks and bonds to truly manage risk....
The new 2025 Trump tax law doesn't eliminate federal income tax on Social Security benefits. Social Security is still taxable just as before. Learn the Nuts and Bolts I put everything I use to manage ...
I started going fishing every few days after I was laid off 2 years ago. It was a great way to get outside and clear my head. It was one of the things I built my day around. Take my daughter to school...
If you became a newly minted millionaire, where would you migrate to? Due to inertia, I bet most of you would stay right where you are. A lot of us are afraid of change, which is why we stay at jobs w...
Del Walmsley promises financial freedom through real estate. His company, Lifestyles Unlimited, teaches people how to use leverage, rental income, and mindset to retire early. But does Lifestyles Unli...
Everyone’s talking about it lately. Mortgage rates are high again, but millions of homeowners are still sitting on ultra-low fixed rates locked in during the pandemic, loans in the 2s, 3s, or lo...
While financial security is crucial for retirement, the true 'retirement crisis' is often an emotional, psychological and social one. You need a plan beyond just money that includes purpose, structure...
Private Equity has outperformed global stock markets over the past 25 years, although that’s not a guide to the future. ... Read more...
We talk plenty about how you have to live a good life along the way to retirement. And sometimes it’s OK to splurge in the present. The post What’s Been Your Biggest Splurge Recently? appe...
In this week's Ask the Editor Q&A, we answer tax questions from readers on the rules on inheriting IRAs....
Money doesn’t make itself. Behind every billionaire is a set of money rules most people either miss or ignore. These tycoons didn’t just get lucky, they made smart, consistent decisions th...
The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff just because of $1 more."...
When retiring early, married couples can use this little-known (and legitimate) strategy to take a six-figure income every year — tax-free....
A side gig in retirement can help combat boredom, loneliness and the threat of inflation eroding your savings. And the earlier you start planning, the better....
It's not impossible to reach financial security as a low-income doc in a high COLA, but success is more difficult. These tips will help you. The post Low-Income Doctor in a High-Cost-of-Living Area (H...
The Big Beautiful Bill (OBBBA) modifies scores of tax laws and every taxpayer will be effected. Estate planning will remain important and should not be ignored....
2025 is an odd year for healthcare in America, filled with the have-nots and those who have way too much. ... Read more...
Today we answer a question from Ken, a recent retiree at 63, about how his Social Security claiming decision impacts his wife’s future spousal benefit. We break down how spousal benefits are cal...
US expats choose to retire in Spain for its sense of style, world-class beaches and cities, diverse lifestyles and its fabulous food and wine....
What if you did everything “right” in retirement, but were still left surprised? That’s exactly what happened to Fritz Gilbert, one of our favorite past podcast guests. In this episo...
I believe that The Keen Wealth Advantage helps folks feel more confident about comprehensive financial planning and their road to retirement. I also believe wholeheartedly in the consumer being as edu...
Episode 477 Happy 11th anniversary of the Wealthsteading Podcast. The difference between being Rich and being Wealthy is like the difference between being Intelligent and being Wise. THINK ABOUT THAT....
Dave Ramsey built a financial empire on simple rules: avoid debt, pay cash, and never use credit cards. For many people, that advice was a game-changer. But his philosophy doesn’t work for every...
Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes....
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go The post What Does It Mean to ‘Adjust as You Go’ in...
Please share any truly unexpected expenses you faced in retirement. I'm coming out before Medicare (but after age 60) and have the health insurance piece worked out. Someone mentioned to me however th...
I am retired and I have been able to have extended health benefits through my employer's group plan until I turn 65 (about 2 years away). When I turn 65 then I have to figure out what to do on my own,...
Retiring this year at 60+. I am considering stopping all dividend reinvestments to my IRA(s) and other investments, instead, having a check sent to the house to supplement a small pension. I am unsure...
Forget what society tells you, even with less than $1 million, you can be happy in retirement....
An article from the Atlantic caught my eye recently, entitled “‘Success Addicts’ Choose Being Special Over Being Happy”. As a ... Read more...
Signing up for Medicare can be complicated, and mistakes can be costly. Let's demystify these five Medicare myths to avoid expensive penalties....
It’s easy to confuse being rich with being wealthy. A high income, a fancy car, and expensive clothes might signal success, but they don’t guarantee financial freedom. This gallery breaks ...
We all love our screen time. Could your tech habit be helping you age gracefully? The answer is astonishing....
Big portfolio adjustments can do more harm than good. Financial experts suggest making thoughtful, strategic moves that fit your long-term goals....
Yes, it's hard, but if you tune out the siren song of high-flying sectors, resist acting on impulse and focus on your goals, you and your portfolio could be much better off....
Ever since I left my day job in 2012, I’ve used a form of the dumbbell investing strategy to grow my wealth while protecting against large losses.It’s a framework that’s helped me st...
We’re staying with our parents for five weeks in Honolulu, and I wanted to share a little revelation I’ve learned about making a home guest-ready. If you dream of owning a home where frien...
For a while now I have noticed people quoting me from my books. At first it was just charming and brought a smile to my face. But then, as they continued and became more common, the number of quotes g...
Working through some examples comparing filing early versus delaying filing until later ages. Sometimes it's better to file early. The post Early Social Security Filing Examples appeared first on Gett...
Even after accounting for income, Black Americans still trail in retirement savings, according to a recent EBRI study. Advisors point to a mix of historic and systemic barriers that make the gap hard ...
The budget bill would slash safety net programs for older adults, people with disabilities, and their family caregivers. The bill also lowers taxes for some seniors....
Answering reader questions about HSAs and who might want to use them, the Thrift Savings Plan, and what to do with your retirement accounts when transitioning into active duty in the military. The pos...
In light of the recent release of the 2025 OASDI Trustees Report, there has been considerable news concerning Social Security’s financial status and the possibility that if Congress does not act...
A seven-figure portfolio can feel like a green light for retirement—but the numbers don’t always tell the full story. In one case study, a couple with over $1 million saved faced a withdra...
Learn about everything that has changed (and why) in Boldin's Monte Carlo analysis and your Chance of Retirement Success score. The post Understanding Boldin’s Monte Carlo Simulation: What It Is...
Click here for the best list of movies about retirement and aging. Updated 2019. The post Making Sense of Retirement, 122 Great Movies About Retirement, Aging and Living a Good Life: Updated List! app...
Jeremy Keil explores Barron’s 5 strategies to respond to market volatility with your retirement portfolio. Are you feeling nervous about what today’s market volatility could mean for your ...
We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduc...
Being quiet isn’t a weakness. In fact, some of the most in-demand and best-paying roles today are perfect for people who prefer focus over chatter and solo work over small talk. I’m an int...
One of the biggest concerns about early retirement is how to afford healthcare without an employer-sponsored plan. It’s a valid worry, health insurance in the U.S. isn’t cheap, and medical...