Curated articles and podcasts from trusted financial experts and real retirees.
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The first year after purchasing a house is the most dangerous and potentially challenging period. This is particularly true for first-time homebuyers who likely stretched their finances to achieve a 1...
When I was a teenager, I came up with the phrase “Why wait for tomorrow?” That idea has driven me my entire life. I developed a plan as a teenager to retire in my 40s. It panned out. I bec...
Job hunting feels like a full-time job with no paycheck. You’re grinding through applications, updating resumes, and still hearing silence. Most people aren’t doing it wrong, they’re...
Whew! Another crazy week in the USA is over; only 197 left to go. Student visa revoked. ICE tracking down and detaining international students. Legal resident deported. Inflation up. Social ... Read m...
Both generations need to embrace change and leverage real estate as a dynamic asset in their retirement planning. Here's how financial advisers can help, too....
They understand the difference between what might be real challenges to an investor's strategy and fear brought on by market volatility....
Last year, I paid six figures worth of state taxes. How can I justify continuing to live in this state when it costs so much money to do so? The post High State Income Taxes: The Ugly, the Bad, and th...
Physicians dedicate decades to mastering their craft, often contending with prolonged training and demanding careers with the expectation of financially ... Read more...
How Crypto Communities Teach Best Practices for Wallet Security...
7 Best Cheap Gym Memberships You Should Consider If On a Budget...
How to Make Money Online for Beginners: 10 Easy Options for 2025...
Watching your 401(k) account dip during a market downturn can feel like a punch to the gut. We understand it’s stressful. It’s emotional. And if you’re like most people, your first i...
Can Custom Challenge Coins Spark Better Team Collaboration?...
What is a Virtual Data Room and Why You Should Use One...
What Should You Not Use a Loan to Purchase? 10 Terrible Ideas...
You may find filing your taxes to be more complicated than when you worked full time....
Millions of Americans score poorly on retirement readiness due to this Achilles' heel. Are you prepared?...
Should this rule be changed? One of the new proposals for fixing the Social Security Trust Funds financial problems involves doing away with this provision. What it does in essence if that it STOP peo...
We often don’t realize how our past shapes our relationship with money. I remember a bus trip with college friends ... Read more...
Most people aren’t broke because they don’t make money. They’re broke because they only make money when they work. The moment the job stops, so does the income, and that’s the ...
Middle class. You hear the term all the time, but what does it really mean? Is it about income, mindset, lifestyle or just surviving while everyone else looks rich on social media? Most people think t...
LGBTQ people can safely retire abroad, but they must know a country’s laws and level of support — going beyond the usual retirement considerations....
While enough money is important for financial security, it does not guarantee fulfillment. How can retirees and financial advisers keep their eye on the ball?...
Work your way around income gaps, tax gaffes and Social Security insecurity with some thoughtful planning and analysis....
I checked lostandfound.dol.gov and got three hits for old accounts. One of them was a stock ownership plans and the others were 401ks. There is quite a bit of money in there. I saw a post from someone...
I have 2 different 401k plans from 2 different employers. Worked at Company 1 1980 - 2015 and then retired. Worked at Company 2 2015 - 2024. Have been retired now for 1 year and not drawing from eithe...
Tuesday, April 01 - Monday, April 07, 2025 Most Commented score comments title & link 94 147 comments How financial advisors treat couples 12 41 comments Help with our first ROTH conversion Top Co...
With the stock market cratering, let's explore the idea of this downturn being different than before. What do the experts say? The post The Stock Market Tanked This Week; Is This Time Different? appea...
I am almost 64 and so is my husband. He started drawing early retirement this past year. I am still working and am planning on waiting as long as possible to draw mine and mine is going to be signific...
Episode 467: This past week the stock market was hit with what appeared to be a major capitulation selloff, followed by an equally strong “buy the dip”; however, a new rally hasn’t y...
Thinking rich starts long before you have money in the bank. It starts in how you think about time, risk, effort, and freedom. That’s the difference between staying stuck and building something ...
I’ve seen a number of posts by people who are trying to decide to retire because there was something at the job that had become intolerable. Or people who had been offered a package earlier than...
Most people don’t have a money problem, they have a habits problem. You don’t need to earn more, you need to stop losing what you already make. That’s how saving $1,000 in 30 days go...
Whether you're navigating a second marriage, dealing with an estranged relative or leaving your assets to charity, there are reasons to disinherit someone. Here's how....
Delaying Social Security until age 70 will increase your benefits. But with shortages ahead, and talk of cuts, is there a case for claiming sooner?...
Planning for retirement as a couple is a team sport that takes open communication, thoughtful planning and a solid financial strategy....
This up-and-down uncertainty is nerve-racking, but a look back at previous downturns shows that the markets are resilient. Here's how to ride out the turmoil....
Here's everything you need to know about Mega Backdoor Roth conversions and whether they're the right move for you in the long run. The post Mega Backdoor Roth IRA Conversion in Your 401(k) or 403(b) ...
I’ve been thinking a lot about the current state of the markets. I feel bad for the folks who are freaking out, although I can see where they’re coming from. Most of the folks in my circle...
To read this story on KSL.com, click here. Up to 85% of your Social Security benefits could be taxed. Many families planning for retirement don’t realize this – or how…...
April 7, 2025 Deja vu all over again A few short years ago my blog comment section and social media were blowing up. Panic was in the air. The comments were varied, but uniformly convinced this time w...
Have you ever hear someone say, “We’re not poor, we’re just in between”? That “in between” is real, and it’s tighter than most people admit. One paycheck late...
Wild stock market swings and rising recession fears have put Americans on edge. Here are strategies to lower the angst....
Hi Everyone: I hope somebody can clarify something I am confused about if you collect Social Security and choose to work as well (before full retirement age). I understand in 2025 if under the full re...
With a likely recession and potentially stagflation on the horizon, I suspect many more families will join us as DUPs: Dual Unemployed Parents. Mass layoffs and company shutdowns will ripple through t...
Given the current climate, those applying for Medicare need to do everything they can to ensure they do it right the first time....
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k)....
retiring at 59+ Basically, my question is, concerning losses in the 401k, people say its only a loss if you sell. But when i go to retire, if the market is still down, is that going to be a loss? In o...
In the old days our parents could just raid the office stationery cupboard on their way out the retirement door and keep themselves in staplers and notepads for life. Which tech tools from your workin...
The cost to employers of providing their workers with health insurance has remained fairly stable for years. At first blush, this seems like good news for workers. When benefit costs rise, employers t...