Wealth

High Mortgage Rates Are Holding My Retirement Hostage: Can I Still Downsize and Retire?

We ask retirement wealth advisers what to do....

8 Rules for Choosing the Right Financial Adviser

Not all advisers are created equal. Here's how to find one qualified to manage your wealth and protect your legacy. From verifying credentials to trusting your gut, follow these rules to find a financ...

14 Blue Collar Jobs Where Workers Have Become Millionaires

You don’t need a degree to hit seven figures. In fact, some of the most reliable paths to wealth come from jobs that involve tools, trucks, and trades. This gallery highlights blue collar career...

What makes a millionaire? 30 revealing stats for 2025

What makes a millionaire? There are many paths to financial success: from 401(k) millionaires to savvy planners, these insights reveal how wealth is built and sustained across the U.S. and around the ...

The Dumbbell Investing Strategy: Balancing Risk and Safety

Ever since I left my day job in 2012, I’ve used a form of the dumbbell investing strategy to grow my wealth while protecting against large losses.It’s a framework that’s helped me st...

14 Money Lessons from Bill Gates That Aren’t About Getting Rich

Bill Gates has spent decades at the top of the business world, but his attitude toward money might surprise you. He’s built a fortune, but he rarely talks about wealth in the way most people exp...

Sleep In, Stay Broke: Wake Up Earlier for Financial Success

I’m convinced that if you wake up just one hour earlier every day for the next 10 years, you’ll not only accomplish far more, but also build significant wealth and unlock countless opportu...

Making Money Matter More: The Power Of A “Massively Transformative Purpose”

Discover how a Massively Transformative Purpose can make your money matter more by aligning wealth with meaning, values, and impact....

Summer Is Made for Sun, Fun … and Estate Planning Conversations

Now is the time to discuss estate planning with your loved ones to ensure the Great Wealth Transfer is efficient, tax-aware and in line with your legacy goals — not Uncle Sam's....

Household Debt Continues To Decline Amid High Interest Rates

Household wealth declined by $1.6 trillion in the first three months of the year, total debt levels fell further relative to after-tax incomes....

12 Reasons You Will Never Be A Multi-Millionaire

Becoming a multi-millionaire is quite simple, but it buildig life change wealth was easy everyone would be doing it. Why you may never become a multi-millionaire....

The Sunday Best (06/08/2025)

Thermodynamics vs. Your Retirement Portfolio The universe is rigged against your wealth (here’s proof) Dr. Chen, physics isn’t just theoretical—it’s ... Read more...

Dave Ramsey: 15 Habits That Set Typical Millionaires Apart

Dave Ramsey says a lot of things people don’t want to hear. His advice isn’t for people chasing a rich-looking life. It’s for people who actually want to build wealth that lasts. So ...

The Rise Of Everyday Middle-Class Multi-Millionaires

There is more wealth out there than you think. But the government and media sometimes likes to trick us into believing there is not. Government data says the median net worth in America is around $200...

22 Subtle Signs Someone May Be Quietly Wealthy

Looking rich is easy. Actually being wealthy? That’s a different story. Real wealth doesn’t flex, it builds, compounds, and stays quiet. The Millionaire Next Door nailed this years ago. It...

Eight Ways to Financially Plan Your Way Through Challenging Times

A chief wealth strategist makes some suggestions about how to better position yourself financially while coping with economic uncertainty....

Why We Keep Spending Even When We Know We Shouldn’t

Spending money is an American pastime. With a national saving rate hovering around 5%, it's clear we collectively love to spend. And honestly, being able to enjoy our wealth is a beautiful thing. It&r...

Financial Literacy in America: The Top 10 States, Plus the Bottom 10

Financial literacy isn’t just a buzzword, it’s the difference between building wealth or getting buried in debt. It affects how people budget, borrow, save, and even how they pass those ha...

Two Estate Planning Issues You Should Never Overlook

This estate planning attorney explains why proper asset titling and beneficiary designations make a big difference when it's time to transfer your wealth....

Why It Can Make Sense to Sell Your Property Even If You’re Bullish

I'm bullish on real estate. Yet I recently sold another rental property. This type of incongruence between thought and action can feel unsettling and even counterproductive to wealth creation. But it ...

Self-Settled Asset Protection Trust Upheld By Delaware Court

A Delaware Court in CES 2007 Trust just upheld the protections of a self- settled asset protection trust making this an important technique to protect your wealth....

Uncommon Sense: 15 Financial Suggestions That Are Smarter than the Conventional Advice

Conventional "wisdom" is often flawed. Try these 15 financial suggestions for more wealth and financial peace of mind. The post Uncommon Sense: 15 Financial Suggestions That Are Smarter than the Conve...

How You’ll Feel Reaching Various Millionaire Milestones ($1M-$20M)

To celebrate the launch ofMillionaire Milestones: Simple Steps To Seven Figures, I want to share how you might feel and what you might do as you hit various levels of wealth. Perhaps by sharing, I'll ...

The Most Common Jobs Of Millionaires, According to Dave Ramsey

There’s a big difference between flashy and wealthy. Your job title might turn heads, but it won’t guarantee a million-dollar net worth. Real wealth doesn’t show off, and it definite...

22 Purchases Frugal Millionaires Often Refuse To Buy

Success isn’t just about how much you make, it’s about how much you keep. Every dollar wasted is a dollar stolen from your future. The people who build real wealth know exactly where not t...

25 Lessons Successful Investors Wish They Knew Sooner

Everyone starts somewhere, but not everyone finishes where they want. Chasing wealth is easy. Building it takes a mindset most people don’t figure out until they’re out of time. It’s...

17 Income Streams That Often Create Self-Made Millionaires

There’s no shortage of people online bragging about becoming a millionaire overnight. Most of it’s noise. Real wealth isn’t built in a weekend, it’s built with smart moves, pat...

23 Signs Someone is Really Upper Class (And Not Just Faking It)

Money alone doesn’t make someone upper class. A leased luxury car and a big mortgage might fool some people, but the truly wealthy don’t need to fake it. Real wealth moves differently, and...

Give Now, Not Later

Nick Maggiulli (pronounced Ma-Julie) is the creator ofOf Dollars And Dataand the Chief Operating Officer atRitholtz Wealth Management. A few ... Read more...

Beyond Stocks and Bonds: Why Home Equity Could Be a Smart Addition to Your Investment Portfolio

Most investors rely heavily on traditional stocks and bonds to build their wealth — and for good reason. These assets ... Read more...

Self-Directed Brokerage Accounts: Retirement's Hidden Gem?

SDBAs are underused and have a reputation for being risky, but when managed carefully they can help you grow your wealth faster than your company's 401(k)....

My Bear Market Investment Game Plan: Adjusting the Strategy

Creating an investment game plan is a crucial part of building lasting wealth. Without one, you're likely to accumulate far less over your lifetime. Now that the S&P 500 briefly corrected by 20% i...

19 Easy To Start Side Hustles That Actually Make Money

Making money isn’t about working harder, it’s about working smarter. Too many people waste time on overhyped side hustles that barely pay the bills. Real wealth comes from spotting opportu...

How To Declutter Your Retirement Finances

Learn how to declutter your retirement finances by reducing unnecessary accounts and organizing for a secure future. Tips for simplifying and protecting your wealth....

Building The Portfolio Of Life: Dr. Meir Statman’s Fourfold Framework For Financial Well-Being

In "A Wealth of Well-Being," Dr. Meir Statman helps us construct a portfolio not simply consisting of financial assets, but a portfolio of life....

Don’t Deprive Yourself While Living Below Your Means

Carve out a large percentage of your income for building wealth; then spend the rest on what REALLY makes you happy. Forget the other stuff. The post Don’t Deprive Yourself While Living Below Yo...

Stop Paying for Status! 23 Overpriced Items That Aren’t Worth It

Money disappears fast when every purchase feels like a reward. One swipe here, one splurge there, and suddenly, the paycheck that should have built wealth is gone on things that don’t actually m...

Striking Oil in Opportunity Zones: Now Might Be the Best Time to Invest

You could unlock hidden wealth in QOZs with strategic oil and gas investments, potentially combining tax advantages with long-term growth in an essential industry....

Winning Strategies for Financial Advisers as Clients' Lives Evolve

How can the wealth management industry help make life transitions easier for the adviser and the client?...

18 Money Moves Gen X Mastered (That Millennials Still Struggle With)

Gen X doesn’t get enough credit. While millennials are busy blaming the economy and boomers won’t stop talking about their golden years, Gen X quietly figured things out. They built wealth...

Get Rich the Lazy Way: 18 Easy Passive Income Strategies

Making money while you sleep isn’t a fantasy, it’s a strategy. Passive income builds wealth without trading hours for dollars, giving you more freedom to live on your terms. The right inve...

Three Essential Estate Planning Steps to Protect Your Nest Egg

After dedicating years to building your wealth and securing your future, make sure your assets are protected and your loved ones are provided for in the future....

CFA Institute: 20 Common Investing Mistakes That Could Crush Your Portfolio

Investing is one of the best ways to build wealth, but that doesn’t mean it’s easy. The market doesn’t care about emotions, hype, or shortcuts, and bad habits can do serious damage t...